Kids and Money: How to Teach Wealth Habits to Your Kids

3 TOP Reasons Why Piggy/Traditional Banks Fail 

1. Piggy banks fail to teach any money habits, financial strategy, discipline or planning.
2. Piggy banks reinforce negative habits and beliefs. For example: "put all your money here and let it sit there being useless, and when you want or need money, then dig and scrape to get to it, and count it, maybe you'll have enough, maybe you won't." That fails to work as an adult, so why train for that dysfuntional mentality now?
3. Piggy banks fail to allow for today's paper-bill dominated society. Every try to squish a $10 bill into a piggy bank slot? It's offensive what you have to do to the money in order to put it into its so-called-place - it is antithetical to the whole idea of responsibly caring for your money. We teach kids to make their bed, fold and hang their clothes neatly, keep their homework organized, but then, when it comes to money - just crumple it into a ball and jam it into the so-called-bank.

TOP 7 Reasons Why Parents come to us 

You want to teach your children Wealthy Habits because:

1. You've watched "The Secret" or attended/read Law of Attraction workshops/books, and want to pass this wisdom to your children, especially in the financial area
2. You've read "Rich Dad, Poor Dad" and want your children to learn its lessons - now, before they are your age
3. You want to spare your children all of the negative beliefs that you or others grew up with about money (e.g. it doesn't grow on trees, more money means more hard work, scrimping means saving), and you want to replace it with positive, abundant-minded beliefs and actions
4. You come from a donating, tithing, charitable background, and want to pass that value system on to your children, while giving them a sound, balanced understanding of how money works
5. You want to spare your children the pain of becoming buried in credit card debt or other consumer debt - but you don't want to hand them everything on a silver platter either - in other words, you want them to learn wise money management lessons early
6. You are wealthy and want your children to have an appreciation and understanding of money that they won't acquire by simply enjoying your comfortable lifestyle, or by simply getting a job
7. You want to save your children the pain of waiting until they are 30, 40, or 50 years old to "get it" when it comes to money

OK, it's Time . . . to get the Facts and the Book 

• $27
  [notice I spared you the mile-long sales pitch of hype and highlighting before you found out basic stuff like price?]
• 100+ pages
• Easy to read
• e-Book in MS Word format
  [appears instantly on your computer screen after your payment is also instantly approved]
• Get a 20 page Excel Spreadsheet via email
  [gives you budgeting and projection help, detailed allowance and Return on Investment calculations; use the spreadsheets as is, or experiment with entering your own unique dollar amounts]
• Get more information about the Book at The Kids' Bank Book website
• Skip the website and go right to the Kids Bank Book Shopping Cart
• Complete Money-Back Guarantee (no questions asked)

3 KEY "HOW TO" STEPS to teach Wealth Habits to Your Kids 

1. Money generates more money - if invested - and that More Money is called Return On Investment (ROI). Kids can and DO learn what ROI is almost instantly because of how the Kids' Abundance Bank is set up.
2. An Abundance Bank has 4 sections:
   - More Money
   - Spending
   - Holiday/Birthdays (to spend on gifts for others)
   - Donations
3. Giving kids an allowance and ROI is giving kids the tools to practice how to handle money so that they will develop a rock-solid HABIT at an early age. Without the tools they can't practice. Sure, they can get a job, but now you have just convoluted and complicated the REAL message - how to handle money once you get it. Have concerns about kids' jobs v. allowance? The important thing is that you get to determine the amount of the allowance and the ROI. The Kids' Bank Book helps you with these numbers. Visit the website or read the book for a more detailed discussion.

FAQ: Frequently Asked Questions 

• Q: How early can I start teaching my children about money management skills?
  
  A: Children as young as 5 years old will embrace the money system that you will teach them from The Kids' Bank Book.
• Q: Should I buy a special 3 or 4 part bank for my child to use with The Kids' Bank Book system?
  
  A: Absolutely Not! There is no bank on the market that sufficiently addresses all of the aspects that are necessary in a good money management bank. The Kids' Bank Book will tell you how to create a simple or intricately beautiful perfect bank for your children to enjoy while learning great wealth-building skills.
• Q: I don't think I have good teaching skills, how will I be able to take what The Kids' Bank Book says and teach it to my children?
  
  A: The Kids' Bank Book has both step-by-step instructions of how to talk to your children when dealing with money, AND an easy-to-use system that your children will embrace quickly. You'll do less teaching and more enjoying watching them use their new money skills.