How To Pay Less for Anything All The Time!

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Learn How to Never Pay Full Price for Products and Services!

There is a positive element to consider in the current recession that we can all use to our advantage. There are several methods to save money on almost any product or service. With the help of the internet, there are hundreds of thousands of online rebates and coupons available to you. Retailers and service businesses are often willing to trim a little off their profit to make a sale. Their aim is to keep their business flowing. Many will go the extra mile to make customers happy and convert them into return customers with the added hope of gathering positive word-of-mouth references. This should be (and often is) a common practice whether in tough economic times or not. Most of us want to save money even if not affected by the present times. We want our hard earned money to stretch. Below, you will find all kinds of ways to save, great money saving advice and highly recommended links to services and coupons.

Food, Glorious Food! 

Groceries

Ask the manager of the supermarket for a markdown on meat, baked goods, dairy items and other products that are near the expiration dates. Check the "sell by" or "use by" on the product to be sure it is still safe to purchase. This is most important when you plan on freezing or refrigerating foods. You can probably get a great deal on a "use by" dated product. Simply plan to eat it that day.
It is quite easy to haggle prices at a Farmer's market, especially when buying larger quantities and shopping late in the day.

Yep! Doctors Really Do This! 

Medical Costs

If a visit or visits to your health professional is not covered by insurance or only partially covered, don't hesitate to ask for a discount. Many doctors, dentists, veterinarians, chiropractors, acupuncturists will agree to fee reductions.

Doctor E

They are often even more lenient when your treatment regimen may require consecutive visits. Also, be sure to ask for medication samples. They often have them on hand.

Great Advice!

The best time to hire a business or service is in their off-season and not in high demand at the time.

Best Prices for Local Gas 

Red car
Gas Buddy
Find the lowest prices for gas in your area
Autos.msn
Another local gas checking price site
Gas Price Watch
Yet ANOTHER gas price checking site

Grab Free Coupons, Rebates & Deals Here 

The Best Links for Online & In Store Shopping!

Easy ways to save money, receive rebate checks and/or compare prices on almost ANYTHING!

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RetailMeNot
takes almost no time or effort to search. Search by category, store name or alphabetically through over 15,00 listed stores.
KeyCodes
Online coupon codes
Rather Be Shopping
Yet another awesome link
Current Discount Codes
More popular online coupon codes

What Does Hair Care & Car Repair Have In Common? 

Savings, Loyalty & Discounts, of Course!

Hair Salons

Hair stylists often move to other salons. Most stylists are willing to give discounted fees to loyal customers who follow them to their new location. Another suggestion is to ask your stylist if he or she will cut you a deal if you agree to always schedule your appointments during off-peak hours or when the shop is not too busy.

Service and Repairs

Whether you need automotive work, plumbing service, or any service as such, be sure to get at least 3 estimates. Also, choose independent businesses over national chains. Independents have more flexibility to negotiate. Then, haggle away!

Buy One-Get One FREE!! 

YOUR LOCAL Drug & Grocery Store Items

I found this bargain site for shampoo, make-up and so much more! Check it out!
Buy One Get One Free Coupons
You can get local BOGO (Buy One, Get One) deals emailed to you weekly from www.BOGOfetcher.com! Over 90 nearby grocery stores, more than 15 neighborhood pharmacies, plus the shoe stores, fast food and other places you already shop have amazing bargains you can receive weekly, at no cost...

Let's Make a Deal 

Definitely Not Like the Gameshow

Bank Fees
Banks are highly competitive in their industry. Very often, all you need to do is ask if a fee can be waived such as over the limit fees, monthly maintenance fees, late fees and check-printing fees. This is even easier if you are a long-time customer.

Rent
Landlords don't like vacancies almost as much as they despise late-paying tenants. If you can move into a property immediately, or prepay your rent for a couple or few months, you can easily use that to bargain for cheaper rent.

Purchasing Electronics
Pay the advertisement price for consumer electronics? NEVER!! This is one of the most competitive markets out there! Even the most novice negotiators should be able to make a purchase with at least a 10% discount off the list price. Once the salesperson thinks they have your business, simply mention that you are going to check the same item at a competitors store. You can also negotiate a free service plan in exchange for paying cash. Credit card companies charge merchants processing fees so offering to pay cash is a great negotiating tactic; especially with smaller businesses.

Airlines Want Your Business Now More Than Ever! 

How & When To Purchase Tickets

Airlines are scrambling for business in this current economic slide. Air travel is at an all time low so now is the time to travel for less.
TIP: Book as late as possible on a Tuesday night/ early Wednesday to find the best deals.
Check out the following links...

Best Deals on Airfare 

Kayak
Get the best air travel deals and info here!
Farecast Live
This site will will tell you the best time to book your flight! Too cool!

