HIPAA - The Health Insurance Portability and Accountability Act (HIPAA)
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The Health Insurance Portability and Accountability Act (HIPAA)
The Health Insurance Portability and Accountability Act (HIPAA) offers protections for millions of American workers that improve portability and continuity of health insurance coverage.
What is HIPAA ?
HIPAA amended the Employee Retirement Income Security Act (ERISA), to provide new rights and protections for participants and beneficiaries in group health plans. Understanding this amendment is important to your decisions about future health coverage. HIPAA contains protections both for health coverage offered in connection with employment (group health plans) and for individual insurance policies sold by insurance companies (individual policies).
If you find a new job that offers health coverage, or if you are eligible for coverage under a family member's employment-based plan, HIPAA includes protections for coverage under group health plans that:
- Limit exclusions for preexisting conditions
- Prohibit discrimination against employees and dependents based on their health status
- Allow a special opportunity to enroll in a new plan to individuals in certain circumstances
If you choose to apply for an individual policy for yourself or your family, HIPAA includes protections for individual policies that:
- Guarantee access to individual policies for people who qualify
- Guarantee renewability of individual policies
HIPAA provides a uniform set of requirements for Electronic Transactions, Identifiers, Privacy, and Security.
HIPAA Title I and HIPAA Title II
According to the Centers for Medicare and Medicaid Services (CMS) website, Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs.Title II of HIPAA, the Administrative Simplification (AS) provisions, requires the establishment of national standards for electronic health care transactions and national identifiers for providers, health insurance plans, and employers. The Title II of HIPAA also address the security and privacy of health data. The standards are meant to improve the efficiency and effectiveness of the nation's health care system by encouraging the widespread use of electronic data interchange in the US health care system.
Some Good HIPAA Books At Amazon
The Practical Guide to HIPAA Privacy and Security Compliance
Our Comment about this Book:
This is the best single reference that I've seen on the subject. Kevin and Rebecca have assembled a guide that is eminently practical, superbly organized, and tremendously helpful. I reach for it every time I have a question on HIPPA. In fact, it's the only HIPPA reference I've used since I got it.
This is the best of the best available books about HIPAA
Avg. Customer Rating: 
Amazon Price: $70.83 (as of 12/09/2009) 
HIPAA: The Questions You Didn't Know to Ask
Our Comment about this Book:
This book has really helped me to gain an initial understanding of HIPAA. The book gets right down to the nitty gritty of HIPAA without causing the reader to fall alseep. I highly recommend this as a must read for all employees of a health providers office. It can be read in less than an hour from cover to cover.
Avg. Customer Rating:
Amazon Price: $18.60 (as of 12/09/2009)
HIPAA in Daily Practice
Our Comment about this Book:
This book provides an easy to understand overview of HIPAA and its effects on the medical industry. The authors did an outstanding job of taking a complex topic and making it easy to understand and follow for the average person. I highly recommend this book for anyone who wants to better understand HIPAA.
Avg. Customer Rating: 
Amazon Price: $15.56 (as of 12/09/2009)
More about HIPAA
HIPAA Protects Workers And Their Families By* Limiting exclusions for preexisting medical conditions (known as preexisting conditions)
* Providing credit against maximum preexisting condition exclusion periods for prior health coverage and a process for providing certificates showing periods of prior coverage to a new group health plan or health insurance issuer
* Providing new rights that allow individuals to enroll for health coverage when they lose other health coverage, get married or add a new dependent
* Prohibiting discrimination in enrollment and in premiums charged to employees and their dependents based on health status-related factors
* Guaranteeing availability of health insurance coverage for small employers and renewability of health insurance coverage for both small and large employers
* Preserving the states' role in regulating health insurance, including the states' authority to provide greater protections than those available under federal law
Preexisting Condition Exclusions
* The law defines a preexisting condition as one for which medical advice, diagnosis, care, or treatment was recommended or received during the 6-month period prior to an individual's enrollment date (which is the earlier of the first day of health coverage or the first day of any waiting period for coverage)
* Group health plans and issuers may not exclude an individual's preexisting medical condition from coverage for more than 12 months (18 months for late enrollees) after an individual's enrollment date
* Under HIPAA, a new employer's plan must give individuals credit for the length of time they had prior continuous health coverage, without a break in coverage of 63 days or more, thereby reducing or eliminating the 12-month exclusion period (18 months for late enrollees)
Creditable Coverage
* Includes prior coverage under another group health plan, an individual health insurance policy, COBRA, Medicaid, Medicare, CHAMPUS, the Indian Health Service, a state health benefits risk pool, FEHBP, the Peace Corps Act, or a public health plan
Certificates Of Creditable Coverage
* Certificates of creditable coverage must be provided automatically and free of charge by the plan or issuer when an individual loses coverage under the plan, becomes entitled to elect COBRA continuation coverage or exhausts COBRA continuation coverage. A certificate must also be provided free of charge upon request while you have health coverage or an
Some More Good HIPAA Books and Resources
That you souldn't loose!
