Long Term Care For People You Love

1 - I can do better 2 - Jury's out 3 - Pretty darn good 4 - Splendiferous 5 - Awesometastic by 172 people | Log in to rate

Ranked #218 in Health, #4,976 overall

Everything you need to know about Long Term Care.

More than 9 million people over the age of 65 will need long-term-care this year. Here you'll learn all you need to know to plan for your family's LTC needs -- everything from needs assessment, options, implementation and everything in-between.

This lens is dedicated to my father who, in 1993 was diagnosed with cancer at the young age of 67 (this picture was taken before he started having symptoms). My family was totally unprepared. The next 8 months was a living hell. I've put together this lens so no family has to go though the fear, anguish, and guilt my family went through.

Not just the fear of losing a loved one, but the fear of not knowing where the money would come from to take care of him; the anguish of not having the time to make the decisions required -- were they the right ones; were they the ones he would have wanted; and the guilt of not having planned in advance.

Squidoo Lens of the Day!WorldClassMasterpieceBadgeI realized that our time together on this earth is short, so besides giving you information on Long-Term Care, I'll share some things to make the time we have fun and less painful -- things to help us live longer and happier lives such as Maxine in all her glory. I love that woman! LOL

Please keep checking back as I add new information all the time.

For the latest news on Long Term Care and other senior health issues visit Long Term Care Blog

Have Fun Before It's Too Late 

Humor Found Here

My Dad had a great sense of humor and loved a good joke. As he got older, he found humor in everything life threw at him. So, I've added senior jokes throughout the lens. Find the Joke Sections by looking for this guy:
smilylayinglaughint.gif

 

 

Senior Long Term Care Choices: How To Select The Best Plan For Your Whole Family 

MY CHOICE AS: The Most Comprehensive Book On The Market

In my opinion, I think Janet O'Connor's new book, Senior Long Term Care Choices: How To Select The Best Plan For Your Whole Family, is the most comprehensive book on the market. It provides all the information and guidance you will need to get your loved one set up in his or her "personal best" long-term care situation.

Besides up-to-the-minute and meaningful information, you'll find a comprehensive list of resources you can access immediately. What's more, these contacts let you zoom in on your local area programs, facilities and resources. Under some circumstances, solving your loved one's care problem can be a monumental task. With the tools and information in this e-book you'll be able to manage it well and completely. For more information about the author, check out the next section. For more information on this must-have book, visit Senior Long Term Care Choices

 

An In-depth Look The Author Of Senior Long Term Care Choices 

"Getting help for your loved one entails gathering and assessing information about the kind and extent of care he or she needs, then finding someone, or some place, to provide that care."

Janet O'Connor has training and experienced both as a nursing assistant/home caregiver and a writer. With a bachelor's degree in liberal arts, she began writing professionally in the field of marketing and advertising, in which she worked for ten years. After a 3-year hiatus in which she was a Peace Corps volunteer in Pakistan and Botswana, she began her second career as a home caregiver.

She completed training for her certification in nursing assistance as well as home health aide. She also completed training in home hospice work. Her 4 months of CNA clinical training was done in a nursing home, and she worked in another nursing home for one and one-half years. She served one year as a live-in caregiver, and has worked as a home caregiver to people with various disabilities and diagnoses since 1997.

Ms. O'Connor has written about a wide variety of health-related subjects, including Acne, Health Insurance, ADHD (Attention Deficit/Hyperactive Disorder), Migraine, Back Pain, Acid Reflux and Long Term Care.

Ms. O'Connor decided to write her long-term care book after helping seniors and others with disabilities struggle with the decisions, finances, and processes involved in finding long-term care alternatives that matched their individual needs. The book is her attempt at making it easier for others to plan these important life decisions.

For more information on the book, visit Senior Long Term Care Choices

Tools For Long Term Care 

Useful Online Tools

Centers for Medicare & Medicaid Services (CMS)
Publications available from CMS include:
Choosing Long-Term Care
Medicare & You (updated annually)
Medicare and Home Health Care
Medicare Coverage of Skilled Nursing Facility Care
Nursing Homes
Guide to Choosing a Nursing Home
Eldercare Locator
The Eldercare Locator is a public service of the U.S. Administration on Aging. It links older Americans and their caregivers with state and local agencies and community-based organizations that serve elders and their caregivers.

