WHAT YOU DON'T KNOW ABOUT WHAT MAKES PEOPLE HAPPY IN RETIREMENT CAN GREATLY HURT YOU!

Retirement is a double-edged sword. You either make it work for you - or it will cut your happiness in half. The more you know about the secrets to a successful retirement, the
happier you will be once you retire.

That's why you need The World's Best Retirement Book by Ernie Zelinski.

How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial Advisor is a provocative, entertaining, down-to-earth, and tremendously inspiring book that will help you get more joy and satisfaction out of all your retirement activities.

Although turned down by over 35 publishers, How to Retire Happy, Wild, and Free has already sold over 95,000 copies and has been published in 7 foreign languages since it was released by Ten Speed Press in Berkeley, California.

What's more, go to www.Amazon.com and type "retirement" into the search feature. You will see that How to Retire Happy, Wild, and Free appears in the number 1 position - out of over 175,000 listings for retirement books!

Purchase How to Retire Happy, Wild, and Free on Amazon.com with this direct link:

How to Retire Happy, Wild, and Free on Amazon.com

Many people, when facing retirement need some assistance in preparing a retirement letter. These are a few tips on what to say and how to say it. A letter of retirement can be a sentimental experience in that you are leaving a place that you have called "second home" for many years. You have instilled a lot of yourself into that job and have become friends with many co-workers. All this will be missed. On the contrary it is also a happy time-more family time.

A person, when composing a retirement letter, should put bad times at the company out of his mind and dwell on all the good times. Also take into consideration how much you have grown since the first day you came to the company. Express these points in your retirement letter.

Remember that it is impolite to dwell on one person in your retirement letter content. Be mindful and respectful of other people's feelings when you are writing your letter of retirement-no insinuations or puns toward anyone. Leaving your co-workers with a bad feeling about themselves because you have insulted them is so low-classed.

Be certain to notify your employer of your expected departure from the company at least six weeks prior to your leaving. Even if your announcement is verbal, you still need to prepare an actual retirement letter to submit. Submit your letter of retirement to your Human Resources division and make sure to speak with them about any procedures or papers that need to be filled out regarding your retirement.

When formatting your retirement letter, follow this standard procedure: Type in the date of submission. Leave four blank line spaces then enter your employer information in this particular order-Supervisor's name, Supervisor's title, Name of the company, Company address, and City, state, and zip code of the company. The next information in the letter should be your subject line. For example: RE: Retirement Letter from (Your Name, Your Title), next comes the salutation: Dear Mr. or Mrs. Supervisor.

In the first paragraph of the letter, explain the purpose of the letter and what date you are departing from the company.

In the next section (second paragraph) , speak kindly about have gained by working for this fantastic company.

In the third paragraph you should offer your assistance in getting your successor ready for the position. After all, you have years of know-how concerning this position. Always sound eager and willing to help with the change about to take place because of your retiring.

Depending upon your intentions upon retirement, you may want your fourth paragraph to be used for requesting work under contract outside the company.

The final section of the body of your retirement should be brief. This is the time when you extend thanks to your managers and supervisors and also to your fellow associates. You basically should thank them for the assistance they have given you during your years at the company.

You should close your letter with the appropriate closing such as: Respectfully or sincerely yours. Leave four blank spaces between the closing and your typed name. Write your signature between the closing and your typed name.

It is also a considered proper when submitting your retirement letter to leave your company with personal information in case they need to contact you. Leave your name, your E mail address, your phone number (if you desire), and you designation.

Matt D Murren owns and operates RetirementLettersandSpeeches

http://www.retirement-letter-advisor.com
Retirement Letter

Article Source: http://EzineArticles.com/?expert=Matt_Murren

As a professional courtesy, an employee who will soon be retiring should submit a retirement letter to his immediate supervisor, even if the supervisor has been informed of the employee's pending retirement verbally. It is a standard business practice to put this in writing so that the notification of retirement can be filed in the employee's personnel file.

A retirement letter should be submitted at least six weeks in advance. This gives the company ample notice should someone from outside of the company need to be hired and trained to take the place of the retiring employee.

The format of a standard retirement letter is as follows:

The first paragraph should state the most important fact: The employee is writing to inform his employer that he is retiring. The retirement date should be stated in the first paragraph of this correspondence.

The second paragraph should communicate thanks and appreciation for the opportunity to work for the company. Acknowledge those who have helped you, and include people at all levels in the company. You'll be surprised at how many people to whom you are indebted.

