The Liberty Program

Our program is designed to provide Americans with appropriate and affordable dental benefits. Our members enjoy heavily discounted dental services, delivered by highly qualified dental health care providers. Membership allows easy access to affordable dental care through our network of dental providers.

A Crash Course In Dental Insurance
Traditional dental insurances usually carry with them a monthly premium of $40-$50. Yearly, the premiums can approach $600. The yearly maximums for the traditional insurance plans are typically in the range of $1500. For those of you who are a little confused, that equates to a maximum potential benefit of $900. That means that your insurance company may pay up to $1500 for the year, but you have already paid in $600. That $600 gets paid to them whether you use the coverage or not. In addition, there are typically percentage "co-pays" and of course, a deductible.

Traditional dental insurance companies are not in business to loose money?they are betting that they will have to payless than $600 yearly toward your dental services. That means that at the end of the year, you have paid $600, and gotten less than $600 worth of dental services paid for by your company. Again, it is easy to see why insurance companies are making such huge profits.

A Word To The Wise
If you are currently covered under a traditional dental plan, check your percentage co-pay under the category of "major" treatment. Typically 50% of "major" work is covered. What you as a patient don't know is what dental services fall under the category of "major" work, and 50% of what fee charged will you be responsible for.

Under almost all traditional insurances, crowns(caps) and bridges will fall into the "major" category. Typically the fee charged for a crown is $800. Now, if you factor in your 50% responsibility, your paying $400 out of your pocket for your crown, o?n top of your deductible (usually $50), which totals $450?not a bad price for a crown?but you forgot about your yearly premium of $600. Your crown just cost you $1050!

Compare and Save
Under the Liberty Program, there are no yearly maximums, no deductibles and no percentages to worry about. You know what fee will be charged simply by looking at the fee schedule. To be fair, let's see how much a crown would cost under the Liberty Program. Let's assume that you have enrolled in the Liberty Program as a single member. Your annual premium of $100 o?n top of the Liberty Member fee for a crown of $575 totals $675. That's a savings of $375?per crown. Imagine the savings if you need extensive treatment.

Money Saving Potential
Membership into the Liberty Program also works in conjunction with an already existing dental insurance plan. Remember when we explained the percentages of "major" work (usually 50%) for most traditional companies. Those percentages would now be of the reduced Liberty member fee for services. For example, the out of pocket fee for a crown (cap) with a percentage of major treatment at 50% would be o?nly $287.50 for Liberty members (the fee for a crown under the Liberty Program is $575).

Why Liberty Makes Sense
As mentioned, there is no yearly maximum with Liberty. You don't have to worry about postponing treatment or waiting for a new calander year for your benefits to renew? You always have coverage. There are no deductibles or waiting periods?your coverage begins immediately. COSMETIC dentistry is a covered service. Traditional insurance companies do not cover cosmetic procedures. If you are thinking about a smile makeover, the Liberty Program can save you thousands of dollars. From bleaching of teeth to cosmetic veneers, all cosmetic procedures are covered. Not many other dental programs can offer you that.

How Soon Do I Become a Member?
IMMEDIATELY! YOU CAN ENROLL OVER THE INTERNET NOW OR CALL DURING REGULAR BUSINESS HOURS AT 1 888 LIB-DENT.

Are There Any Limitations to My Coverage?
NO, WITH THE LIBERTY PLAN THERE IS NO YEARLY MAXIMUM OR LIMITATIONS TO THE NUMBER OF OFFICE VISITS.

Can I Use The Liberty Program With My Current Insurance?
YES, AND THE PATIENT WILL OFTEN RECEIVE ADDITIONAL BENEFITS AT REDUCED COST WHEN USING OUR PROGRAM WITH AN EXISTING INSURANCE.

Is The Liberty Program An Insurance Company?
NO, OUR PROGRAM IS A CONTRACTUAL AGREEMENT THAT ALLOWS PATIENTS TO RECEIVE TREATMENT AT REDUCED FEES.

How Soon Will I Receive My Membership Card?
YOU WILL RECEIVE YOUR MEMBERSHIP CARD IN APPROXIMATELY SEVEN WORKING DAYS. IN THE EVENT OF A DENTAL EMERGENCY A PATIENTS ENROLLMENT CAN BE CONFIRMED ON LINE

Is There A Previously Existing Condition Clause With This Program?
NO, TREATMENT SHOULD BE ACCESSIBLE TO ALL PATIENTS REGARDLESS OF PRE-EXISTING CONDITIONS.