Making The Nursing Home Decision 

A Tough Decision That Sometimes Has To Be Made

Taking care of an aging person in the home is not easy. Most elders require specialized care, sometimes 24 hours every day. The attention and care differs by individual. Some may need help taking their medications, going to the bathroom, bathing, and other daily activities.

This task and responsibility can be overwhelming and necessitate placing a loved one in a nursing home. That decision can be extremely difficult.

There is nothing to be ashamed of in putting your loved one in a nursing home. Sometimes it is necessary in order for him to get the care he needs. However, you need to be informed on what a nursing home is before making that decision.

Help For Daily Tasks

A nursing home is essentially a place for people who need assistance accomplishing daily tasks -- help with meals, with caring for their bodies, or entertaining themselves. Nursing homes assists individuals with their personal needs. At their best, a nursing home staff knows what your loved ones want and is ready to give them the attention and care they need.

Selecting a Nursing Home 

Making sure the home is right for your loved one

A nursing home has facilities that people need to appreciate the beauty of life while they are preparing to go to the world beyond. Nursing homes come in different sizes. The number of beds in a particular nursing home can range from approximately 25 to 500; the average number of beds per facility across America is about 102.

Finding a Nursing Home

Nursing homes are sometimes located within a hospital or medical center as separate skilled nursing units. More often, nursing homes are distinct facilities separate from hospitals. Private individuals, for-profit companies, or not-for-profit entities may own nursing homes.

The need for a nursing home is often defined by an individual's need for 24-hour assistance. This assistance does not necessarily mean an individual needs a nurse to watch over them while they sleep, but rather that they might need help getting to the lavatory in the middle of the night, or a reminder to take medication in the morning.

Make Sure You've Made a Good Choice

A nursing home can be the right choice if your loved one is in need of consistent, reliable medical attention and is unable to care for himself.

It is vital that you select a nursing home with a superior reputation, and one that you can be supremely confident for your loved one's care.

Legal Terms You Should Know 

Long Term Care legal terms

Durable Power of Attorney for Finances A Document that appoints someone to make financial decisions on your behalf. If it is already in effect when you become unable to manage your affairs, it continues, or it spring into effect at that time.

Durable Power of Attorney for Health Care This is also known as a health care proxy. It is a legal document which names an agent to make health car decisions on behalf of somoeone who can no longer make decisions for himself.

Guardianship A legal process where the court appoints a person to manage the property and affairs of someone unable to act on her own behalf.

Living will This document, also called a health-care directive, describes the kinds of care a person does and does not want if she is nearing the end of life. Usually this pertains to measures taken to sustaining life.

JOKE: Seniors Exercising 

One Of My Favorite Jokes Because I've Been There

smilylayinglaughint.gif
I feel like my body has gotten totally out of shape, so I got my doctor's permission to join a fitness club and start exercising. I decided to take an aerobics class for seniors.

I bent, twisted, gyrated, jumped up and down, and perspired for an hour. But, by the time I got my leotards on, the class was over.

Note from Frankie: Been there, done that!

Plan For Your Future Today - Then Rest Easy 

Denial can cause unintentional damage

"We cherish independence, and are therefore often blind to indications that help is needed. Though unconscious and unintentional, this kind of denial is persistent, and can cost us or our loved ones irreparable damage before help is finally sought."

- Janet O'Connor

Some Terms You Should Know 

Long Term Care Terms

Activities of Daily Living (ADL) These include such things as dressing, bathing, eating, grooming, use of the toilet.

Adult Day Care These are facilities that provide daytime care for older adults. They offer help for safety, socialization and recreation.

Assisted living residence Housing for people who can need some help living alone but do not require skilled nursing care.

Home health care Services provided in the home by home health aides.

Hospice care A type of care offered by hospitals, long term care facilities, and some hospice organizations for terminally ill patients and their families. They emphasize pain management and control of symptoms rather than attempting a cure.

Respite care Care given in place of a caregiver temporarily to give the cargiver a rest and personal time.

