About Me

Hello, I'm a loan consultant and freelance writer.  My niche is in sub prime lending.  In other words I help people and companies with credit problems get financing.  I have a lot of experience in credit repair since I've also worked as a bill collector at one point in my life. That wasn't the kind of job I wanted to do, kind of depressing.  On the upside, that's where  I learned a lot about credit and credit repair.

Building Credit For Your Business

Credit score is like health - most people don't think about it until it becomes a problem. Just as the current state of your health mirrors the health habits you have followed over a longer period of time, so your credit score reflects your credit hi...

The Benefits of Secured Cards

Hands down, using a secured credit card to rebuild your credit is the best way to do it.  Even if you have no credit, getting secured credit cards is like having training wheels on a bike.  A great way to learn how to handle the new respons...

How You Can Profit From Outsourcing Some Of Your Work

This is a lens about how I've used outsourcing to boost my business thus increasing business profits.  In the past year, I don't think I could have kept my head above water without my team of workers. Outsourcing comes in many shapes in sizes.&nb...

Credit Card Reviews For People With Bad Credit

I get a lot of request for bad credit cards.  So I wanted to put together a lens with my personal thoughts on each card and how someone with bad credit can use the card to improve their credit.

unsecured credit cards

An unsecured credit card is one that requires no security deposit.  Unsecured credit cards come in many shapes and sizes.  Some are made for people with very good credit and may offer rewards, some are made for people with very bad credit a...

How To Use Debit Cards To Improve Your Credit

Did you know that some debit cards with the Visa or Mastercard Logo are actually good for more than just storing cash?  Some of them actually report to the credit bureaus.  Thats good news for people trying to rebuild theri credit.  Th...

Helping college students build credit

I am currently writting a book on how students can jump start their credit and how they can take care of it. As a loan consultant I see a lot of brand new business owners fresh out of colleg that either have no credit or its bad.  As I review th...

Equipment Leasing

Do you own a home based business and would like to expand your services?   Or are you still planning to start one but do not have enough cash to fund your business? Are the high cost of new and latest equipments way out of your budget? Are you hind...

Using SiteSell to create a new online business

Well I'm here in Las Vegas at the Affiliate Summit and I have just had the pleasure of meeting Ken Envoy and several of his team.  They all have successful websites using SBI.  What impressed me was allt the tools built into this system.&nb...