Learn How To Negotiate ANYTHING 

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Negotiating prices and fees is almost guaranteed to pay off and save you money. Besides, you have nothing to lose by trying. Most of the time, if you utilize fair and reasonable requests, you will be successful. The most important rule is to be friendly and polite. That method works better anyway. Don't try and bully or threaten the sales person. Remember, they are just doing their job and they are people just like the rest of us. Be fair and respectful. Remember what your mom always taught you. "Treat others as you would want to be treated." Can't you totally hear your mom's voice right now? ;)

You Can Negotiate Anything

Amazon Price: $7.99 (as of 01/02/2010) Buy Now
Used Price: $0.10

Beyond Reason: Using Emotions as You Negotiate

Amazon Price: (as of 01/02/2010) Buy Now
Used Price: $8.90

How to Negotiate Anything with Anyone Anywhere Around the World

Amazon Price: $17.12 (as of 01/02/2010) Buy Now
Used Price: $1.37

Negotiate to Win: The 21 Rules for Successful Negotiating

Amazon Price: $17.90 (as of 01/02/2010) Buy Now
Used Price: $4.15

Best Times to Hire A Business 



The best time to hire a business is when their services aren't in demand. Exchange that fact for a discount. Here are a few examples:

Hotels: Bargain for discounted weekend rates at business hotels and midweek rates at resort hotels and retreats.

Marriage Plan your nuptial celebration between the months of November and April.

Accountants Ask your accountant if he or she will give you a break on fees if you offer to file for an extension on your taxes.

Auto mechanics Most customers choose to have their cars worked on during the weekend or close to it due to work schedules. Inquire about making a midweek appointment for repairs.

Seasonal Projects Have your chimney swept in the summer and your lawn mower tuned up in the winter months. Schedule interior jobs during the spring and summer and exterior home-repair/maintenance jobs in the fall and winter. Hire tree trimming services in the winter. (Just be sure to offer them hot cocoa!)

Your Credit Report Can Change in a Minute! 

You NEED To Keep Up On This!!

There could be negative or fraudulent marks on your credit as of yesterday, today, tomorrow...Don't let that happen! It's no fun to apply for credit only to be declined. Whether it is your fault or fraud, the sooner you catch it, the better!

Get Equifax Credit Watch

Great Sites to Help You With Your Savings 

Check these out! Find the best checking account, credit card and price comparing!
People Powered Price Comparison - BeatMyPrice.com
Compare prices and find the best price for just about anything with people powered price comparisons!
Find High-Yield Checking Accounts in a Flash!
My Book
This site is simple. Just type in your zip code and you'll be shown the nearest high-yield checking accounts. Some are up to 6%!!
Compare the Best Deals on Credit Cards

Compare Credit Card Offers at LowCards.com. Review low interest, 0% balance transfer, cash back, rewards, airline, business, poor credit, student and instant approval credit cards. Apply Online for Credit Cards.

A Win-Win Situation. No Money Exchanges! Try Trading! 

Barter, Baby!!

"You have what I want and I have what you want! Sweeeet!"

Swapping goods and services has become a big sensation. People can barter for almost anything. People are not only trading in their own communities but on sites such as www.Craigslist.com and barter clubs like www.BarterBart.com and www.uSwapit.com.

Be sure to swap safely!
Consult IRS Publication 525 and a qualified tax professional to better comprehend the tax consequences of your specific bartering actions. Also, check merchandise carefully and confirm projected services in writing before agreeing to an exchange with anyone.

Honest & Reliable Rebate Sites 

For rebates, try these recommended links.

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FatWallet
This site shares their commission with you if you use their site to find and purchase from the listed stores. (Rebates can take up to a few weeks to receive but it's still worth it!)
Nextag
Same description and recommendation as above. Check it out!

More GREAT Coupon Sites for SAVINGS! 

Perfect for Gift Giving!

Grocery Coupons - The Grocery Game
Coupons and grocery coupons by The Grocery Game. Top 5 reasons for why YOU should use coupons.
Consider These for Gift Giving Time!
eCoupons.com has Coupons for Best Buy, Dell, Amazon, Buy.com, Lenovo, Sony, ThinkPad and more
Savings for Organic and Green Products
Mambo Sprouts features the latest natural health tips, nutrition facts and healthy organic food product news and information.

Recommended Price Comparison Sites 

Comparison shopping is always a thrifty idea, especially when shopping for larger priced purchases. However, no matter the price, you can find almost any item you are seeking here!
It's so easy! Just type in your desired item or product and receive the best prices. These are personal favorites of mine
My Simon
Price comparison and searches
Price Grabber
One of my personal favorites

Your Tips, Comments & Feedback 

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