Maxine, fools and money 

For All The Maxine Stuff You Can Take


If you love Maxine like I do, you'll love her website. You can get a free daily cartoon, wall papers, desktop calendar and much more just the way Maxine would want it. Just click
Maxine's Website

Heart Monitors For Self Checking 

Health o Meter® Wrist Blood Pressure Monitor

Avg. Customer Rating: Amazon Rating

Amazon Price: (as of 12/01/2009) Buy Now
List Price: $80.00

Omron HR-100C Heart Rate Monitor

Avg. Customer Rating: Amazon Rating

Amazon Price: $32.49 (as of 12/01/2009) Buy Now
List Price: $59.99

Polar M61 Heart Rate Monitor Watch

Avg. Customer Rating: Amazon Rating

Amazon Price: (as of 12/01/2009) Buy Now
List Price: $179.95

Medications - How To Stay On Track 

A serious concern for older adults and for the caregivers that assist them is adherence to medication regimens. Here are some tips to help seniors stay on track:

At The Doctor's Office:
1. Get the doctor to give you specific instructions on the medication, dosage, and how to take it IN WRITING.

2. Ask about side-affects that can be expected. What side-affect would warrant stopping the medication and calling or seeing the Doctor?

At The Pharmacy:
1. Have the pharmacist check for interactions with other medications already being taken.

At Home:
1. Keep a list of medicines and the exact directions for taking them. Do they take them with or without food? A.M. or P.M? How many?

2. Use a medicine holder to organize your meds. There are many sizes and styles available. Pick one that works best for the person.

3. Keep a checklist of the medications that can be checked off as the meds are taken.

4. If you get a 30 day supply, when you are down to 1 weeks worth of medication, call in to reorder the prescription. If you get a 90 day supply, call in your order when you are down to 20 days.

Keep Pills Organized -- Here' How 

FREE Medications -- How To Get 

Find Out If You Can Get Free Medications Here

Drug companies frequently give doctors free samples of their medicines. So ask for freebies for before your doctor writes a prescription for your loved one. If they can't give you enough for the long term, they can at least give you enough to sample the medication to see if it even works!

DISCOUNTED Medications -- How To Get 

How To Get A Lower Price On Your Meds

Doctor Recommendations:
Ask your doctor if a generic drug will work just as well since they usually cost a lot less.

Shop Around:
Call different pharmacies as their prices for particular drugs will vary. You may end up getting drugs from 2 or 3 different pharmacies depending on the drug, but it could be worth it!

Pharmacy Discounts:
Many pharmacies will give discounts for cash payments to people who are uninsured or underinsured.

Online Ordering:
Many insurance programs allow you to order your meds online. Usually you have to order a 90 days supply, but the savings is worth it.

DISCOUNTED Medicines -- Where To Get 

Discover Who Offers Discounts For Repeated Medications Here

If you or a loved one get repeats on medicines check out the following groups for discounts of up to 30%:

American Association of Retired Persons (AARP)
601 E. St NW
Washington, DC 20049
800-424-3410

Merck-Medco Managed Care, LLC 800-247-1003

American Association of Retired Persons (AARP)

Medi-Mail
800-331-922-3444
800-922-3444

Preferred Prescription Plan
800-881-6325

Holidays: Checking Your Loved Ones 

How Are Your Aging Parents doing?

Assess Your Parents This Holiday Season


This holiday season, when you're spending time with your parents,be sure to be sensitive to their needs. Have their abilities changed since this time last year? Get beyond their and your own denial of their aging, and take a good look.

Here are some things to look for to see if your parent's need more help.

* Was there a noticeable decline in physical abilities?
* Did they seem less stable on their feet or did they recently fall?
* Was there a noticeable a decline in short-term memory?
* Did you find stacks of unopened mail or cancellation notices caused by unpaid bills?
* Did your parent seem unkept? How about their home?or their home seem unusually unkempt?
* Did the refrigerator have good, nutritious foods or enough food?
* Has your parent lost weight?
* If they have a pet, does he seem well taken care of?

Each of these can be a sign that something is wrong. If it nags you or something doesn't seem right, it probably isn't. Sooner or later your parents will need your help and you need to keep an eye out for when those changes begin.

Check out the FREE Assessement Form in the next module. Take it with you to help you evaluate them (and to keep a record of the results). It could save your parents much grief and maybe even their life.

FREE Care Needs Accessment Form And Scoring Sheet 

What Kind Of Care Does Your Loved One Need Right Now?

What kind of care does your loved one need right now?

Janet O'Connor Senior Long-Term Care has a great assessment form that she has given me permission to give out. It's a simple check list where you can evaluate the care needs of yourself or a loved one.

Then there's a scoring sheet that tells you, based on your score, what type of care Janet recommends at this time. Janet recommends redoing the evaluation every 3 months so you can see the progression of care needs and plan for the future better.