A small annual fee is charged for membership into the Program. In return, you have access to a network of dentists in your area who participate with the program.

Almost every dental procedure is covered, so imagine never paying full price for dental treatment again. General dentists as well as dental specialists participate with the program, so it is unlikely that you would ever need a procedure that would not be covered. From cosmetic dentistry to dental implants, we offer discounted dental coverage to our members.

If in the unlikely event that a procedure is not covered, participating providers have agreed to give a 25% discount off of their traditional fees.

People who are looking to improve their self-image may want to consider cosmetic dental procedures. With the advances in todays technology, many more cosmetic procedures are being performed, with outstanding results.

Two of the most commonly performed procedures are whitening(teeth bleaching) and porcelain veneers(laminates). Whitening can dramatically brighten your smile, where veneers can brighten and appear to change the shape and position of your teeth. Both procedures are covered services under the Liberty Dental Program. The Liberty Program of America offers big savings on dental health care, saving you 40-60% on your dental treatment!

Dental Implants are used to replace lost or missing teeth. They are anchored into the jaw bone and can be a better alternative to wearing dentures since they don't move around. Whereas dental implants have traditionally been reserved for the wealthy, great advances in dentistry have made dental implants a viable treatment option for a large percentage of people. Dental implants are a covered service under the

Diagnostic Services (Initial Visit)

D0150 Comprehensive Oral Exam $25.00
D0120 Periodic Oral Exam $25.00
D0210 Intraoral Complete Series of x-rays $50.00
D0330 Panoramic x-ray $50.00
D0220 Intraoralx-ray film, first No Charge*
D0230 Intraoral x-ray film, add'l No Charge*
D0272 Bitewing x-rays, two No Charge*
D0274 Bitewing x-rays, four No Charge*
D1110 Cleaning and polishing $50.00
D9999 Oral cancer screening No Charge*

Diagnostic Services (After Initial Visit)

D0120 Periodic Oral Exam $35.00
D0140 Focused Oral Exam $35.00
D0210 Intraoral Complete Series of x-rays $50.00
D0220 Intraoral x-ray film, first $8.00
D0230 Intraoral x-ray film, add'l $4.00
D0272 Bitewing x-ray single $8.00
D0272 Bitewing x-ray second $16.00
D0274 Bitewing x-rays, four $25.00
D0330 Panoramic film $50.00
D9998 Sterile Pack (each visit) $5.00

Preventative Services

D1110 Prophylaxis-adult (polishing & cleaning) $50.00
D1120 Prophylaxis-child to age 16 $30.00
D1203 Topical Application of fluoride (including prophylaxis-child) $40.00
D1351 Sealant-per tooth $20.00
D1550 Recement space maintainer $20.00
D151 Space Maintainer-fixed unilateral $145.00
D1515 Space Maintainer-fixed bilateral $185.00

Restorative Procedures

D2140 Amalgam-1 surface, permanent or primary $65.00
D2150 Amalgam-2 surface, permanent or primary $80.00
D2160 Amalgam-3 surface, permanent or primary $95.00
D2161 Amalgam-4 surface, permanent or primary $125.00
D2330 Resin-1surface, anterior $85.00
D2331 Resin-2 surface, anterior $100.00
D2332 Resin-3 surface, anterior $125.00
D2335 Resin-4+ surfaces, anterior, incl. Incisal angle $160.00
D2380 Resin-1 surface, post, primary $70.00
D2381 Resin-2 surface, post primary $90.00
D2382 Resin-3 surface post, primary $115.00
D2391 Resin-1 surface, post, permanent $80.00
D2392 Resin-2 surface, post permanent $105.00
D2393 Resin-3 surface, post permanent $125.00
D2394 Resin-4 surface, post, permanent $165.00
D2610 Inlay-porcelain/ceramic-1surf $350.00
D2620 Inlay-porcelain/ceramic-2surf $450.00
D2630 Inlay-porcelain/ceramic-3surf $550.00
D2740 Crown, All porcelain $775.00
D2750 Crown, Porcelain High noble $775.00
D2752 Crown , porcelain/semi precious $650.00
D2920 Recement crown $55.00
D2930 Prefab'd stainless steel crown $100.00
D2931 Prefab'd stainless steel crown permanent tooth $165.00
D2932 Prefabricated resin crown $150.00
D2940 Sedative filling $60.00
D2950 Crown Buildup $100.00
D2952 Prefab'd stainless steel crown permanent $180.00
D2954 Prefabricated post and core $150.00
D2970 Temporary crown $150.00

