Pay Off Your Mortgage Early Using United First Financial
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Pay Off Your Mortgage Early Using the Money Merge Account from United First Financial
Many of you reading the above question would respond "yes" as your answer.
I'll now explain this to you in another way. Suppose someone from your bank called you and said they had a new program that you could use to shave 20 years off your current mortgage without changing your payment or lifestyle what would you say?
What if they went on to say that they could show you how to accelerate your equity 3-4 times faster with this program and save you on average $50,000 or more what would you say?
Now if they told you that you need to spend 60 minutes learning about the mechanics of the program to decide if it will work for you, would you be willing to take a closer look?
Yes, of course you would.
What you're about to read has changed the lives of thousands of Americans and may very well change yours for the better should you be able to qualify.
The program that I'm about to tell you about is NOT a SCAM! Not one... I repeat... not one person who OWNS the United First Financial software has a negative thing to say about it. What negativity there is about the program is coming from people who have no understanding of this program and have never used the software.
I'm reminded of a quote by Herbert Spencer:
"There is a principle which is a bar against all information, which is proof against all arguments and which cannot fail to keep a man in everlasting ignorance - that principle is... contempt prior to investigation."
In essence, there's now a painless way to pay off your 30-year mortgage in as little as 8 to 11 years using a home equity line of credit thanks to United First Financial's revolutionary program featuring a Money Merge Account.
Although it's a horrifying thought, it's no secret to most homeowners that they will pay about twice the purchase price of their home on a traditional mortgage--a mortgage that will take about 30 years to pay off.
What does surprise many of these same homeowners is to find out it doesn't have to take this long to pay off your mortgage. Now, United First Financial has put in place a remarkable plan for homeowners to break that cycle of financial drain--a Money Merge Account (MMA) in conjunction with a home equity line of credit (HELOC).
The best part about this is now you can pay off your 30-year mortgage in as little as 8 to 11 years with United First Financial, with no change to your lifestyle or refinancing of your existing mortgage!
So if you're as tired as I am of paying for two homes and only getting one, then it's time to do something to turn this around in our favor!
Get a head start on rapidly reducing the principal of your mortgage by clicking on the banner ad below and use the form on that page to contact me.
A mortgage-free future
is closer than you imagine!
Please take a few moments and discover how United First Financial can work for you. It's a revolutionary program that is affecting people's lives for the better. Invest 30 minutes of your time and check this out for yourself by getting in touch with me today!
To your financial well being!
Provided by Independent Agents of United First Financial, #829290
Amy & Gregg Birkner
P.S. Now you can become an Independent Agent with United First Financial and introduce homeowners to the Money Merge Account -- and join my team where we help each other realize our financial goals while empowering American homeowners to become debt free on their current income!
Be sure to check out our other Squidoo Lens United First Financial Business Opportunity on Squidoo to learn more about becoming an Agent. The advancement opportunity and commission guidelines make this an outstanding business opportunity! It is an AWESOME time to become an Agent. Contact me NOW for details!***
Watch the United First Financial Money Merge Account Video!
In a nutshell, the Money Merge Account program empowers people to become debt free on their current income by showing them how to maximize their cash flow.Are you interested in learning more about the Money Merge Account but still have a few questions?
Take a few minutes and sit back watching this United First Financial video that explains in more detail about the Money Merge Account.
This video has helped thousands of people gain a better appreciation for what the Money Merge Account is all about.
Click on the link below to get started:
http://www.xmission.com/~u1st/mma100.html
Request a FREE Money Merge Account Analysis Now
Have you ever thought about what you could do if you no longer had a mortgage payment each month? Yes, you can open the door to the possibility of a DEBT-FREE life. The first step is clicking on the image below and requesting a Free Money Merge Account Analysis:
After filling out the form, click on the "Submit" button.
NOTE: We take your privacy very seriously. Your confidential information will never be sold or rented. In addition, you will NEVER be asked for your Social Security Number nor will we run a credit check.
Fulfill Your Dream of Home Ownership
Earlier I introduced you to United First Financial's revolutionary Money Merge Account, a powerful tool to help homeowners like you fulfill your dream of home ownership while saving significant amounts of money for your family's future.The Money Merge Account is not a bi-weekly payment or debt roll-down system. It's an entirely new approach that gives homeowners flexibility with their money and complete financial freedom.