For a FREE copy of the assessment and scoring system (pdf file), click FREE Assessement Form

Maxine On Doctors And HBO's 


Another great Maxine. Her website again is
Maxine's Website

Maxine cartoon book on Amazon - A must read! 

Maxine: Yelling It Like It Is: A Fine Whine with the Queen of Attitude

Amazon Price: $9.32 (as of 12/01/2009)Buy Now

One of Maxine's best and at the top of her voice. If you love Maxine like I do, you'll love this wonderful collection of her jokes.

The Essential Herb-Drug-Vitamin Interaction Guide 

The Safe Way to Use Medications and Supplements Together

The Essential Herb-Drug-Vitamin Interaction Guide: The Safe Way to Use Medications and Supplements Together

Amazon Price: $13.57 (as of 12/01/2009)Buy Now
List Price: $19.95

Know what medications are safe to take with what supplements.

Avg. Customer Rating: Amazon Rating

Over The Counter Drugs-- WARNING 

WARNING:
Never take more than 1 medicine
with the same active ingredient
unless instructed to do so by your doctor.

Medication Safety Tips 

Things You Should Do

Medication Safety

Medication is supposed to help you, but problems can happen if:
1. You take too much.
2. You mix the incompatible medications together.
3. Take the right medication but incorrectly (i.e. too often, too much, not enough).

Things you should tell the doctor about your medications.
Your doctor should have in your file the following information:
1. Tell them all of the medications you are taking.
2. Tell them about all of the vitamins, herbal and dietary supplements.
3. Tell them about any allergies you have to particular drugs.
4. Remind them of any other medical condition you have.

Patient Prescription Assistance Programs 

What Are They And How They Can Help You

Patient Prescription Assistance Programs or Patient Assistance Programs (PAP's) are programs offered by major pharmaceutical companies which disburse prescription drugs in the United States. In essence, these programs offer free brand name drugs to people who do not have adequate healthcare coverage. Each PAP has its own set of policies and guidelines for the free prescription drugs, i.e. Merck and Pfizer each have separate distinct plans. Because each pharmaceutical company has different procedures for acceptance, it is extremely difficult for the average American citizen to complete the required paperwork with a high degree of accuracy. Because of the 'paperwork hassle,' many American citizens fail to qualify for the medication. That is where Rx Aid, Inc. becomes involved.

Rx Aid has a very knowledgeable staff that understands each pharmaceutical company's guidelines and knows how to work with the patient, the doctor, and the pharmacy.

Check them out at RxAid.us

Clinical Drug Trials No Longer Trade Secret 

Where To Find Information On Drug Trials

Clinical drug trials are no longer considered "trade secrets". Congress has just ruled that drug companies must post the results of clinical trials on a public database within 1 year of completion. The database is: ClinicalTrials.

Drug companies can still take up to 3 years to post summaries for the general public. However, since the results will be on the database, the public can see them. AND, independent experts can review and evaluate the trial results to keep doctors and the public better informed.

Meals on Wheels for Senior's Pets 

How can a senior food for their pet?

One of the biggest worries for seniors is having enough money to feed their beloved animals - be it dog or cat. Meals on Wheels Association of America (MOWAA) has created a new program to help them called, We All Love Our Pets (WALOP).

The program united Meals On Wheels programs across the U.S. to make food for pets part of the delivery of the meals for seniors.

Foir more information click WALOP/Meals on Wheels

Magazines For Seniors And Baby Boomers 

Get A Magazine Geared Toward The Senior In Your Life

GRANDtimes.com Senior Magazine & Portal Site
This weekly magazine for active older adults examines life's opportunities and challenges.
Senior Living : Retirement : Elderly Health : Today's Senior Magazine
Today's magazine for today's senior! Today's Senior Magazine is for the mature adult who enjoys life. An individual who has a fondness for the past but ...
Welcome to Senior Magazine Online!
Welcome to Senior Magazine%u2122 Online! Northern California Edition. JUNE 2007. DeltaRiverCruise.com · Site Meter.
Senior One Source: An online magazine for Seniors
Referral service and magazine designed to help seniors achieve a healthier life.
AARP The Magazine
AARP The Magazine, the world's largest circulation magazine, serves the needs and ... Go Online to Save %u2022 Longevity Myths Debunked %u2022 Senior Spelling Bee ...
Senior Times Magazine
We are hard at work on a fantastic new website! It will feature many of the same great stories and columns as the printed version, as well as a variety of ...
Senior Advocate Magazine Index
Senior Advocate Magazine. Articles from our Library. Advance directives From the August/September, 2005 issue. Advocate's new $109 cardiovascular/stroke ...