Encyclopedia of Digital Government
The Encyclopedia of Digital Government offers the most comprehensive coverage of the issues, concepts, trends, and technologies of digital government (or electronic government). The challenges and future prospects faced by governments at different institutional levels and in different parts of the world are described in explicit detail in this commanding encyclopedia. With over 250 detailed articles, this three-volume set provides a broad basis for understanding the issues, theories, and applications faced by public administrations and public organizations as they strive for more effective government through the use of emerging technologies. This comprehensive, research-based publication is an essential reference tool for academic, public, and private libraries.
Amazon Price: $825.00 (as of 12/09/2009)
HIPAA Privacy Certificate Program Manual and CD: HIPAA Regulations, HIPAA Training, HIPAA Compliance, and HIPAA Security for the Administrator of a HIPAA ... Officers, and Practice Administrators
The HIPAA Privacy Certificate will certify your knowledge of HIPAA privacy, provide you with documentation of HIPAA mandated training, and prepare you for administering a HIPAA program.
Amazon Price: $339.95 (as of 12/09/2009)
HIPAA Compliance Products
Bellow you will find HIPAA compliance products, such has office, hardware and software products designed to satisfy the physical-safeguard standards. Physical safeguards are security measures that protect electronic information systems, and their related equipment and buildings, from natural and environmental hazards as well as unauthorized access by intruders. HIPAA Friendly Transport Cases
HIPAA Administrative / Office Products
HIPAA Administrative Products
Forms, HIPAA Cover, Flash-Fax,8-1/2"x11",6 Pds/Bx TOP51822
Amazon Price: (as of 12/09/2009)
Medical Chart Tabs, "HIPAA", Red Stripe (TAB54546) Category: Index Tabs and Dividers
Amazon Price: $3.19 (as of 12/09/2009)
HIPAA 36in. Wide Lateral Files
HON COMPANY 500 Series Two-Drawer Lateral File, 36w x28-3/8h x19-1/4d, Light Gray
Amazon Price: $358.51 (as of 12/09/2009)
HON(tm) 584LQ - 500 Series Four-Drawer Lateral File, 36w x53-1/4h x19-1/4d, Light Gray
Amazon Price: (as of 12/09/2009)
HIPAA 42in. Wide Lateral Files
4 Drawer 42" Wide Lateral File Cabinet Light Gray
Amazon Price: $617.56 (as of 12/09/2009)
4 Drawer 42" Wide Lateral File Cabinet Black
Amazon Price: $767.95 (as of 12/09/2009)
HON COMPANY 600 Series Five-Drawer Lateral File, 42w x19-1/4d, Black
Amazon Price: $406.25 (as of 12/09/2009)
HIPAA 30in. Wide Lateral Files
HON 432LL 400 Series 30 by 28-3/8 by 19-1/4-Inch 2-Drawer Lateral File, Putty
Amazon Price: $280.56 (as of 12/09/2009)
HON 434LL 400 Series 30 by 53-1/4 by 19-1/4-Inch 4-Drawer Lateral File, Putty
Amazon Price: $315.75 (as of 12/09/2009)
2 Drawer 30"W Lateral File Black
Amazon Price: $280.56 (as of 12/09/2009)
4 Drawer 30"W Lateral File Light Gray
Amazon Price: $315.75 (as of 12/09/2009)
HIPPA Software
HIPAA Checkup Compliance Suite 3.0
* Automated, step-by-step HIPAA privacy & security compliance.
* Designed specifically for small and medium-sized practices and clinics.
* Anyone can do it -- explains the HIPAA privacy & security regulations in plain English.
* All required privacy & security policies and forms customized for your practice.
Amazon Price: (as of 12/09/2009)
HIPAA Electronics
160GB 128 Bit Key Encrypted HDD Conforms To Hipaa Specific
Amazon Price: $179.49 (as of 12/09/2009)
300GB 128 Bit Key Encrypted HDD Conforms To Hipaa Specific
Amazon Price: (as of 12/09/2009)
Fellowes(R) OD1500C High-Performance Personal Confetti-Cut Shredder
Amazon Price: (as of 12/09/2009)
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- mulberry mulberry Mar 20, 2008 @ 7:46 pm
- Wow, tons of great info. here. I have to deal a lot with HIPAA in my profession.
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- Oct 19, 2007 @ 8:20 am
- Excellent lens, keep up the hard work: Health Insurance Ratings
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- RolandK_Mary RolandK_Mary Jul 24, 2007 @ 10:28 pm
- Great resource on HIPAA jonitas, good work. 5stars.
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- bdkz bdkz Jul 20, 2007 @ 7:22 pm
- Great Lens. Very informative!
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