A 30-year, $136,000 mortgage at 5.25%, when paid through conventional monthly payments, will result in a 30-year total repayment of $270,784 - nearly twice the cost of the home.
The Money Merge Account program can repay the same mortgage in 11.3 years with a total repayment of $181,217. An incredible savings of $89,566 is realized on the same income, with the same mortgage, at the same interest rate, and without any changes to your standard of living.
The Money Merge Account is simply one of the fastest ways to repay a mortgage and be on your way to financial freedom.
This is just one example of many that I will be sharing with you in the near future.
Are you curious to find out what you could save on your mortgage using a Money Merge Account? Then follow the link below and request a Free Money Merge Account Analysis:
The Money Merge Account consists of three major components...
1. Your Existing Primary mortgage
The existing mortgage on your home is the foundation for the Money Merge Account.
2. An Advanced Line of Credit (ALOC)
The Money Merge Account Program uses an advanced home equity line of credit as a vehicle or a tool to drive the program. The home equity line of credit must have the capacity to operate similarly to a primary checking account and be set up with an open-end interest calculation (rather than a closed-end interest calculation). Combined with the Money Merge Account's web-based system, this creates a formula in which the money in your line of credit account generates an interest cancellation on your primary mortgage.
3. Money Merge Account software
The online Money Merge Account system makes a connection between your bank account, the advanced line of credit, and your primary mortgage. Each time you deposit income into your account, it registers as a decrease to your mortgage balance. By decreasing your mortgage balance, you now lower the balance on which interest accrues. By decreasing the balance on which interest accrues, you increase the portion of your monthly payment which is credited toward your principal pay down. The algorithms in the proprietary Money Merge Account system are systematically programmed to create the highest interest savings possible in the least amount of time.
5 Easy Steps to Becoming Mortgage Free:
Say Good Bye to Your Mortgage!
The steps to becoming mortgage free are much easier than you might first think:1. Request a free MMA Analysis from me today (follow the directions outlined above and click on the image of the door).
2. Activate your Money Merge Account
3. Deposit Your Paycheck
Deposit your paycheck into your current checking and/or savings account. As soon as the funds clear, the amount you designate is transferred from your checking and/or savings account into your Money Merge Account managed line of credit. Because the line of credit is connected to your home, the money transferred from your checking and/or savings accounts decreases your mortgage balance, thus reducing the balance in which interest builds.
4. Pay Your Bills
Throughout the month, you pay your bills using your Money Merge Account managed line of credit. With this account, money is immediately available through checks, debit cards, and ATMs. The amount left after bills have been paid remains against the balance of your mortgage until you need it, keeping your mortgage balance as low as possible, further reducing mortgage interest charges.
5. Follow the system
Follow the promptings of the online MMA system to maximize your savings and pay your mortgage off as quickly as possible.*
*Check with me by filling out the form below to see if the Money Merge Account is right for you!
Can't I do this myself without the software?
I get asked this question from time to time usually from people who haven't done enough research about our product.If you were programmed and conditioned to calculate the exact amount of money to be transferred to your primary mortgage each and every month you might be able to do this yourself.
It is important to note that the Money Merge Account program is set up so that the maximum amount of funds are sent to principal, while the least amount is paid in interest. The Money Merge Account is a finely tuned system that is maximizing the power of your money.
There is much more involved here than just taking your discretionary income and applying it to your first mortgage each month. Using the Money Merge Account program will accelerate the payoff much faster than a monthly transfer to principal.
Underestimating the power of this program is easy to do and could cost you tens of thousands of dollars in interest.
Also included in this system is a real time "Financial Dashboard" that continually gives you feedback every time you make an entry into the software. This allows you to make better decisions when it comes to capital expenditures and planning for a better future.
The Money Merge Program does in fact help people change the way they look at becoming debt free in a positive and rewarding way.
Money Merge Account Benefits
Different needs with which the Money Merge Account can help you:
Repaying your mortgage early
Reducing monthly payments/consolidating other debts
Funding a major purchase (new car, holiday home, boat etc.)
