Plan for Life not Retirement

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Retirement: Plan Not Just Your Money but Your Life

Unless you plan for life, you will live many of your retirement years in regret. So about 5 years before the "Big Leap", we started working on a life plan designed for us. Retirement is a new life. More true today when life is healthier and longer. The retirement years can no longer be taken for granted. You can plan for at least another forty or so years.

Life does not stop at retirement. In fact, it just gets better. Now, you have your chance to do the things you have always wanted to do.Yes, face the challenge. Skip the experience of being a nobody without the status that a job gives. Fret not for the absence of a regular place to go to and dress up for, the companionship of colleagues and the challenge of work that is no longer there.

Stop staring at Grumpy, the equally beleaguered spouse. That is NOT a good plan. Going for coffee everyday is no substitute. Your children and grandchildren get tired of your constant poking about and you lose your patience, too. The flaming carcass of the family relationship space craft is moments away from ground zero.

Your Retirement Guide

Get one of these to prepare yourself

Saving for Retirement without Living Like a Pauper or Winning the Lottery by Gail MarksJarvis

Saving for Retirement without Living Like a Pauper or Winning the Lottery by Gail MarksJarvis

Award-winning personal finance columnist read by millions more...1 point

The Joy of Not Working: A Book for the Retired, Unemployed and Overworked- 21st Century Edition by Ernie J. Zelinski

The Joy of Not Working: A Book for the Retired, Unemployed and Overworked- 21st Century Edition by Ernie J. Zelinski

Ernie Zelinski could change your view of the world more...0 points

The Joy of Retirement: Finding Happiness, Freedom, and the Life You've Always Wanted by David C. Borchard, Patricia A. Donohoe

The Joy of Retirement: Finding Happiness, Freedom, and the Life You've Always Wanted by David C. Borchard, Patricia A. Donohoe

Life after work no longer conjures up images of ol more...0 points

The Successful Retirement Guide: Hundreds of Suggestions on How to Stay Intellectually, Socially and Physically Engaged for the Best Years of Your Life by R. Kevin Price

The Successful Retirement Guide: Hundreds of Suggestions on How to Stay Intellectually, Socially and Physically Engaged for the Best Years of Your Life by R. Kevin Price

Using your mind and body, and interacting with others more...0 points

Shaping A Life Of Significance For Retirement by Jack Hansen, Jerry P Haas

Shaping A Life Of Significance For Retirement by Jack Hansen, Jerry P Haas

This retirement book focuses on the personal dimensions more...0 points

Not Dead Yet: And One or Two Other Good Things about Retirement by Patrick Fanning

Not Dead Yet: And One or Two Other Good Things about Retirement by Patrick Fanning

When you hit fifty-five, Saga starts courting you. more...0 points

Early Retirement Extreme: A philosophical and practical guide to financial independence by Jacob Lund Fisker

Early Retirement Extreme: A philosophical and practical guide to financial independence by Jacob Lund Fisker

Early Retirement Extreme provides a robust strateg more...0 points

The Joy of Retirement: Finding Happiness, Freedom, and the Life You've Always Wanted by David C. Borchard, Patricia A. Donohoe

The Joy of Retirement: Finding Happiness, Freedom, and the Life You've Always Wanted by David C. Borchard, Patricia A. Donohoe

Life after work no longer conjures up images of co more...0 points

Plan for life

Or you will live your retirement years grumping at your grandkids

Before we retired, I remembered the hours my husband (Grumpy) and I agonized over what we'll do in the future....because we knew that we couldn't just move into long term parking until we were towed away! As we listened to friends blathering on about doing nothing or putzing about at golf or food banks, fear struck us like a knife.

One thing we had learned from Grumpy's parents was that unless you plan for your life, you will live many of your retirement years in regret. So about 5 years before the "Big Leap" we started working on a life plan designed for us.

Define what you really want to do in life

Retirement is your big push

First, we defined what we really wanted to do. We had glimpses of this in the beginning. We knew what made us happy and what gave us energy. We knew that tourist travel of 4 countries in a week was about as empty an experience as just sitting at home.

How could we travel....stay a bit longer and learn more about other peoples' lives and culture and desires and hopes. We had always been in education and in development and maybe in this combination we could find a package of interest driven activities that would be a workable plan B.

Leverage your current job

Find the opportunities

So we began to leverage our current jobs. We poked through our skills and the contacts given by employment to see what could be done. We checked international organizations...they are all over the web...to find some fits.

