Top Tips of What To Do When You Are In A Car Accident
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In summary, here are some quick tips in case of an emergency you should always have in your car with you:
Always carry your insurance ID card and vehicle registration.
Keep a list of emergency contacts at all times.
Have a medical card with you if you have allergies to any medication, or have a condition that requires special attention.
Pens or pencils.
Paper or a note pad.
Flashlight.
Flares.
First-aid kit.
Blanket.
Jumper cables.
Rag or paper towels.
Trash bag.
Disposable camera or digital camera.
Having these few things with you will be of comfort in a time of pure stress. If your vehicle can be repaired, great. If not, just remember, if you walk away with no one harmed from the accident, that is priceless.
IF YOU ARE A FIRST-TIME CAR BUYER, READ THIS
You need to watch OUT for this....
If you are a teenager in high school, or a college student with no established credit history, there are a number of barriers in the way to your entry into car ownership. When you are young and invincible, you have all these starry eyed dreams about the car you are going to get, then reality sets in, as concepts you never had to deal with before suddenly leap out of no where to crush your dream and knock you back down to earth.
How are you going to pay for your new car? Have you gotten insurance quotes? Who will finance you? Now you have to pay $80 a month in gas, and there's oil changes, new batteries to buy, and other unexpected expenses.
We advise all car buyers to purchase a car that you can afford to pay off in 48 months. You must also put down 20% on the car to keep from getting upside down, where you owe more on the car than it is worth. If you cannot put down 20% on the car, then do not buy that car.
You must buy a car in which you can afford to put down 20%. There is no room for arrogance or indignant responses here, it's a mathematical fact of life. Every single person who breaks this rule runs into trouble when they ignore this. You never ever want to be in the position of owing more than your car is worth.
If you determine that you can afford a new car, then make sure you enter new car dealers with The Folder of competitive new car price quotes, or you'll overpay by thousands.
Find out THE REAL SCAMS AND TRICKS that the dealers will try to pull on you!
The Most Important Thing is Your Life and Those in Your Car are Safe
What else do I do after being in a car accident?
Remember this!
Contact the police. The police will advise you if their response to the scene is necessary and also contact the police if the accident involves a hit and run, if there are injuries to people, or if it is apparent that liability will be disputed. If police are present at the scene of the accident, get the police officer's name, phone number, and the police report number. You WILL need this information, I assure you, if there are conflicting stories on the police report that the policeman will take down from your testimony and that of the other party/parties involved in the accident.
Do not admit fault. Give details of the accident and cooperate with the police in providing answers to their questions. Do not say, "It was my fault!" Let the officer and/or the insurance company determine that. You can be agreeable, but don't admit fault.
If you have a camera in your possession, take photos of the damage to the vehicle, accident scene, and people involved. You need to make sure that you have adequate evidence. Your photos may catch details that others missed.
As soon as possible, contact your insurance agent and report the accident and ask them if there is any other information that you will need to file a claim.
More Tips after being in that awful wreck....
Stop your vehicle and, if necessary, move it to a safe position near the location of the accident. The law requires that you stop at the accident scene; failure to do so could result in a traffic ticket or a warrant for your arrest. You certainly don't want to add to your troubles.
If your vehicle isn't drivable, call a towing company to move your vehicle. Get the name, address, and phone number of the towing company and the name of the person that arrives from the towing company.
Check all involved parties for injuries. Anyone who can walk should move to a safe location and if necessary, call 911 for medical assistance. They will answer quickly and assure you that an emergency vehicle will be coming to your site of the accident.
Exchange contact information (names, addresses, and phone numbers) with all parties involved in the accident. Most people know this, but you may have to coach someone if they don't.
Get the year, make, model, license plate number, insurance carrier, and insurance policy number for all vehicles involved. You MUST do this step to expedite the process of repairing your vehicle and it gives something to do while you are waiting for the police to come.
How would you like to get paid to drive your own car?
Car Accidents are no fun....
My experience in a Car Accident
That awful day....
I remember the day a young mother hit my Ford Expedition, she was looking behind her seat as she gunned the accelerator through a stop sign. I will never forget the sickening crunch I heard as she plowed into the side of that tank. It caused $10,000 worth of damage in two seconds and two years of headache. Thankfully, we were both fine physically, just shaken up, but her car was totalled and it was the beginning of a very bad experience. I still cringe when I hear someone slam on their brakes or a loud horn. Funny, sometimes you never quite "get over" those things! Insurance Adjuster
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"But, Now you need a new car or a hot car that looks NEW!"
Want to look at some Great cars at a really low price?
Like car auctions?
Here's another guide that will help you search American used cars listings, find used car dealers and sell your second hand vehicles at our cars catalogue - have fun looking.
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