In the third paragraph, state your willingness and even eagerness to ensure a smooth transition, specifically for your successor and for the company in general. Losing a long-term knowledgeable employee can be difficult, even disruptive. Assurance from you can go a long way to make this as easy a transition as possible.

This is all you need to include in your retirement letter. However, optional paragraphs may be added to include the following:

If you wish to continue working for the company as an outside contractor, either on a part-time or full-time basis, include a fourth paragraph stating this objective.

In a fifth paragraph, you can summarize the highlights of your career, quantifying how you have specifically helped the company. Perhaps you developed a certain system that helped the company to save money or time. For example: When I arrived, the sales reps and Production Department personnel were at odds with one another. I made it my mission to improve communications by creating mandatory Monday meetings in which the sales reps communicated what the customers wanted, and Production personnel told us what and how we could deliver that to our customers. This improved customer satisfaction 35% and sales went up 13% in the first year after its implementation.

In a sixth and final paragraph, summarize your goodwill toward your fellow co-workers, supervisors, and managers.

As you can see, writing a retirement letter is a piece of cake...retirement cake, that is.

Writing retirement letters is not a hard thing to do when you have a template and samples to follow. At RetirementLettersandSpeeches you will find samples of retirement letters and speeches, as well as a retirement letter format, template, and information about etiquette. Full body samples of retirement letters and speeches are given; best of all, this is free information.

Article Source: http://EzineArticles.com/?expert=Mary_Ruff-King

The Joy of Not Working: A Book for the Retired, Unemployed, and Overworked by Ernie J. Zelinski

The Joy of Not Working is all about learning to live every part of your life - employment, unemployment, retirement, and leisure time alike - to the fullest. You too can join the thousands of converts and learn to thrive at both work and play. Illustrated by eye-opening exercises, thought-provoking diagrams, and lively cartoons and quotations, The Joy of Not Working will guide you to enjoy life like never before.

Top 10 Reasons to Buy The Joy of Not Working

1. You are more independent and more creative than most people.

2. You were born a lover of life and not a workaholic.

3. You don't want the cheese; you just want to get out of the trap.

4. You like books that are reader friendly with lots of cartoons, quotations, and exercises.

5. You like books that make you smile and challenge traditional ways of living and thinking.

6. You agree with the words of Bertrand Russell: "To be able to fill leisure intelligently is the best product of civilization."

7. You are receptive to the concept that we can achieve more if we relax, enjoy life more, forget about what the majority in society thinks is important, and focus on the things that really matter.

8. Your parents and co-workers will not approve of your adopting this book as your lifestyle Bible.

9. You know a good deal when you see one - if a book has been published in 17 languages in 20 different countries and has sold over 225,000 copies, it must have great value.

10. You know something important that the hard workers of this world don't know: the secret to a happy and fulfilling life is to work smart and not hard.

Purchase The Joy of Not Working on Amazon.com with this direct link:

The Joy of Not Working on Amazon.com

I received this e-mail from Eva Paldi in February 2008:

Dear Ernie,

I found your book The Joy of Not Working accidentally a few months ago while I was browsing a local store in Austin, Texas.

Since then I have purchased 3 more copies. I have sent one to a friend, who quit her high paying corporate job a few years ago, but seems to have not been able to come to terms with her decision ever since. She called me after she finished the book and told me how amazed and grateful she was for the transformation in the way she views her decision now.

I sent the other book to a retired friend of mine, who I think is doing exactly what you are preaching, enjoying her retirement and leisure time to its full extent. She told me that she took your book to her book club and she and her friends enjoyed it very much.

About myself: I am 39 years old, a mother of two small toddlers, and I have been working for a company as an engineer for a few years now. I recently realized that I hate every minute of my working day. I do not enjoy engineering, the stress, the corporate life syle, the fact that I only get 2 weeks of vacation a year, just to name a few things. Every morning I go to work feeling worse than the previous day...

I am so miserable in my job that every night when I go to bed, I grab your book and read it some more, just to feel the hope.

The first stage of change I noticed in my life after reading your book, was that I started to fully appreciate and enjoy every moment that I got to spend away from my job. The evenings, the weekends%u2026

I think I am ready for the second stage now. I have always wanted to do something different, I am more of an artist then an engineer anyway.