What was clear was that people have a sense of what they enjoy most in the job they do now or at other times in their career.

Chase the things that are of value to you

Are there opportunities in your current job to do this?

When you track down this particular thing that is important to you, take note. How can you get this in your retirement? What possibilities are there to keep chasing the things you consider of value to your life?

Will your current job provide you opportunities to still enjoy this after retirement? Explore this. Will your current employer allow you to do even more of those activities you enjoy most...part time?

Learn how to plan for retirement

For a meaningful life in retirement

Learn from what others do. You have one life to live and when you plan it early on, you reap the benefits of a blessed life.
Life Planning Intro
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Transition your way to retirement

Manage the transition to your life plan

What we did was sign a transitional consulting contract for two years with the company we were working with. We continued working on some of the programs that we were handling when we were still working.

We had a pension, so we could take a serious cut as we learned the new role as independent consultant. This assured us of work for at least two years when we were just establishing ourselves as consultants and give us a framework on how to do this. It was a good transition strategy. After two years, we were ready.



And then we studied...anything we could find on our target geography....any new directions in our skill sets...it was like being a newbie again on the first job...it was amazing fun.

Develop your life plan

Identify what is of value

We created our jobs. While still at work, you can create the jobs that you can do part time so you can enjoy some free time to explore other things. We knew we wanted to go into consulting. We did not plan this to be full time.

But when we started, we just kept getting work and had to be really careful to protect the months we had designated to be home with our families. All our contracts respected this. In cases when we had offers that intruded, we just said NO.

You have to make your priorities clear otherwise you will feel that you are deprived once again of your freedom which you had been looking forward to for so long.

More books about retirement

Look forward to more fun

How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial Advisor by Ernie J. Zelinski

How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial Advisor by Ernie J. Zelinski

How to Retire Happy, Wild, and Free offers inspirational more...0 points

Supercharged Retirement: Ditch the Rocking Chair, Trash the Remote, and Do What You Love by Mary Lloyd

Supercharged Retirement: Ditch the Rocking Chair, Trash the Remote, and Do What You Love by Mary Lloyd

Life after retirement is much more exciting if you more...0 points

Can I Retire? How Much Money You Need to Retire and How to Manage Your Retirement Savings, Explained in 100 Pages or Less by Mike Piper

Can I Retire? How Much Money You Need to Retire and How to Manage Your Retirement Savings, Explained in 100 Pages or Less by Mike Piper

Find all of the following, explained in plain-English more...0 points

Last Laughs: Cartoons About Aging, Retirement...and the Great Beyond

Last Laughs: Cartoons About Aging, Retirement...and the Great Beyond

At long last, here are cartoons about the truly important more...0 points

The Retiring Mind: How to Make the Psychological Transition to Retirement by Robert P. Delamontagne PHD

The Retiring Mind: How to Make the Psychological Transition to Retirement by Robert P. Delamontagne PHD

If one or more of the following characteristics de more...0 points

The Smartest Retirement Book You'll Ever Read by Daniel Solin

The Smartest Retirement Book You'll Ever Read by Daniel Solin

This book will change the way you retire-no matter more...0 points

Social Security, Medicare & Government Pensions: Get the Most Out of Your Retirement & Medical Benefits by Joseph Matthews Attorney, Dorothy Matthews Berman

Social Security, Medicare & Government Pensions: Get the Most Out of Your Retirement & Medical Benefits by Joseph Matthews Attorney, Dorothy Matthews Berman

Maximize your Social Security, SSI, and Medicare benefits more...0 points

Retirement Without Borders: How to Retire Abroad--in Mexico, France, Italy, Spain, Costa Rica, Panama, and Other Sunny, Foreign Places (And the Secret to Making It Happen Without Stress) by Barry Golson

Retirement Without Borders: How to Retire Abroad--in Mexico, France, Italy, Spain, Costa Rica, Panama, and Other Sunny, Foreign Places (And the Secret to Making It Happen Without Stress) by Barry Golson

Barry Golson knows all about retiring abroad -- he more...0 points

101 Secrets for a Great Retirement : Practical, Inspirational, & Fun Ideas for the Best Years of Your Life! by Shuford Smith

101 Secrets for a Great Retirement : Practical, Inspirational, & Fun Ideas for the Best Years of Your Life! by Shuford Smith

More than 5,000 people retire every day--yet there more...0 points

The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work, and Living (Bloomberg) by Mark Miller

The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work, and Living (Bloomberg) by Mark Miller

