About Me

I was born and raised in Oakland California. My sign is a cancer, and I always wanted to be a major league baseball player. Four surgeries later I found myself working as a limosine driver, care salesman, and 2 years ego evolved into a Realtor and Loan Consultant. I have some information on properties on my website CLICK HERE TO VIEW PROPERTIES

" If you owe more than your home is worth you can Short Sale your home"

In todays market home owners are facing a definite challenge to sell their homes because of the vast amount of homes for sale. As we all know defaults and foreclosures are growing rapidly everyday and some people judt didn't know that they could stil...

Mortgage Forgiveness Debt Relief Act of 2007

George Bush signed a very important measure for homeowners on December 20th ,2007 who have had mortgage debt forgiven via Short Sale and refinances. Basically the lender would normally 1099 the seller for the loss and this would be taxable income to...

SHORT SALES

***CLICK HERE FOR $5*** Two short sales that I have successfully closed.Date: 15 Sep 2007 When the down market started to take place in the summer of 2006, I had a property listed in Manteca, CA. This home sat on the market with a list price of $455...

Real Estate Owned By The Bank

***CLICK HERE FOR $5*** In todays market foreclosures are at an all time high, and there are so many homeowners in default that sometimes they can't get caught up. Once the default happens the foreclosure proceedings start. Depending on the bank the...

**100 percent financing for less than perfect credit**

***CLICK HERE FOR $5*** I recently helped a client of mine purchase a property in Oakley with now down payment. All she provided were her most recent tax returns, most recent pay stubs, and additional personal information like date of birth and...

Down Payment Assistance

***CLICK HERE FOR $5*** In today's market as it has been in the past, most cities allow you as a buyer to have assistance with your down payment. This will act as a second position lien on your home loan and the rates are usually around 3%. Some cit...

Mortgage Lenders going out of business list

There is a link that has a list of all of the lenders that are currently out of business and some lenders that are on the brink of going out of business. I just called Mortgage IT today for a rate quote and I had no idea they have been out of busines...

Your homes market value...

***CLICK HERE FOR $5*** To find out the market value of your home in todays market, it can get difficult because every seller is different and in a different situation. Some sellers are in a distress like a divorce, job loss, injury, or relocation b...

Nehemiah and down payment assistance for buyers

The Nehemiah program allows you to gift the buyers up to 6% of the purchase price for a down payment or closing cost credit. The seller will need to approve and participate with the program of course and this will help increase the number of potentia...

My listings

***CLICK HERE FOR $5*** My current Real Estate listings in the bay area are mainly short sales. My listing in fremont is not a short sale and is ready for a new homeowner. It also has a website www.4929roselle.com the address to this gorgeous corner...

Insolvency/Bankruptcy

My seller and I tried to short sell his home from September 2006 through January 2007. He was in default and we did receive offers that were rejected and of course foreclosed. When we originally listed the property we aimed at trying to get a little...

New source for landlords, renters, and investors.

Zilpy.com is a new website that was brought to my attention in a blog that I stumbled upon. This is very equivalent to zillow.com which gives you estimates of property values. So now instead of looking in the newspaper, craigslist, online classifieds...

Active Rain

Active rain is a community of Realtors, loan agents, title officers, escrow officers, home warranty companies, and the list goes on. There are several blogs to subscribe to and the site definetly gets you ranked high on the google search engine as we...

16817 Shady Mill Way Lathrop, CA 95330

Gorgeous 3 bedroom 2 and a half bathroom home plus a loft upstairs and an office room downstairs in a newer development. This spacious home has approximatley 2304 living square feet and has two stories. Within walking distance to the elementary schoo...

Fannie Mae and Freddie Macs website to the increase in conforming loan limit

When you log onto the website all you have to do is input the the city and state and county. You can ignore the additional information that it asks for.. Check out this website.. CONFORMING LOAN INCREASE

Real Estate Coaching

I wish I would have know about this type of training prior to my first transaction. By referrl only was a great education and requires a continuous education how to get referrals from your current existing database of clients. Joe Stumpf actually sim...

Federal Rate Cut

CLICK HERE FOR $5 What a hint today from the feds? A .75% cut in the prime rate to help stop the bleeding of our soon to come recession. What the rate cut means to you is it will affect the home equity line of credit loans, and of course the drop in...

Stimulus Package

I definetly support the latest update of the stimulus package for the economy by raising the conforming loan amount limit from $417,000 up to $725,000 in high cost areas. What this means is more buying power for the buyers in this market. We definetl...

How to purchase medical products through wholesale

***CLICK HERE FOR $5*** Hamilton Medical Products is a company that is woman owned in a city called Rodeo. We service products on a wide scale that's related to health-anything from latex gloves, ekg's, aed's, etc. We have saves several companies a...

12124 Colony Lakes Blvd. New Port Richey, FL 34654

For Lease: $1150/Month GORGEOUS 3 BEDROOM 2 BATHROOM 2 CAR GARAGE ,SINGLE FAMILY RESIDENCE IN THE COLONY LAKES NEIGHBORHOOD. LOCATED ON CONSERVATION WITH MANY UPGRADES INCLUDED. GREAT COMMUNITY WITH A RATED SCHOOLS CLOSE BY. CLOSE TO THE SUNCOAST EX...

1997 Super Bowl Football Signed By Brett Favre

***CLICK HERE FOR $5*** I was working security for the University of Cal Football and the Forty Niners this year, when I asked my supervisor several times if I could work the Superbowl, each time he laughed. I beleive I asked him so many times that...

How to get 3 % down from the seller for your down payment in a purchase contract?

There is a huge demand for the FHA loan that requires 3% down with no minimum fico score requirements. There is no more stated income loans to 100% and a lot of those risky loans are being foreclosed upon at a rapid pace. You will need to provide all...

MLS Home Search

I have recently invested into an idx link with my current Realtor Board which allows anyone to view listings in Northern California for free. The cities range from Alameda, Contra Costa and San Joaquin counties. Try it out and feel free to send this...

mikej6's Real Estate, Short Sale, Foreclosure, Realtor, Investment, Mortgage, Equity Showcase

I'm a Realtor and Loan Consultant servicing Northern California. Create your own lens and make $5. ***CLICK HERE FOR $5***

Paris

***CLICK HERE FOR $5*** My trip to Paris was a great experience accept for the long plane ride to and from the US. There is so much great history in Paris especially all of the old buildings and castles. Not to mention the stampede that my brother a...

Family Guy

This cartoon is about a hilarious family that is pretty disfunctional. The son stewie griffin is the most intelligent person in the whole house. Brian the walking, talking, alcoholoc dog has the child care responsibilities in the house. I don't want...

Real Estate Video Showcase

Click here for $5

We love American Psycho

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