Endodontic Procedures

D3110 Pulp cap-direct (excl.final rest.) $20.00
D3120 Pulp cap-indirect (excl. final rest.) $20.00
D3310 Root canal, Anterior (excl.rest.) $400.00
D3220 Therapeutic Pulpotomy (excl. rest.) $125.00
D3320 Root canal, Bicuspid (excl.rest.) $500.00
D3330 Root canal, Molar (excl. rest.) $675.00
D3340 Root canal, Molar 4 or more canals $725.00

Periodontic Services

D4210 Gingivectomy or gingivoplasty per quadrant $275.00
D4211 Gingivectomy or gingivoplasty per tooth $70.00
D4240 Gingival flap procedure incl. Root planing, per quadrant $450.00
D4260 Osseous surgery, incl. Flap per quadrant $575.00
D4270 Pedicle soft tissue graft $350.00
D4341 Periodontal scaling/ root planing per quadrant $105.00
D4345 Periodontal scaling in the presence of gingival inflammation $80.00
D4910 Periodontal maintenance (following therapy) $90.00

Prosthodontics, Procedures (removable)

D5110 Complete upper denture, incl. 6 months post-insertion care $750.00
D5120 Complete lower denture, incl. 6 months post-insertion care $750.00
D5130 Immediate upper denture, incl. 6 months post-insertion care $800.00
D5140 Immediate lower denture, incl. 6 months post-insertion care $800.00
D5211 Upper partial denture-acrylic base, incl. clasps and rests $500.00
D5212 Lower partial denture-acrylic base, incl. Clasps and rests $500.00
D5213 Upper partial denture-cast base with acrylic saddles $850.00
D5214 Lower partial denture-cast base with acrylic saddles $850.00
D5410 Adj. complete denture-upper $55.00
D5411 Adj. complete denture-lower $55.00
D5421 Adj. partial denture-upper $55.00
D5422 Adj. partial denture-lower $55.00
D5510 Repair broken complete denture base $225.00
D5520 Replace missing/broken tooth $85.00
D5610 Repair partial denture saddle or base $85.00
D5620 Repair cast metal framework $105.00
D5630 Repair or replace partial denture clasp $90.00
D5640 Replace broken tooth-partial denture $85.00
D5650 Add tooth to existing partial $85.00
D5660 Add clasp to existing partial $120.00
D5730 Reline complete upper denture (chairside) $190.00
D5731 Reline complete lower denture (chairside) $190.00
D5740 Reline upper partial denture (chairside) $140.00
D5741 Reline lower partial denture (chairside) $140.00
D5750 Reline complete upper (lab) $250.00
D5751 Reline complete lower (lab) $250.00
D5760 Reline partial upper (lab) $200.00
D5761 Reline partial lower (lab) $200.00

Prosthodontics Procedures (fixed)

D6010 Endosteal implant placement $1,200.00
D6057 Custom abutment $500.00
D6061 Implant retainer for bridge $1,000.00
D6066 Implant crown $1,000.00
D6199 Implant pontic $1,000.00
D6242 Pontic-porcelain to semi-precious $650.00
D6545 Cast metal retainer for acid etch bridge $225.00
D6752 Crown (abutment) porcelain, semi-prec. $650.00
D6930 Recement bridge $75.00

Oral Surgery Procedures

D7140 Extraction (simple) single tooth $90.00
D7210 Surgical removal of erupted tooth requiring elevation of flap/sectioning $130.00
D7250 Surgical removal of residual tooth roots (cutting procedure) $160.00
D7310 Alveoplasty in conjunction with extractions (per quadrant) $85.00
D7320 Alveoplasty not in conjunction with extractions (per quadrant) $180.00
D7971 Excision of pericoronal gingival $125.00

Adjunctive Procedures

D9110 Palliative treatment $30.00
D9230 Nitrous Oxide $45.00

Cosmetic Procedures

D2960 Laminate veneer (chairside) $500.00
D2962 Laminate veneer (lab) $700.00
D9972 Bleaching (per arch) $160.00
D9974 Bleaching (per tooth/internal) $75.00

Please Note:
Procedures not listed are available at a 25% discount from usual and customary fees charged by participating General Practitioners. All fees listed are paid directly to the participating dentist. Procedures done by participating specialists are available at a 25% discount from their usual and customary fees. Fees updated 2009.