Life Settlement Investments "A New Wall Street Asset Class For Independent Registered Investment Advisers To Examine"
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What Life Settlements Can Do For An Investment Portfolio
Life settlement investments offer a financial solution and a non correlated asset that have been predominately purchased by institutional investors and has recently become available to Registered investment advisers, as an investment choice that they can take to the bank.
As we know a financial investment whether it be a stock investment or any other financial investment of any type, has to have the element of a decent rate of return to put back into the investment funds that registered investment advisers manage.
The investment market offers many challenges for investment asset management, with so many investment companies, investment securities, investment services, and other financial services.
Most markets are affected by fluctuations and economic factors that cause both a lack of stability and volatility (you don't know precisely when a trend is going to change), which can cause unknown results, unknown time factors, and potentially unforeseen tax consequences.
Clients calling with concerns regarding market conditions, may be keeping independent registered investment advisers awake at night thinking about ways to stabilize a client's portfolio and provide that portfolio health RIA's are looking to attain.
Registered investment advisers need to be able to provide clients with a stable asset that has, a clear expectation of payment, a fixed maturity date, and a healthy amount of profit?
Fortunately for registered investment advisers there is Wall Street's newest asset class. This new investment vehicle provides a way to reduce the volatility of a portfolio while maintaining a healthy rate of return.
Life Settlement Investing is becoming better known as a viable well performing investment asset and registered investment advisers are also acquiring knowledge on how this investment asset can serve the investment fund growth for their clients.
Wall Street's newest asset class is called Life Settlements, and they are similar to zero coupon instruments, but with the potential to generate higher returns over a shorter period of time than comparable fixed income investments.
Historically investments in life settlements have produced double digit returns. Life Settlements have the added benefit of being completely uncorrelated to either interest rates or the stock market, and can thus reduce volatility in a client's portfolios.
Life Settlements have become a contender for investment fund allocation and is steadily gaining favorable review by registered investment advisers as Registered Inestment Advisers do the work of re-balancing their client's portfolios and allocation investment dollars to safe haven.
Contents at a Glance
- Life Settlement Investing
- Life Settlements Are a Sound Investment Opportunity That generate Value To Any Investment Portfolio
- Life Settlement Videos
Life Settlement Investing
- Life Settlements Are a Sound Investment Opportunity That generate Value To Any Investment Portfolio
- Life Settlement Videos
- How Long Has The Life Settlement Industry Be Around?
- Why Will People Sell their Life Insurance?
- The Life Settlement Investment Strategy
- These are a Few Advantages of Life Settlements for Investment Purposes
- Who Invests in Life Settlement?
- Life Settlement Communities
- Global Wealth Creation to Receive Live Information
- What the blogoshphere is saying about The Life Settlement Secondary Market
- What Do You Think About Life Settlements As An Investment?
- Additional Sites Regarding Life Settlements
Life Settlements Are a Sound Investment Opportunity That generate Value To Any Investment Portfolio
What is a Life Settlement?
: A life settlement is a financial transaction in which a life insurance policy owner possessing an unneeded or unwanted life insurance policy sells the policy (at fair market value) to a third party for more than the cash surrender value offered by the life insurance company. The purchaser becomes the new beneficiary of the policy at maturation and is responsible for all subsequent premium payments.
Generally speaking, life settlements are an option for high-net-worth policy owners age 65 or older. Independent estimates report that among this group, 20% of policies have a market value that exceeds the cash value offered by the carrier.
And while many policy owners are unfamiliar with life settlements until a financial professional mentions the option to them, the concept has gained attention from high-profile proponents such as Warren Buffett, former U.S. Representative Bill Gradison, and numerous media sources including The Wall Street Journal, Time Magazine, Business Week and The Economist. A growing number of experts now believe that informing clients about offering life settlements should fall under the fiduciary duty of a financial adviser.
Life Settlement Videos
How Long Has The Life Settlement Industry Be Around?
Tic Toc Tic Toc

The life settlements investment industry was created in Europe around 1880. However, it did not become established in The United Sates of America until approximately in 1980, when the AIDS epidemic generated an urgent necessity to use the funds trapped within life insurance policies to fund expensive medical treatment and vaccines for those suffering from either HIV OR AIDS. Since then a secondary market has been developed that allows for the trading of life insurance policies.
Why Will People Sell their Life Insurance?
The reasons life insurance owners sell their life insurance policies vary:
-.They no longer need the policy due to the death of a spouse, a divorce, or children that have acquired economic stability.
-.They can no longer afford the payments of insurance premiums.
-.They need the funds and want use them for purposes such as medical assistance, donations, or to finance other investments.
The Life Settlement Investment Strategy
Fetching RSS feed... please stand byThese are a Few Advantages of Life Settlements for Investment Purposes
Repackaging to provide security in maturity dates.
Annual third party accounting.
Reporting on all aspects of investment.
Stabilizing a client's portfolio.
Knowledge of the life settlement industry and the strength of expertise.
Who Invests in Life Settlement?
- Warren Buffet's Berkshire Hathaway
- AIG
- Citigroup
- Deutshe Bank
- GE Capital
- Merril Lynch
- Ontario Teacher's Pension Fund
"Life Settlement Contracts Are Protected From The Volatility of The Financial Markets"
Life Settlement Communities
- Lexnet
- A life settlement network that connect the online marketplace of life insurance trading.
- Bussiness Wire
- Read and stay tune the latest news regarding life settlement
- Life Settlement Community
- A useful community to make connections to agents,providers, and investors as well to stay inform on recently news and updates specifically for life settlement industry market.
Here's my favorite link:
What the blogoshphere is saying about The Life Settlement Secondary Market
What Do You Think About Life Settlements As An Investment?
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Reply
- AndyPo AndyPo Nov 19, 2008 @ 10:19 am
- Great lens and welcome to the Investment Club group.
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Reply
- Rinchen Chodron Rinchen Chodron Nov 11, 2008 @ 4:25 pm
- How very interesting - I'm going to check with my broker! I learned a lot. Five Big Stars *****
Additional Sites Regarding Life Settlements
If you know a great source of websites related to life settlements,please add them to this list.We will appreciate your contribution.
Life Insurance Settlement
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Life Settlement Broker
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Life Insurance Settlement | Life Settlements
Life Settlement Pro specialize in a variety of ins more...0 points
Premium Finance Life | Life Insurance Premium Financing
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Life Settlements
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Trinity Financial Services | A full service Life Settlement and Life Insurance Settlement Broker
Life Insurance Settlements, Senior Settlements, an more...0 points

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