A timely guide to overcoming the retirement challenges more...0 points

Where to Retire, 7th: America's Best & Most Affordable Places (Choose Retirement Series) by John Howells

Where to Retire, 7th: America's Best & Most Affordable Places (Choose Retirement Series) by John Howells

Where to Retire offers the best advice not only on more...0 points

My Next Phase: The Personality-Based Guide to Your Best Retirement by Eric Sundstrom, Michael Burnham, Randy Burnham

My Next Phase: The Personality-Based Guide to Your Best Retirement by Eric Sundstrom, Michael Burnham, Randy Burnham

Too many people 'flunk' retirement--even after a lifetime more...0 points

When I'm 64: Planning for the Best of Your Life by Marvin Tolkin, Howard Massey

When I'm 64: Planning for the Best of Your Life by Marvin Tolkin, Howard Massey

Once you hit that magic age of 64 (give or take a few more...0 points

Work Less, Live More: The Way to Semi-Retirement by Robert Clyatt

Work Less, Live More: The Way to Semi-Retirement by Robert Clyatt

Ready to pursue the rest of your life? Get going w more...0 points

Getting Started in A Financially Secure Retirement by Henry K. Hebeler

Getting Started in A Financially Secure Retirement by Henry K. Hebeler

PRE- AND POST-RETIREMENT PLANNING THAT MAKES SENSE more...0 points

IRAs, 401(k)s & Other Retirement Plans: Taking Your Money Out by Twila Slesnick PhD, John Suttle CPA  Attorney

IRAs, 401(k)s & Other Retirement Plans: Taking Your Money Out by Twila Slesnick PhD, John Suttle CPA Attorney

Get your cash out of retirement savings without giving more...0 points

The Wall Street Journal. Complete Retirement Guidebook: How to Plan It, Live It and Enjoy It by Glenn Ruffenach, Kelly Greene

The Wall Street Journal. Complete Retirement Guidebook: How to Plan It, Live It and Enjoy It by Glenn Ruffenach, Kelly Greene

As you think about retirement, you've got facts to more...0 points

15 Expert Lessons for Retirement Planning (Collection) by Steve Weisman, James Walker, Moshe A. Milevsky, Frank Armstrong, Linda H. Lewis, Paul Brown, Bonnie Kirchner, Liz Weston, Trent A. Hamm

15 Expert Lessons for Retirement Planning (Collection) by Steve Weisman, James Walker, Moshe A. Milevsky, Frank Armstrong, Linda H. Lewis, Paul Brown, Bonnie Kirchner, Liz Weston, Trent A. Hamm

This is the eBook version of the printed book.Everything more...0 points

The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life by Raymond J. Lucia

The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life by Raymond J. Lucia

Investors, shell-shocked by the "Great Recession" more...0 points

Ask people about their retirement plans

Ask how they created their own life plan

For your friends retiring

Here are fabulous gifts

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Plan your life transition

Retirement is a new life

What we did was sign a transitional consulting contract for two years with the company we were working with. We continued working on some of the programs that we were handling when we were still working. We had a pension, so we could take a serious cut as we learned the new role as independent consultant. This assured us of work for at least two years when we were just establishing ourselves as consultants and give us a framework on how to do this. It was a good transition strategy. After two years, we were ready.

And then we studied...anything we could find on our target geography....any new directions in our skill sets...it was like being a newbie again on the first job...it was amazing fun.

Remember this. When you're retired, they no longer have a responsibility towards you so unless this is a business deal, do not depend on this. The new boss can just easily get out of this. Even if they are bound legally, you will be in misery.

Learn more about transition planning

It is important for your retirement

Essentials of Transition Planning (Brookes Transition to Adulthood) by Paul Wehman

Essentials of Transition Planning (Brookes Transition to Adulthood) by Paul Wehman

An invaluable one-stop guide to well-crafted trans more...0 points

Family Wealth Transition Planning: Advising Families with Small Businesses (Bloomberg) by Bonnie Brown Hartley, Gwendolyn Griffith

Family Wealth Transition Planning: Advising Families with Small Businesses (Bloomberg) by Bonnie Brown Hartley, Gwendolyn Griffith

Managing the transition of family wealth from generation more...0 points

Career Transition-make the shift by Deborah Shane

Career Transition-make the shift by Deborah Shane

Deborah Shane is a tenacious woman who has transitioned more...0 points

Peaceful Transitions: Stories of Success and Compassion by Stanley Terman

Peaceful Transitions: Stories of Success and Compassion by Stanley Terman

The staggeringly huge epidemic of Alzheimer's and related more...0 points

Your Next Move: The Leader's Guide to Navigating Major Career Transitions by Michael Watkins

