Loan Modifications are Everywhere. I Can Help You If You Need With a Loan Modification.
At Home Solutions of North America we can effectively stop foreclosure through mediation of your Loan Modification. We will work with your current lenders to convince them that helping you will be a good investment on their behalf.
Loan Modification and Payment Reduction are our goals.
Our plan is to take as much of the delinquent payments and roll them into your existing loan. We then work towards having the new loan balance re-amortized over the remaining term of the original loan.
Many times we are able to negotiate a Reduction in the loan amount as well. When the interest rate is an adjustable rate or unaffordable or above the current "Best Available" rate, we negotiate for a lower fixed rate.
Our primary goal is to help you keep your home by creating a long term manageable payment solution.
Loan Modification and Payment Reduction are our goals.
Our plan is to take as much of the delinquent payments and roll them into your existing loan. We then work towards having the new loan balance re-amortized over the remaining term of the original loan.
Many times we are able to negotiate a Reduction in the loan amount as well. When the interest rate is an adjustable rate or unaffordable or above the current "Best Available" rate, we negotiate for a lower fixed rate.
Our primary goal is to help you keep your home by creating a long term manageable payment solution.
What is a Loan Modification?
Loan Modifications Can Stop Foreclosure and Save Your Home
A Loan or Mortgage Modification is is the process of modifying or re-writing the terms of your existing loan so that you have a payment you can afford.
This way, you do not have to move out, sell your home or have the bank take it back.
These are government approved and lender and homeowner must agree to the new terms for the modification to take effect.
This way, you do not have to move out, sell your home or have the bank take it back.
These are government approved and lender and homeowner must agree to the new terms for the modification to take effect.
Video Response to What is a Loan Modification
For more questions answered via video response visit 2ModMyLoan.
If you are struggling with a mortgage payment, or feel you should be able to manage your mortgage better because you owe more than the house is worth, you qualify for a mortgage loan modification and you should call me.
Visit my website at www.2ModMyLoan.com
If you are struggling with a mortgage payment, or feel you should be able to manage your mortgage better because you owe more than the house is worth, you qualify for a mortgage loan modification and you should call me.
Visit my website at www.2ModMyLoan.com
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Who Quailifes For a Mortgage Loan Modification?
Probably You.
More than 80% of all homeowners will qualify for a Loan Modification now and that is why you should call me today Tish Washington 626-945-5987
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Mortgage Industry Updates
Come here daily about 10:30 am California time
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* We negotiate a lower interest rate
* We negotiate a lower monthly payment that you can afford
* Sometimes we are able to reduce the amount you owe
* We take care of all the paperwork
Do It Yourself Loan Modifications (See below for a video response)
This is a process you can try to do yourself. If you are really good at filling out paperwork ( like tax forms) and you are a very tough negotiator then you might be able to do this without our help.
What Do We Charge For This Service?
Fees vary depending on your situation, and how many loans you have. Call for a free quote.
During your free consultation we will offer you a fixed price to modify your loan.
Most of our customers are able to get there fee back within two months, and keep thier home.
Forbearance, Deferment and other Loan Workouts are Band Aids
There are many types of "Loan Workout" agreements between lenders and the existing note holder (Borrower or homeowner).
Loan Modification is the best approach in today's market where the banks already have more foreclosures than they can afford. Loan modifications are the best solution for the home owner.
Another type of loan workout is called Forbearance. During forbearance, your payments are reduced, or in some cases, postponed. This is a band aid and benefits the lender more than the homeowner.
Sometimes a lender will authorize a Deferment, allowing you to temporarily postpone payments on your loan. This gives the borrower some breathing room. This is another band aid that benefits the lender more than the homeowner.
Confused? Just call Tish Washington
Free Consultation. 626-945-5987
* We negotiate a lower monthly payment that you can afford
* Sometimes we are able to reduce the amount you owe
* We take care of all the paperwork
Do It Yourself Loan Modifications (See below for a video response)
This is a process you can try to do yourself. If you are really good at filling out paperwork ( like tax forms) and you are a very tough negotiator then you might be able to do this without our help.
What Do We Charge For This Service?
Fees vary depending on your situation, and how many loans you have. Call for a free quote.
During your free consultation we will offer you a fixed price to modify your loan.
Most of our customers are able to get there fee back within two months, and keep thier home.
Forbearance, Deferment and other Loan Workouts are Band Aids
There are many types of "Loan Workout" agreements between lenders and the existing note holder (Borrower or homeowner).
Loan Modification is the best approach in today's market where the banks already have more foreclosures than they can afford. Loan modifications are the best solution for the home owner.
Another type of loan workout is called Forbearance. During forbearance, your payments are reduced, or in some cases, postponed. This is a band aid and benefits the lender more than the homeowner.
Sometimes a lender will authorize a Deferment, allowing you to temporarily postpone payments on your loan. This gives the borrower some breathing room. This is another band aid that benefits the lender more than the homeowner.
Confused? Just call Tish Washington
Free Consultation. 626-945-5987
Why You Need an Attorney's Assistance
For once, an Attorney is wanted! I'm joking?
Why use an attorney assisted loan modification? This is a video response to that question. Attorney assisted loan modifications get the best results. Attorneys review loan documents to obtain leverage to use against the lender to negotiate the best terms for you. Call Tish Washington 626-945-5987 stop foreclosure NOW
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What is a Hardship?
Hardship has a different meaning for different people.
Hardship will be different circumstances for different people. Call Tish Washington 626-945-5987 to discuss starting a loan modification and if you have a valid hardship you DO NOT need to be past due to qualify for a mortgage modification.
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More Helpful Pages
- Contact me here
- If you would like to get an application started, you can visit my website and contact me. Or input your information and I'll contact you.
- Video responses to frequently asked questions
- With the loan modification industry being so new, many people have questions.
I have made a special YouTube channel complete with video responses to many of these questions. - Mortgage Industry Updates
- This is a link to my blog. You can check it for the latest in Mortgage Industry information.
Other Helpful Information
The Health Address Book:A Directory Of Self Help & Support Organisations
Amazon Price: $23.37 (as of 12/14/2009) 
Bridge - Self Help Legal News
Amazon Price: $30.00 (as of 12/14/2009)
Newsletter
Amazon Price: $10.31 (as of 12/14/2009)
Another Great Lens
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Banks That Are Approving Loan Modifications
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A little more than 2 years ago the term "Loan Modification" would have been followed by "What is that?" But now, you can't turn on the television or the radio, or open any type of publication without being bombarded with ads for a loan modification.
by Tishywashy
Homeownership has been the American Dream for a long time. Unfortunately for many this dream has become a nightmare. Nothing brings me more satisfacti... (more)
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