About Internet Scams

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About Internet Scams

The term "Internet fraud" or scams generally refers to any type of fraud scheme that uses one or more online services - such as chat rooms, e-mail, message boards, or Web sites - to present fraudulent solicitations to prospective victims, to conduct fraudulent transactions, or to transmit the proceeds of fraud to financial institutions or to others connected with the scheme.

 

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Internet Scams Designed to Steal Your Identity and Rob you blind 

With all of the technological advances that we have made in recent years, we have opened up many new doors for identity thieves, making it much easier for them to get access to our personal information, literally handing them the key to our financial information. If you have never been a victim of identity theft, consider yourself lucky, and learn how to protect yourself in the future. Identity theft is what happens when someone, a would be thief, gets your personal information, and then uses that information illegally for his/her own gain. People who get caught, and are convicted of committing identity theft, are subject to felony prosecution, thanks to a law known as the Identity Theft and Assumption Deterrence Act.

You would think that you would only have to worry about protecting your banking and credit card account numbers, but that is just the tip of the iceberg. Identity thieves, if they can get your social security number, full name, and maybe date of birth, can order a copy of your personal credit report, which lists many great pieces of information about you, that they can then use to literally open up several credit card accounts in your name, which you may never know about until you either look at your credit report, or try to use your credit for a purchase, only to be denied for having past due accounts.

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Internet Scams Designed to Steal Your Identity and Rob you blind

Internet Scams Fraudulent Credit Card Charges 

It is sad but true, if you have a credit card, especially one that you use online, you are very likely to have to deal with fraudulent charges at some point or other. Some people get their credit card statements, look at their payment due date and amount, and toss them in the trash, without ever looking at the transactions that posted to the account. Those people are easy targets, as a scammer could charge their account numerous times before they would ever even realize it was occurring. If you don%uFFFDt catch those charges within a certain time frame, usually 90 days, some credit card companies will make it very difficult for you to dispute those charges and have them removed, so it is extremely important to keep ahead of the game in this situation.

There are some things that you can do that will help protect you from credit card scammers, but there is still no guarantee that they will be enough. One of the simplest things to do, which many people neglect, is to guard your credit card account numbers, and expiration dates carefully. If you have mail that has any of that information on it, you should shred it before throwing it away, and never write that information down, or store it on your computer. Anyone who has your full credit card account number and the expiration dates can very easily post charges to your account online and thousands of scammers do it everyday.

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Internet Scams: Fraudulent Credit Card Charges

Internet Scams Don't Become An Easy Target 

Sometimes, no matter how cautious you are, you may still find yourself the victim of a scammer, but don%uFFFDt make it easy for them. There are many things that you can do to protect yourself from scammers, making their jobs much harder to do, and ensuring your financial security and safety.

One of the safest ways to protect yourself from online scams is to keep in mind that if you get an email or see a website with an offer that just sounds too good to be true, chances are it likely is. Many scammers know that people often fall down on their luck, and are likely looking for a way out, and they take advantage of that by sending offers that someone in a difficult position couldn't resist, just so they can get their personal information. The best policy is that if you get an email from someone you don%uFFFDt know, or are not affiliated with in any way, just hit delete and keep going.

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Internet Scams Prey On Your Desire To Work From Home 

Okay, so how many people can honestly say they wouldn't love to quit their job and work from home instead? Who could resist the temptation to choose your own hours, be your own boss, work in your pajamas, and do what you want to do? Very few people can, and Internet scammers know this, and use work at home scams as a way to get your money and your personal information, so you have to be careful. I%uFFFDm not telling you not to pursue a work at home career, I am just saying that it is important to make certain you are dealing with legitimate offers from reputable companies, before you give them any money or your information.

If you do a Google search for work at home jobs, you will likely pull up thousands of sites, all offering you the best work at home opportunity, guaranteed to make you rich, even if you can only work part-time. If you take the time to look at these sites, many of them actually want you to pay them to send you free work at home information, or they want you to pay an astronomical fee to join some kind of work at home club or association. When a website asks you to pay for information, chances are you are better off avoiding it and moving on, as it very well could just be a scam, a way for someone else to profit from your hard earned money.

Continue reading this article on About Internet Scams article: Internet Scams Prey On Your Desire To Work From Home

Don't Be Taken By Credit Repair Scams 

Sometimes through life's unforeseen circumstances some individuals will incur a large amount of debt and be unable to pay this debt of in a timely manner. Unfortunately this can lead to the loss of property and ruin the individual%uFFFDs credit rating. It is in these times that some people feel the need to turn to organizations that offer help to those who feel they are in debt way over their head.

These organizations will make arrangements for you when those companies that you owe money to in order to help you repay the debt. These organizations will work with you and your creditors to create a plan specifically for your needs. This is what is referred to as a debt management plan.

When you enter into the debt management plan you give the organization a special type of power of attorney which authorizes them to enter into contractual agreements using your information with the creditors that you owe. Once you have established a debt management plan you must make monthly payments into the debt management plan and the organization will make payments on your behalf to your creditors.

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Avoiding Internet Charity Scams 

Each year charities bring in millions of dollars from kindhearted individuals who would like to help those who are less fortunate. Unfortunately these charities are also the target of unscrupulous scammers who would like to take advantage of the kindhearted donors as well as the people who need the donations.

The abuse of charities and the disasters they try to bring relief for is not a new event. As a matter of fact, con artists have been going door to door soliciting funds for fake charities for many years. Sometimes these con artists have even pretended to work for a real charity to get individuals to donate money, which of course they kept for themselves.

One of the most recent charity scams to hit the Internet was when hurricane Katrina rate have it on the United States coast. Scammers who watch the news closely went to work before Katrina even hit land to create web sites which would collect money from individuals who thought the money would go to the Katrina victims. These web sites were a perfect match with real web sites which are well-known such as the American Red Cross. Dozens of fake charity site sprang up all over the Web to take advantage of this disaster.

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Avoiding Internet Charity Scams

Articles from Wiki 

The term "Internet fraud" generally refers to any type of fraud scheme that uses one or more online services to present fraudulent solicitations to prospective victims, to conduct fraudulent transactions, or to transmit the proceeds of fraud to financial institutions or to others connected with the scheme. Internet fraud can take place on computer programs such as chat rooms, e-mail, message boards, or Web sites.

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