Your Next Move: The Leader's Guide to Navigating Major Career Transitions by Michael Watkins

“Whether you're going for that promotion, looking more...0 points

Out of Uniform: Your Guide to a Successful Military-to-Civilian Career Transition by Tom Wolfe

Out of Uniform: Your Guide to a Successful Military-to-Civilian Career Transition by Tom Wolfe

After completing military service, veterans can have more...0 points

Back in Control: How to Stay Sane, Productive, and Inspired in Your Career Transition (Audiobook Mp3 CD)

Back in Control: How to Stay Sane, Productive, and Inspired in Your Career Transition (Audiobook Mp3 CD)

In today's unpredictable economy, many are finding more...0 points

Career Transitions

Career Transitions

This video is a step-by-step program to help you d more...0 points

Physicians in Transition: 25 doctors who successfully reinvented themselves by Richard Fernandez

Physicians in Transition: 25 doctors who successfully reinvented themselves by Richard Fernandez

(Foreword by Michelle Mudge-Riley):This is more than more...0 points

Coach Yourself to a New Career: 7 Steps to Reinventing Your Professional Life by Talane Miedaner

Coach Yourself to a New Career: 7 Steps to Reinventing Your Professional Life by Talane Miedaner

Bestselling author offers a step-by-step program to more...0 points

Career Transition-make the shift by Deborah Shane

Career Transition-make the shift by Deborah Shane

Deborah Shane is a tenacious woman who has transitioned more...0 points

Re-invent Your Career NOW... And Lead It Through Difficult Times

Re-invent Your Career NOW... And Lead It Through Difficult Times

Perhaps the greatest challenge for millions of Americans more...0 points

Military-To-Civilian Career Transition 2nd Ed: The Essential Job Search Handbook for Service Members (Military-To-Civilian Career Transition Guide) by Janet Farley

Military-To-Civilian Career Transition 2nd Ed: The Essential Job Search Handbook for Service Members (Military-To-Civilian Career Transition Guide) by Janet Farley

This book provides a framework for career transiti more...0 points

Career Transition: A Faith-Based Approach by Darren E. Holmes

Career Transition: A Faith-Based Approach by Darren E. Holmes

Almost every day there are announcements of companies more...0 points

A Road Map To Re-Employment: 12 Steps to a Successful Career Transition by Rob Wolf, Paul Ferreri

A Road Map To Re-Employment: 12 Steps to a Successful Career Transition by Rob Wolf, Paul Ferreri

New ideas in a difficult time of high unemployment more...0 points

Without a plan before you retire

You may end up in a well funded dead end

Our finances are there always in our view. I concentrate on this while my husband concentrates on the contracts and contacts. We had practiced these roles while still in our jobs so this was not a difficult transition. OK, that's our story.

The key is not us and our activities, it is the basic reality that without a life plan before you retire, you may end up in a well funded dead end not feeling wanted or needed. A deep boring rut and the only difference between a rut and a grave is the depth!

Is this the life image you think about?

Have an image of your retirement life

What other people say about life planning

For your retirement

Retirement advising prerequisite: Psych 101
Retirement planning can often make advisers feel like therapists, with issues like healthcare, estate planning and life dreams coming up. And after the economic crisis upended many clients' retirement goals, these conversations can be even more ...
Majority of Canadians plan to work past 66: Poll
Most Canadians expect to work beyond the age of 66, according to a new poll from Sun Life Financial released Wednesday. Sun Life Financial's fourth annual Unretirement Index found that only three in 10 Canadians plan to be fully retired at the age of ...
Age Is A Major Factor When It Comes To Retirement Planning
Your age also plays a role in what you need to do to avoid retirement account penalties. Age 21. Employees can generally first join a 401(k) plan at age 21. Plan sponsors are allowed to exclude employees younger than 21 from 401(k) plans, ...

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Planning for life at retirement is a task we have to take seriously

Here are some guide to have that life of retirement you desire

Planning for Life After Retirement
Planning for life after retirement is an important task. Our free guide will help you realize your dreams and goals for retirement, develop an action plan, and when you're ready, find a personal retirement coach to help make it all come true.
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We are now retired but still continue to work because we enjoy what we do. We had discernment sessions to find out what we want to do after retirement... more »

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