Buying a second property
Planning for school fees or university
Coping with short-term ill health, unemployment, redundancy or moving jobs
Planning for maternity
Short-term spending e.g. holiday, Christmas
Making the most of an inheritance, windfall, large bonus, or maturing investments
Funding home improvements
Question About The Money Merge Account
Q. Why can't I make extra principal payments to my primary mortgage and achieve the same results?
A. Simply put, the mathematics behind Money Merge Account present a sophisticated process that has a substantial financial benefit over increasing your monthly payments.The algorithms in the proprietary Money Merge Account system are systematically programmed to create the highest interest savings possible in the least amount of time.
The math engines programmed in the Money Merge Account system calculate the specific timing and dollar amounts required to produce the most optimum savings on each individual mortgage and overall financial situation.
A Key to Your Financial Success...
Obtaining a mortgage is one of the most significant financial decisions you'll ever make in your life.
Paying that mortgage off in the shortest amount of time while expending the least amount in interest payments to your lender is one of the keys to your long-term financial success.
When repaying a mortgage, what matters the most is the total amount of interest you pay over the term of your loan.
With the Money Merge Account, you use your income and savings to reduce your loan balance and minimize your interest payments. This means more of your money goes towards your principal balance each month, helping you repay your mortgage years earlier and save thousands of dollars in interest.
This Squidoo lens has been created as a free information resource that will assist you in answering all your questions about paying off your mortgage quickly and with as little as possible coming out of your pocket.
Please take a moment and explore this lens. Don't hesitate to ask me questions by using the Contact Me link above. Also, check out my website that contains a wealth of information on mortgages by clicking on the banner below:
Questions About The Money Merge Account:
Q: If I am not increasing the monthly payments on my mortgage, how can this program be possible?
A: The Money Merge Account system makes a connection between your bank account, the advanced line of credit, and your primary mortgage.Each time you transfer income into your account, it registers as a decrease to your mortgage balance. By decreasing your mortgage balance, you now lower the balance in which interest accrues. By decreasing the balance in which interest accrues, you increase the portion of your monthly payment which is credited toward your principal pay down.
The Money Merge Account system determines the specific timing and amounts for each transfer required to produce the quickest payoff time and highest interest savings possible.
There are also multiple financial options programmed into the Money Merge Account software which assist homeowners in paying down their mortgage as soon as possible.
Q. What happens if I sell my home?
A. The Money Merge Account program follows your mortgage until it is paid off.
The line of credit the Money Merge Account uses will have no effect on your ability to sell your home.
Once you have sold your home and purchased another residence, we can put the Money Merge Account back into action on the new residence.
Also, all the equity built in the account, as well as the equity built with market appreciation, will make a great down payment on the next purchase.
Frequently Asked Questions
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investment rental property
Your Investment rental property. Discover high yield more...1 point
What is the Money Merge Account?
The Money Merge Account is an online account syste more...0 points
Does it make sense to move my savings accounts over to Money Merge Account?
Yes, in moving your savings into your Money Merge more...0 points
Do I make monthly payments on my line of credit?
Not in the traditional sense. You will use your li more...0 points
Why am I applying for a line of credit, and how is it associated with my savings and checking accounts?
The Money Merge Account Program uses the equity li more...0 points
Do I have to change banks?
It is not necessary to change banks. After signing more...0 points
Do you make payments for me?
No. We do not have any access to your accounts. You more...0 points
Do you have access to or control of my money?
No. You are the only person with access to your ac more...0 points
Do I pay interest on the equity line of credit?
There is interest charged on the line of credit. B more...0 points
Do banks offer this program?
No, they do not. The Money Merge Account utilizes more...0 points
Is there any risk involved?
From a financial standpoint, there is very little more...0 points
Can anybody qualify for the Money Merge Account?
It is important to go through a brief questionnair more...0 points
Do I have to refinance my existing mortgage loan to make this work?
No. It is not necessary to refinance your existing more...0 points
Will Money Merge Account work with an interest only or negative amortization payment on my primary mortgage?
Yes. In fact, Money Merge Account helps you to tak more...0 points
Can I own multiple investment properties at one time and utilize just one Money Merge Account program, or do I need one for each property?
