Get Out of Credit Card Debt: You Can Do It Without Reconsolidation or Bankruptcy!
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Why I created this lens
I'm ashamed to admit it, but I'm a spender. Because of that, I created over $50,000 in credit card debt.
Fortunately for me, I make a little over $100,000 per year. That helped me to get out of credit card debt. I know that my situation was very serious, and much worse than what most people get into. But many others get into a lot worse shape (especially relative to their income).
I decided that I wanted to help people. One of the ways that I'm doing that is by creating this lens. Spend some time here, add a comment to the guest book, read the free info that's available. Get educated. And get yourself out of debt.
Many of us are in debt (60% of all Americans). You're not alone. You simply have to get over the guilt/embarrassment about being saddled with debt. Deal with it and tackle it head on. We'll get you out of debt!
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Top Debt Reducing Tips
Here are some of my favorite debt reducing tips.
- Set a monthly budget. Put a "name" to every dollar before you receive it.
- Spend cash. You will spend less.
- Be realistic about your expenses. Do you "need" premium cable while you're in debt? Can you cut your phone bill -land line or cell phone?
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Read About Credit Card Debt
Mike talks about credit card debt related topics on his blog
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