High Interest Rate Savings Accounts

Earn 3.31% APY (as of 8/1/08) with a WTDirect Savings Account and Save with Confidence. Learn More

Wilmington Trust is a thriving global financial services company. They help clients in 86 countries increase and preserve their wealth. They have maintained stability and independence across 105 years of economic cycles, a period of time that includes 20 U.S. recessions, 18 U.S. presidents, two World Wars, and one Great Depression.




Wilmington Trust does not engage in subprime residential mortgage lending and there are no subprime residential mortgages in the underlying collateral of the mortgage-backed securities in their investment portfolio.

Banking interest rates fluctuate wildly because they are based on the ever-changing strength of our country's currency. Due to the unpredictable nature of these annual percentage yields, you should always be aware of the best interest rates for savings accounts and any other investments you make.

A wise investor/saver will always be on the lookout for how to make their money work for them. Savings accounts online or off can be a good, low maintenance option. By exercising a little bit of patience for the long haul, a high interest savings account can be an answer to creating high yields with minimal effort.

Online banking services may offer competitive annual percentage yields for those interested in finding the best interest rates for savings accounts. Internet banking services, such as ING Direct, HSBC Bank, and WT Direct and others, may offer a higher interest rate than you would expect from more traditional banks. However you may find that your present bank has an online presence and offers higher interest rates for those online savings accounts.

Because of the low overhead associated with maintaining an online only bank, these financial institutions pass the savings on to you by offering higher interest rates for savings accounts for the best annual yields.

Earn 3.31% APY (as of 8/1/08) with a WTDirect Savings Account and Save with Confidence. Learn More

With an Orange Savings Account, you earn a High Annual Percentage Yield with a level of flexibility, freedom, and security you simply won't find at other banks. And because your account is FDIC insured, your account is secure.

The Orange Savings Account. Earn 3.00%. Great rates, no fees, no minimums

High interest, no fees, no service charges, no kidding.

It is the interest rate that will determine the yield or how much you gain from your deposits. Calculating simple interest is not hard and can be done quickly, in many cases with out a calculator. Here is a formula to see your future gains for a high interest rate savings account online or offline.

There are 3 variables to calculate simple interest, they are:

1)The Principle = how much you put into the savings account or borrow from a bank
2)Interest Rate = the annual percentage rate
3)Time = the number of years (or months) the money is in the savings account or how many years (or months) before you will pay off the loan.

The formula for calculating interest is very simple:

Your Interest = Principle x Rate x Time (in years)

If you want to calculate 'Time' by months instead of years you just divide the months entered by 12. For instance; 30 months divided by 12= 2.5.

Using this simple formula will allow you to easily calculate the return you can expect on your savings account deposits.

Earn 3.31% APY (as of 8/1/08) with a WTDirect Savings Account and Save with Confidence. Learn More

Earn 3.31% APY (as of 8/1/08) with a WTDirect Savings Account and Save with Confidence. Learn More

High Interest Rate Savings Accounts