The Money Merge Account is most effective when use more...0 points
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History of the Money Merge Account
A Powerful Business Idea
After two years of researching the industry, Skyler Witman and John Washenko of Utah's Accelerated Equity initially offered their customers debt reduction programs such as a bi-weekly payment plan to help minimize their debt, but soon realized their customers' needed something more to meet their financial needs.In the summer of 2002, they discovered a method used in several countries to pay down mortgages in record time which required no day-to-day financial impact, while paying off debt and saving hundreds of thousands of dollars in interest.
Further research on these financial elements motivated Skyler and John to develop a top-notch IT division and contract with a mathematical engineer from GE Aeronautics to begin creating the mathematical algorithms (math engines) and system programming that would become the very heart of the Money Merge Account.
A few more years and millions of dollars were invested in research and development before a one-year market test release rolled out in Denver, Colorado.
To the pride and astonishment of the founders, homeowners from the initial 400 client test market who signed up for the Money Merge Account were achieving results even better than predicted.
Homeowners with a traditional 30-year mortgage were on track to become mortgage free after only 8 to 11 years, all while paying off other debt in the process with a rate of 20% better savings and payoff time than was initially predicted.
To facilitate the growing marketing needs of the Money Merge Account, Skyler and John brought on colleagues Jonathan Bonnette, Matt Lovelady, Don Jorgensen and Steve Smith, and created United First Financial. These colleagues brought with them many years of expertise in the mortgage and financial arena.
FEATURED LENSES...
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United First Financial Business Opportunity
In case you missed this information above...
It's a great time to become an Independent Agent with United First Financial and introduce homeowners to the Money Merge Account -- and join my team where we help each other realize our financial goals!
Be sure to check out my other Squidoo Lens United First Financial Business Opportunity on Squidoo to learn more about becoming an Agent.
The advancement opportunity and commission guidelines have never been better!
It is an AWESOME time to become an Agent. Contact me NOW for details!***
Q&A from Interaction with a REAL Client
I have a prospective Money Merge Account client who sent me these questions. I have included my responses to him. I just thought I'd share with each of you, too.
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To sign-up for a Free Merchant Account, you should more...1 point
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All there is to know about countrywide home loans. more...1 point
My wife is concerned with how the software works, is it user friendly?
The software is VERY user friendly, only takes abo more...0 points
What would happen if say 5 years down the road we decided to move?
You can use the software up to 5 times without re- more...0 points
How do we pay our bills?
You continue to pay your bills throughout the mont more...0 points
What about daily minimal expenses, cash and things like that, how would that work?
Again, use the credit card as much as possible. Yo more...0 points
check out this list of available home loan programs
Find a competitive mortgage rate for every mortgag more...0 points
Blog Posts from Google on Mortgages
- 30-year mortgage rates stay at record low
- 30-year mortgage rates average 3.87 percent for the third week in a row. That's the lowest for 30-year mortgage rates since the 1950s, when the long-term loans became popular. By Derek Kravitz, AP Real Estate Writer / February 17, 2012 This file photo ...
- Figures reveal rise in troubled mortgages
- Figures from the Central Bank show that the number of people falling behind with their mortgage repayments increased again in the final three months of 2011. New figures from the Central Bank show that the number of people falling behind with their ...
- Md. Mortgage Distress Appeared to Ease Slightly in 2011
- (Source: Jamie Smith Hopkins The Baltimore Sun (MCT)) -- The number of Maryland homeowners behind on their mortgage payments but not yet in foreclosure inched downward in 2011, numbers released Thursday showed. It was the second consecutive year of ...
- Citigroup Mortgage Insurance Whistleblower: 'I Have No Regrets'
- By Jonathan Stempel | February 17, 2012 It wasn't Sherry Hunt's original intent to go public on the shoddy quality control at a mortgage unit at Citigroup Inc., her employer since 2004. But by March 2011, as it became apparent to her that the problems ...
Disclaimer
by greggbirkner
Gregg Birkner is a top eBay Seller and Internet Entrepreneur who has been selling online for over 10 years. Top-Rated-Seller.com is Gregg's blog providing... more »
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