Is Identity theft Insurance Worth The Trouble

 There are many companines selling Identity Theft Insurance.  Most of these services only help you after you have become a victim of Identity Theft.  That is why I like Life Lock as they take the steps to help you prevent Identity Theft prior to becoming a victim.

Some services like Equifax Gold 3 in 1 monitoring service does provide Identity Theft Insurance They give you upto $20,000 dollars of assistitance if you are a victim of Identity Theft.  They also provide email updates any time you credit Report is Updated.

Life Lock provides a $1,000,000 guarentee if you are a victim of Identity Theft it is not insurance but they will spend one million dollars to make you whole again if you are a victim of Identity Theft. 

It is up to you to decide if Identity Theft Insurace is worth the cost.  Life Lock is only $9.00 a month with a 30 day free trial and Equifax Gold 3 in One monitoring Service, which monitors all three credit bureaus, is only $12.95 a month.  Both services are inexpensive when compared with the cost of overcoming Identity Theft. 

We Have Spent over $3,000 dollars and countless sleepless nights to overcome our identity theft horrors.  You can see some Identity Theft statistics here that shows the average cost to consumers and business.

At less that $23 per month for both services all you really have to lose is your Identity.