Home Safety - Home Facts 101

Pre-owned homebuyers are making mistakes over and over again costing them thousands of dollars and years of headaches. Don't make any of these three costly mistakes and let this happen to you.

Deadly Mistake #1

Thinking You Can't Afford To Buy The Home You Really Want

Today, buying the home of your dreams is simpler than ever before. Many people who thought buying a home they wanted was impossible are now enjoying a comfortable lifestyle, in their very own new home!

Buying a home is the smartest financial decision you will ever make. In fact, most American homeowners would be financially broke at retirement if it weren't for one saving grace - the equity in their home. Furthermore, mortgage rates are more flexible today than ever and tax allowances favor home ownership.

Real estate values have always steadily increased. Of course, there are always ups and downs, but the long-term trend is a regular increase. Meaning that every month, when you make a mortgage payment, the amount of money that you owe on the home decreases and the value increases. This *owe less/worth more* situation is called equity build-up and is the reason you can't afford not to buy.

Even if you have little or no money for a down payment, or credit problems, chances are that you can still buy that new home. It just comes down to knowing the right strategies, and working with the right people.

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Yes, it is really is possible to pay off your mortgage in ½ to 1/3 the normal time. You'll also never have to refinance your house or pay any more than you are paying right now. You keep doing the exact same things you're already doing, you just do them a different way.

Sounds too good to be true....?

I know it does, but it's 100% true and it's guaranteed to work. It's all a formula using the mortgage math and principal interest and playing it against itself. Definitely not something the banks want you to know about....that is for sure.This amazing system originated in Australia in the late nineties and finally in the last few years has made its way to the United States and Canada. It's about time a system puts the average homeowner in control rather than the normal interest guzzling bank/mortgage system. It doesn't take a genius to realize the banks are making a killing on homeowners that pay for their home over a 20 or 30 year period. Sometimes homeowners actually pay 2 or 3 times what the home is actually worth in wasted interest. It's about time that process changed and here is the solution. Finally a company called United First Financial put it all together in a way everyday people can use to eliminate thousands, possibly hundreds of thousands of dollars in wasted interest. I know I'd rather have that money in my pockets instead of the bank owners. What's nice is, you do nothing different at all. You keep doing the same things you are already doing....you just start doing them a different way. This is top secret information that the banks do not want you to know and it is of extreme value to anyone with a mortgage who is caught in the 20-30 year trap. It uses the few extra dollars that you have lying around each and every month to make massive payments on the principal of your mortgage and the results are nothing less than stunning.

Click below to see more on how this cutting edge program really works. Towards the bottom-left of the page there is a link called request a Free Money Market Analysis. Take a minute and fill out that form, see exactly how many years and how many thousands of dollars this amazing program can save you and your family.


See Exactly How Much You Will Save

This article is designed to inform home sellers of the things they can do to prepare to sell their home. I am a home inspector and I see many different things that could easily be done by the seller to save me mentioning it on the home inspection report for the purchaser. Here are a few tips to speed up the sale of your home:

The first thing I would recommend anyone doing before they show, sell or have their home inspected is check it over yourself. Pretend you are a home inspector and just walk through your house, and look for things that are not right.

1. Run some water and look under sinks. Turn on and off all water valves. Especially the one that have not been operated in years.

2. Open and close all the windows in the home. Once again, especially the ones that have not been opened in years.

3. Look at outlet covers. Are there any that are cracked or missing...? If so replace them.

There are a few simple things that certified home inspectors find and document on reports every day. Now none of these might be considered "deal killers" or anything of the sort.....that's not the point of the article. What I'm trying to state is that little by little these simple, insignificant deficiencies can begin to add up, weigh down and lengthen a the home inspection report that the purchaser is going to receive. No one likes a lengthy home inspection report and that's what these minor deficiencies do.

The smartest thing to do is find as much wrong that you know about your home and start fixing these things yourself. Simple as that, the less that the purchaser sees on the home inspection the better, and this is by far the best way to shorten your home inspection report and help you sell your home quicker.

Sell Your Home in Under 21 Days

It is definitely very important to know the problems that exist when purchasing a pre owned home and a home inspection is good for a buyer or a seller. What may look like a good buy may actually turn out to be a nightmare and it can potentially cost you thousands of dollars. Generally in a home inspection, when the inspector is working for the potential buyer... the home inspector would come in and check the "5 Crucial Must Haves". This is the 5 main systems of the home, if any of the five are un-safe, damaged or not working properly it can become an outrageous expense to the potential home buyer.

1. Roof - A good roof is definitely a "must have" on a pre-owned home. It's one of the most expensive systems in the house and a pain to replace. Most buyers don't think too much about it at first, but when they move into a home with a leaky roof....they will soon see the expenses and damages that can add up. A good roof is crucial.

2. Air Conditioning and Heating - All homes need some sort of heat and a fully operating furnace or heat source is absolutely a "must have" especially in colder areas.. A faulty furnace can be un-safe as well as ineffective and some newer units cost $7000 - $10000. That is definitely a cost a new home buyer does not want to dish out weeks after buying a new home.

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