Help With Your Mortgage

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Do You Need Help With Your Mortgage?

Losing a job ranks among the highest of all stress-causing situations. The most immediate and major issue most people must deal with is providing for themselves and their families. It's important for the recently unemployed to get a grip on their financial situation right away. Job loss, problems paying bills and foreclosures on top of the everyday stress of living in today's society can push someone over the edge. With all that a recently laid off employee has to face, having the assurance that the mortgage will be paid can make the difference between the ability to move forward with an optimistic attitude in the search for a new job and getting caught in a dangerous spiral of despair and despondency.

Structure Your IRA or 401k Rollover to Make Your Mortgage Payments for You!

Laid Off?
Are you getting laid off or are already unemployed? If your employer has recently downsized its workforce resulting in layoffs and you are facing financial hardship, possibly even foreclosure, don't despair. Your IRA or 401k rollover can be structured to support your existing mortgage payment.


Home Mortgage Assistance
Help with your mortgage payment could mean the difference between falling into serious debt and getting your basic needs met. Unemployment benefits will only cover so much. Home mortgage assistance in the form of your IRA or 401k rollover is self assistance. You are not incurring more debt. You will have nothing to pay back. And there are little or no fees or penalties attached to this solution. With two different structures that cater to a full spectrum of commitment in time and retirement fund value you can choose which plan works best for you.


Job Search
Allow yourself some stress free time to find the job you want. Structure your IRA or 401k rollover to support your mortgage payments while you conduct your job search.




Have a Representative Contact Me

Contact Us By Phone

Six Top Questions on Our Home Mortgage Assistance Plan Answered

Q I'm not old enough to qualify to start withdrawing my retirement money yet, so how can it help me now?
A There are two different ways in which your retirement monies could help you through this transition time. Both options are available to you at any age.

Q What is the difference between the two strategies?
A The OUTSIDE® structure is similar to estate planning. Your current financial situation is evaluated, your long term goals are assessed and then with these elements in mind your retirement funds are structured for immediate support of your existing mortgage or for a new real estate purchase while at the same time ensuring security and longevity of principal balance of your retirement fund.
The Mortgage Relief Assistance Plan offers a short term bridge solution intended to assist your cash flow needs until you are able to secure gainful employment. This strategy can assist individuals with low value retirement funds and would only be suggested for consideration if the OUTSIDE® structure was incompatible with your circumstances.

Q Will I incur penalties for accessing my retirement monies prior to retirement age?
A Not when your IRA or 401k rollover is structured by the OUTSIDE® method. The Mortgage Relief Assistance Plan will incur a penalty. However this strategy is calculated to take effect on an as needed basis, substantially minimizing the penalty to a level where the benefits outweigh the cost.

Q How do I find out if either of these programs can help me?
A Have a Representative Contact Me

Contact Us By Phone

Q Once I speak with a consultant at your office, am I committed to signing up for your services?
A No. Our business code of ethics ensures you will receive no sales pressure to move forward with our program.

Q If I decide to move forward with the OUTSIDE® structure, what is my cost for your service?
A Most of our clients incur no cost at all. It will depend upon which custodian you decide to move your retirement monies to for the foundation of your OUTSIDE® plan.

Read more about our company and services

Uranga & Associates. PO Box 187. The Christiania Bldg. Suite J. Sun Valley Road. Ketchum ID 83340

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