Free Credit Reports are Available Now
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Recently one of my friends was the victim of identity theft. Someone took a credit card offer from his mailbox and obtained a credit card. I found that most people don't know they can get a free credit report.
The following information is about the process of getting a copy of your credit report.
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.
A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.
How do I order my free report?
When you order, you need to provide your name, address, Social Security number, and date of birth. To verify your identity, you may need to provide some information that only you would know, like the amount of your monthly mortgage payment.
Warning - Don't Get Scammed
If you want to find out more about Identity Theft here's a Squidoo Lens called Identity Theft Remedy.
More Great Information About Credit Report Stuff on Amazon
Credit Scores and Credit Reports 3rd ed: How The System Really Works, What You Can Do (Credit Scores & Credit Reports: How the System Really Works,)
Amazon Price: $13.57 (as of 11/29/2009) 
Credit Derivatives Report
Amazon Price: $227.39 (as of 11/29/2009)
Fix Your Credit DVD - How to Fix Mistakes on Your Credit Report and How to Improve Your Credit Score (Credit Repair)
Amazon Price: $39.99 (as of 11/29/2009)
Your credit Score: Audio CD
Amazon Price: (as of 11/29/2009)
George W. Credit Report.com
Amazon Price: $0.99 (as of 11/29/2009)
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Once A Year Free Credit Report
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by SquidooTom
Squidoo is a perfect home for me. I just can't resist giving advice. Just ask my kids.
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