I have known for a long time that I wanted to write a book myself. Last night I was thinking about this more, and I looked at the publisher section in your book to see if there was a Hungarian version. I did not see it listed. You may have already had it translated to Hungarian, I am not sure. If you have not, then I would be absolutely delighted and honored to translate it.

I am a native Hungarian, but I have been living in the USA for over 15 years now. I have been doing translation for US companies from English to Hungarian since 1996, but I have never done a book. I do have publisher friends in Hungary, who would be interested in publishing it.

After the communist regime ended in the 90's in Hungary, the country slowly started to recover and move on to become more and more of a capitalist state. Unfortunately many of the changes are in fact bad changes. People now feel that they need to work long hours, weekends, there is no such thing as work-life balance anymore. They are overworked and too tired to enjoy the small amount of leisure time they have.

I would love to see the impact your book could have on the people of my country!

Dear Ernie, please let me know if this is something I could help with,

Your book [The Joy of Not Working ] is absolutely liberating! Thank you for writing it!

Sincerely,

Eva Paldi ( a miserable engineer who dreams about writing )

Purchase The Joy of Not Working on Amazon.com with this direct link:

The Joy of Not Working on Amazon.com

* Another Sample Retirement Letter
* More Tips on How to Write a Retirement Letter
* Retirement Letters from People Who Have Read How to Retire Happy, Wild, and Free and Have Had Their Lives Positively Transformed
* A Sample Retirement Letter or Two from Individuals Who Have Been Blown Away with Life After Reading The Joy of Not Working

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Top 10 Reasons to Buy and Read How to Retire Happy, Wild, and Free

1. You are ready to claim your freedom from corporate life.

2. You want to follow your retirement dreams instead of someone else's.

3. As a spiritually and highly evolved human being you know that how to enjoy life to its fullest is much more important for creating an active, satisfying, and happy retirement than how much money you have saved.

4. Many retirement columnists and retirement seminar presenters have ranted and raved about this book. For instance, retirement columnist Nancy Paradis of the St. Petersburg Times in Florida advises, "Get this book if you look forward to a retirement with 'zing.' "

5. With it's great title and the inspirational subtile, this book makes the perfect gift for the soon-to-be retired friend or for the person retiring at the office.

6. You agree that "Retirement is the beginning of life, not the end."

7. You have put money in proper perspective so that you don't need a million dollars to retire.

8. You want to generate great purpose in your entire retirement life with meaningful, creative pursuits.

9. You like finding extremely useful information about retirement such as The Get-a-Life Tree that you won't find in any other book, but which is acclaimed by people who have read How to Retire Happy, Wild, and Free.

10. Above all, you want to make your retirement years the best years of your life.

Purchase How to Retire Happy, Wild, and Free on Amazon.com with this direct link:

How to Retire Happy, Wild, and Free on Amazon.com

5 More Reasons to Buy and Read How to Retire Happy, Wild, and Free

1. You want to have a good day - everyday - when you retire!

2. You "Absolutely, Positively" want to retire happy, wild, and free.

3. You want to inspire yourself with new accomplishments once you retire.

4. You want to gain the courage to take early retirement - in fact, the earlier, the better.

5. You have always wanted to fire your boss and take control of your destiny.

One of the Many 5-Star Reviews of The World's Best Retirement Book on Amazon.com

* * * * *

I purchased and borrowed several retirement guides in the months just prior to retiring. As I read the other books, I kept returning to How to Retire Happy, Wild, and Free for the author's good, down to earth suggestions.

Most of the other books focus on finances and second careers after retirement. While both of these subjects are important issues, they are not the only concerns you have as you prepare for that big step into the future. How to Retire Happy, Wild, and Free covers it all.

Those worries you may have about what to do after retiring - this book has lots of great, affordable suggestions for you. Taking care of yourself, continued learning and travel are all addressed. You will not be a bored retiree. Also enjoyable are the readers' letters to the author that are interspersed throughout the book.

Ernie J. Zelinski's upbeat book [ How to Retire Happy, Wild, and Free ] is highly recommended as you prepare for that next important chapter in your life. With this book in hand, you will be ready to enjoy your retirement years to their fullest!

- Review of The World's Best Retirement Book on Amazon.com

Over 100,000 Copies Sold
Published in 7 Foreign Languages

Purchase How to Retire Happy, Wild, and Free on Amazon.com with this direct link:

How to Retire Happy, Wild, and Free on Amazon.com

About the Author

Ernie Zelinski is a leading authority on early retirement and solo-entrepreneurship. He is the author of the international bestseller How to Retire Happy, Wild, and Free (Retirement Wisdom That You Won't Get from Your Financial Advisor), which has sold over 95,000 copies sold and has been published in 7 foreign languages.

