Home Improvement Financing and Loans

There are several different types of home improvement loans you can get to help pay for your home improvement project. Here are the general ones:

Home Equity Loan: This is a loan where you are given money that is "secured" against the equity you have in your current house.

Home Equity Line of Credit: Similar to a home equity loan, this is an open line of credit so that you can write checks and even have a credit card attached to the amount of equity in your home.

Home Improvement Credit Card: Many large home improvement stores like Lowe's and Home Depot have their own credit cards.

Home Improvement Bank Loan: This is usually an unsecured loan for a specific home improvement. This is one of the more difficult types of home improvement financing to obtain, but may be an option for people with bad credit.

Improving your home can help you sell your house, improve your living conditions or even raise the equity value of your home. A small or large home improvement loan can help you pay for that home improvement project today!