First Vineyard Credit Card

The First Vineyard MasterCard is what is called a stored value card. That is, you will use the funds that you place on it as payments are made in advance of the use of this card. You can do this directly from your paycheck, if you like or other funding sources. You can use loading funds from such methods of bank wire transfers, through the mail or through making a cash deposit. There is no annual fee attached to this card, but there is a non refundable fee of $39.95 as an application fee and a fee of $83.40 fee that is applied monthly at $6.95 as a participation fee. Your minimum deposit has to be more than $20 and your maximum is that of up to $2500.

The unique feature about the First Vineyard MasterCard is that you will earn cash back for using your card. You will earn a rebate of .07% up to 1%. You will also receive a one time bonus of $25 for each personal referral that you have. If they activate their card, you get this referral bonus. You can have up to 100 of these individuals providing this referral to you. You also get more cash back if you shop at the online shop of First Vineyard MarketPlace. You can earn up to 1% cash back with no expiration and no yearly limit.
Click here for more information or to apply for the First Vineyard MasterCard and get instance approval.

The First Vineyard MasterCard is Accepted at 30 Million merchants & One Million ATM machines. No need to worry about acceptance. You will have the money when you need it. Most prepaid credit cards can be used where Visa or MasterCard are accepted.

About MasterCard Worldwide

MasterCard Worldwide advances global commerce by providing a critical economic link among financial institutions, businesses, cardholders and merchants worldwide. As a franchisor, processor and advisor, MasterCard develops and markets payment solutions, processes over 16 billion transactions each year, and provides industry-leading analysis and consulting services to financial institution customers and merchants. Through its family of brands, including MasterCard®, Maestro® and Cirrus®, MasterCard serves consumers and businesses in more than 210 countries and territories.

First Vineyard MasterCard Benefits

* Receive cash back from your own spending

* Receive cash compensation from the spending of anyone in your compensation tree.

* Live debt free and receive compensation for your everyday spending.

* Reload your card directly from your payroll or bank account

* Powerful Online Account Management

* Online Bill Payment service included - Pay your bills directly with our powerful bill payment service

* Card Accepted at 30 Million merchants & One Million ATM machines

The Sun newspaper has moved into finance with the launch of its own pre-paid MasterCard, in partnership with Tuxedo Money Solutions, a pre-paid cash card company.

The card enables users to "top up as they go", which The Sun said will assist its readers with their "everyday retail and financial needs".

The First Vineyard Stored Value MasterCard®, issued by BANKFIRST, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card and would like to take advantage of either the cash back program or the unique income opportunity that this card has to offer.

Cardholders will either receive a 1% rebate on their spending or compensation based on other member's spending, whichever is higher. Once a cardholder has at least three referrals below them with a minimum of $1,000 being spent annually among those cards, they are eligible to earn compensation. Basically, a cardholder may log onto the First Vineyard site and send an invitation to a prospective member. Now, if that person signs up for the card and becomes an active member, the cardholder will earn from their spending. A one-time bonus of $25 is awarded for each "personal active referral".

The card can be funded directly from the cardholder's paycheck (this includes dividends, disability and government checks). This card can also be loaded by wire transfer, by sending a U.S. postal money order via mail, or by making a cash deposit at any approved locations. There are no fees applied to load funds to the card.

There is no annual fee and no interest applied on the account nor other similar charges found with most unsecured credit cards. There is, however, a non-refundable $39.95 application fee for this card and a monthly participation fee of $6.95 ($83.40 annually). Although the previous fees apply to this account, there is no fee charged when a point of sale transaction is made, which is rare as most stored value cards charge for this.

It is important to note that this card does not report cardholder transactions to the credit bureaus, which may be considered a major drawback for those who are trying to establish credit.

Therefore, those who are looking for a stored value card where they can pay in advance for purchases, plan to take advantage of the cash back or revenue generating program, and do not need to build credit, may find the First Vineyard Stored Value MasterCard® to be a beneficial option.

Most Attractive Feature(s):
No credit checks;
no annual fee;
cardholder earns payout for either rebate program or referral income (whichever is greater).

Least Attractive Feature(s):
Activation fee;
monthly participation fee;
does not help to establish a credit history.

First Vineyard Stored Value Mastercard

Customers receive one percent cash back rebate when they use the card. There is an application fee of almost Forty Dollars, but no annual fees. Also, there is no point of sale transaction fee which is rare among store value cards.

This card however is not reported to credit bureaus so may not be best for persons wanting to build credit.

BankFirst carry a range of credit cards that are geared towards helping consumer with poor credit regain their positive credit rating.

The main advantage of a prepaid credit card is the ability to help the owner control their spending, after all, you cannot spend what you do not have. With this kind of card the consumer can only spend what they have deposited to the card. In this regard, a prepaid credit card is in effect a prepaid debit card.

There are many different types of prepaid credit cards on the market vying for your business, but to get the best card for you, you need to compare the pros and cons about each card. One card may sound attractive with a reward program and cash back, but you may find that they do not report to credit bureaus. A card such as this would not be the best choice for someone trying to establish or re-establish his / her credit rating. So if building credit is the aim, select a prepaid card that reports to the credit bureaus.

With the First Vineyard, you will earn referal fees from the referals you make and also from the dollars they spend on their card. When you first refer a friend and he or she becomes a cardholder, you get $25.00 as a referal fee. You will also earn fees from the dollars they spend on their card. Aside your referrees, you will also earn fees from those above your "compensation tree" . First Vineyard also adds new cardholders into your "compensation tree" so you can earn more.

The First Vineyard MasterCard is what is titled a stored continuance card. That is, you module ingest the assets that you locate on it as payments are prefabricated in front of the ingest of this card. You crapper do this direct from your paycheck, if you same or another resource sources. You crapper ingest weight assets from much methods of slope accommodate transfers, finished the accumulation or finished making a change deposit. There is no period gift bespoken to this card, but there is a non refundable gift of $39.95 as an covering gift and a gift of $83.40 gift that is practical monthly at $6.95 as a status fee. Your peak installation has to be more than $20 and your peak is that of up to $2500.

The unequalled feature most the First Vineyard MasterCard is that you module acquire change backwards for using your card. You module acquire a channel of .

First Vineyard MasterCard® Card
* Receive cash back from your own spending
* Receive cash compensation from the spending of anyone in your compensation tree.
* Live debt free and receive compensation for your everyday spending.
* Reload your card directly from your payroll or bank account
* Powerful Online Account Management
* Online Bill Payment service included - Pay your bills directly with our powerful bill payment service
* Card Accepted at 30 Million merchants & One Million ATM machines

The unique feature about the First Vineyard MasterCard is that you will earn cash back for using your card. You will earn a rebate of .07% up to 1%. You will also receive a one time bonus of $25 for each personal referral that you have. If they activate their card, you get this referral bonus. You can have up to 100 of these individuals providing this referral to you. You also get more cash back if you shop at the online shop of First Vineyard MarketPlace. You can earn up to 1% cash back with no expiration and no yearly limit.