Ernie is also author of the unconventional Real Success Without a Real Job (The Career Book for People Too Smart to Work in Corporations). His latest work is 101 Really Important Things You Already Know, But Keep Forgetting.

Retirement Resources by Ernie Zelinski on His Websites, Blogs, and Article Websites

• Retirement Quotations on The Retirement Quotes Café
• Retirement Jobs at The Real Success Resource Center
• 1001 Ways to Retire Happy
• Retirement Sayings at The Joy of Not Working

Download the Creative Free E-book Editions of Ernie Zelinski's The Joy of Not Working and How to Retire Happy, Wild, and Free at:

Creative Free E-Books

The Best Retirement Book in the World



Over 100,000 Copies Sold
Published in 7 Foreign Languages

Purchase How to Retire Happy, Wild, and Free on Amazon.com with this direct link:


How to Retire Happy, Wild, and Free on Amazon.com

I received this e-mail from Zain Fazal in April 2008:

Dear Mr. Zelinski,

I had just completed reading your book The Joy of Not Working and I must say, I am very relieved to know they're people out there who think like you do. The work ethic is modern day North America has always bothered me. I have seen what workaholics has done to family, friends I came to the conclusion a long time ago that this can't be as good as it gets there has to be more to life then work.

Every job I had has made me miserable (factory worker, donut fryer, warehouse worker, etc.) once I found out I didn't like a job. I quit right away. Because of this I face ridicule from my family and friends who believe they are some sort of martyrs by working 10-12 hours a day or working on weekends it drives me crazy when people think like this.

After reading The Joy of Not Working I am happy that I'm not the only one who thinks way! Your book is insightful, clever and witty, I. am going to be graduating from college with a diploma in Tourism and travel from Mohawk College. However in between looking for a job, I plan to do a bit of creative loafing of my own. I plan to learn to drive; learn to swim, among other things. Thank you for letting me know it's OK to not work hard and it's OK not to conform.

(I especially love the chapter regarding GNP) I only wish you had included the reply to the one negative letter that was sent to you about The Joy of Not Working .

Best regards,

Zain Fazal
Kitchener, Ontario

Purchase The Joy of Not Working on Amazon.com with this direct link:

The Joy of Not Working on Amazon.com

Like The Bible, The Joy of Not Working tells you everything you need to know to resolve your Life crisis, but doesn't exclude humor in its presentation. Check Chapter 7, "Lighting the Fire Rather than Being Warmed by It", pages 118-120, for a list of 200 activities for your consideration.

- Helga Roberts writing on AuthorsDen.com



Purchase The Joy of Not Working on Amazon.com with this direct link:

The Joy of Not Working on Amazon.com

I received the following e-mail from Tracy Maxwell in Aurora, Colorado in April 2008:

Re: The Joy of Not Working

Ernie,

Thank you so much for your great book. I plan to check out the others now that I have finally finished this one. Almost a year ago, I left my job of eight years with a start-up company for which I was one of the first employees hired. By the time I left, I had been running the place for two years, and taken on a great deal of stress in the process. A cancer diagnosis at age 36 was just the wake-up call I needed to find a new life path.

I took the summer off, camped with friends, guided four whitewater canoe trips (I have been doing this weekend warrior job for five years now), took a five-day sea kayaking trip around the San Juan Islands, visited friends and family around the country, went to Alaska with four friends to celebrate my cancerversary, and took five weeks to drive up the Pacific Coast Highway. It was at a weekend retreat at a wonderful place called the Esalen Institute in Big Sur, California, that I came across your book about 8 month ago.

After my summer off, I started a non-profit which I have been running for just over six months. I work from home, feel a real passion for what I am doing, am managing to pay the bills on about half what I was making last year, and my life is much happier in many ways. There are many adjustments to working from home - I miss being around people as I am a big-time extrovert - so trying to do more to spend time with friends.

About two years ago, I got rid of my tv, and for the past almost year, I have pledged myself to not buy anything new (anything I need I can get used or borrow), and I'm happy to report that the quality of my life has not suffered from either of these decisions. In fact, just the opposite. I still watch some tv online or on DVD on my laptop - but watch only what I want, when I want, and much better quality programs.

