How to Prevent Identity Theft

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Make sure you follow all this tips to secure your identity from become the next victim of identity theft :

1. Watch for shoulder-surfers. When entering a PIN number or a credit card number in an ATM machine, at a phone booth, or even on a computer at work, be aware of who is nearby and make sure nobody is peering over your shoulder to make a note of the keys you're pressing.

2. Shred everything. One of the ways that would-be identity thieves acquire information is through "dumpster-diving", aka trash-picking. If you are throwing out bills and credit card statements, old credit card or ATM receipts, medical statements or even junk-mail solicitations for credit cards and mortgages, you may be leaving too much information laying about. Buy a personal shredder and shred all papers with PII on them before disposing of them.

3. Be diligent about checking statements. This actually has two benefits. First, if you are diligent about checking your bank and credit statements each month, you will be aware if one of them doesn't arrive and that can alert you that perhaps someone stole it from your mailbox or while it was in transit. Second, you can ensure that the charges, purchases or other entries on the statement are legitimate and match up with your records so that you can quickly identify and address any suspicious activity.

4. Pay your bills at the post office. Never leave your paid bills in your mailbox to be sent out. A thief who raids your mailbox would be able to acquire a slew of critical information in one envelope- your name, address, credit account number, your bank information including the routing number and account number from the bottom of the check, and a copy of your signature from your check for forgery purposes just for starters. Drop your bills at the post office or at least in an official U.S. Postal Service drop box to ensure that doesn't happen.

5. Limit the information on your checks. It may be convenient to have your drivers license number or social security number imprinted on your personal checks to save some time when you write one, but if it falls into the wrong hands it reveals too much information. In fact, some recommend that you only include your first initial in the name space of your check, such as "T. Bradley" rather than writing out "Tony Bradley" so that if someone did get one of your checks they would not know your full name.

6. Analyze your credit report annually. This has always been good advice, but it used to cost money, or you had to first be rejected from receiving credit so that you could get a free copy. Now it is possible to get a free look at your credit report once per year. The big three credit reporting agencies (Equifax, Experian and TransUnion) joined forces to provide free credit reports to consumers. The web site, annualcreditreport.com, is currently available for the Western and Mid-Western states, with the Southern and Eastern states being rolled out later this year. You should review it to make sure the information on it is accurate and also make sure that there aren't any accounts on there that you aren't aware of or any other suspicious entries or activity.

7. Get a protection with LifeLock Identity Theft Prevention. These is the great choice to be made by you if you really serious to prevent your identity from become the next victim. With only small fee that is $10 per month,LifeLock can protect your identity and personal information. They will be good investment by you because your identity safety is more worth than $10. Furthermore,LifeLock guarantee their service up to $1,000,000 and they also offer identity theft protection for children. Click here to get enroll with LifeLock and protect your identity now!