I am one of those people who has always wanted to write a book, and I have always been an avid writer. For a year now, I have been writing a monthly online column about the experience of dealing with cancer as a single person (www.divinecaroline.com and search on my full name if you are interested - the column is called A Single Cell). It has been hugely fulfilling for me, and seems to be impacting others as well. I recently started two blogs as well. Even though I am writing for free at this point, I hope to find a way to make a living at writing sometime in the near future.

Even though I was already on my path when I discovered your book, it has offered me great encouragement that it is indeed a valid path, and I have recommended it to many other people. Thanks for the inspiration and the good advice. I wish you the best.

P.S. I am going to blog about The Joy of Not Working and this philosophy of life soon.

Tracy Maxwell
Executive Director
HazingPrevention.Org
PO Box 440470
Aurora, CO 80044-0470
303-325-7831
maxwell@hazingprevention.org
http://www.hazingprevention.org



Purchase The Joy of Not Working on Amazon.com with this direct link:


The Joy of Not Working on Amazon.com

I received this e-mail from Arnie Allen the other day:

I am 68 years old and am looking forward to phasing into retirement. For
about the last year, I have been researching out information on the
transformation into the next chapter of my life. Much to my astonishment
(and as you point out) there is almost nothing written about the "how
to's"; but a significant quantity on the financial aspects of it.

I have talked to any number of sources including physiatrists (two) that
specialize in senior citizens (who in fact said if I find anything let them
know) to searching the internet. I initially found How to Retire Happy,
Wild and Free and was most impressed with something I could relate to and
get my teeth into. I searched for more info and though I have found any
number of other books - I have not found anything that effectively delves
into the transitional aspect as well as you do.

That leads me to the point of this e-mail - that I would like an opportunity
to chat with you to discuss the possibility of making presentations to
audiences specifically along the basis of your book. I have been astounded
to find there is so little assistance/guidance for people who wish to make
this transition and not have to re-invent the wheel. I became a recruiter
because I enjoy helping and working with people - and my wife who was a
teacher at one point is also interested in doing this.

I would very much appreciate it, if you could find some convenient time that
I may call you to discuss this further.

I have attached my resume, so you can might relate to what I have done and
possibly the qualifications I would hope I possess.

Regards,
Arnie Allen

This was my reply to Arnie Allen's e-mail:

Hello Arnie:

In reply to your e-mail, just to let you know that I don't have that much interest in getting involved with anyone in retirement seminars.

Although people may well need non-financial, transitional retirement seminars, most people don't think they need them.

That's where the problem begins. If you sell people what they want (even if they don't need what they want), you can make a fortune. If you try to sell people, what they need, you can go broke.

There are many personal retirement coaches that have been trained by two retirement institutes including the following:

http://www.retirementcoachinstitute.com/

http://www.careercoachinstitute.com/program-recommendations.htm

But from what I can gather from a teleseminar I did for a group of retirement coaches, not too many are making a good living, simply because most people don't think that they need guidance in the transitional aspects of retirement.

Having said that, three or four retirement seminar presenters have contacted me to let me know that they are recommending How to Retire Happy, Wild, and Free to the seminar attendees at the few seminars that they give each year.

For the record, How to Retire Happy, Wild, and Free is self-published because even my publisher Ten Speed Press (along with 35 other American and British publishers) turned it down. Ten Speed Press, however, did agree to distribute it for me with their imprint on it. In the end, this turned out great for me because I now make about 4 or 5 times as much money as authors who have the major publishers publish retirement books for them.

In the mean time I am just concentrating on marketing of How to Retire Happy, Wild, and Free on the Internet (with viral marketing such as the attached free E-book). I know that it is a good book and I intend to sell 500,000 copies eventually.

So long for now,

Ernie Zelinski
Author of the Bestseller How to Retire Happy, Wild, and Free
(Over 95,000 copies sold and published in 7 foreign languages)
and the International Bestseller The Joy of Not Working
(Over 225,000 copies sold and published in 17 languages)

Over 95,000 Copies Sold
Published in 7 Foreign Languages

Purchase How to Retire Happy, Wild, and Free on Amazon.com before you submit your retirement letter with this direct link:

How to Retire Happy, Wild, and Free on Amazon.com

Visit one of Ernie Zelinski's Other Blogs:

Ernie Zelinski's Redroom Blog

Ernie Zelinski's Blog on Morgan James Publishing

Check Out The True Spirit of Mothers Day

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