How To Get Fit While You Sit 

For Those Of Us Who Just Can't Make It To The Gym

You might be wondering why I've added this product on this lens about long term care. Well, the reason is that I've found that many of the exercises in this ebook are good for us as we age. We all need to exercise and some of us can't get out of a chair -- either we're disabled or just plain lazy. Many of the exercises in this ebook will work for both kinds of people.

Your entire exercise program can be done sitting down in just 12 minutes -- even watching TV. This may be the answer to getting your loved one to exercise or you could exercise together.

Just click here to find out more information about the product Get Fit While You Sit

Have A Family Conversation About Long Term Care 

The earlier to talk with your parents and evaluate their situation the better. When you do it early, you can plan for any situation that might arise.

Be sure to involve your parents in this conversation. Doing it before something major happens, makes it easier for your parents to talk about long term care and they will make better decisions since there is less emotion involved at that time. When a life-altering event occurs, the stress level is higher and denial can set in.

Below is a free assessment form that I urge you get immediately. You and several members of the family can fill out the 1-page form now so you can have a base-level to compare your parent(s) to as they begin to need care.

Having your parent fill out the assessment form now is good too. Then when something happens that changes their situation, they can take it again and you can compare their answers to the new one.

FREE Senior Care Documents Guide 

7 documents all senior should have

You can get a FREE Senior Care Documents Guide, which explains and organizes the seven most important senior care documents.

Most families are missing at least one of the most critical senior care documents. The Senior Care Documents Guide helps simplify the care of aging loved ones by explaining why and how each senior care document is used.

The free Senior Care Documents Guide includes instructions and usable sample documents for:

* Durable Power of Attorney
* Advance Directives
* Declaration of Guardian
* Medical Power of Attorney
* Out of Hospital Do Not Resuscitate
* Appointment of Agent
* Physician's Statement of Incapacity

The free guide also includes a helpful glossary of senior care terms and a checklist to help families keep their documents in order. It can be downloaded at Senior Care Documents.

Laughing keeps you young 

Laugh and stay young!

You don't stop laughing because you grow old,

You grow old because you stop laughing!

Fun Stuff -- Jokes About Seniors And Aging 

Senior Jokes To Lighten The Mood

smilylayinglaughint.gif
Even though the issues of Long Term Care Planning is serious, there no reason we can't have a little fun too. Here are some jokes I found about Seniors and aging. Many of you will be able to relate -- I know I do!

I've put jokes thoughout the lens as well. Enjoy, Frankie

1. Just before the funeral services, the undertaker came up to the very elderly
widow and asked, "How old was your husband?" "98," she replied. "Two
years older than me." "So you're 96," the undertaker commented. She
responded, "Hardly worth going home, is it?

2. Reporters interviewing a 104-year-old woman: "And what do you think is the best thing about being 104?" the reporter asked. She simply replied, "No peer pressure."

3. The nice thing about being senile is you can hide your own Easter eggs.

FREE Medical Care -- Where To Get 

You May Be Able To Get FREE Medical Care

Every year, over 150,000 patients receive medical care from some of the BEST doctors in the world for FREE. Why? Because medical researchers get millions of dollars to use in the study of diseases and ailments and if your condition is one of the ones being studied, you may qualify for free treatment. To learn more, contact the Clinical Center at the address below:

Clinical Center
National Institutes of Health

Building 10, Room 1C255
10 Center Dr
MSC 1170
Bethesda, MD 20892-1170
301-496-4891

Hot Tips On How To Beat The Heat 

Heat Safety Information

7 Tips To Beat The Heat


Heat can be dangerous. The elderly and disable people are at high risk during hot weather. Very high temperatures can damage the brain and other vital organs.

The ability to regulate temperature is limited by some conditions including old age, obesity, fever, dehydration, heart disease poor circulartion, sunburn and drug and alcohol use.

Here are 7 tips to help you help your loved ones beat the heat:

1. Dress for the heat. Make sure to wear light weight and light colored clothes.

2. Drink plenty of water. Drink water throughout the day -- even if you are not thirsty. By the time you are thirsty, it's too late, you are already dehydrated.

3. Eat small meals often. And, avoid high protein foods, which increase metabolic heat.

4. Stay indoors whenever possible.

5. Avoid strenuous activity. Slow down, don't be in a hurry.

6. Check on neighbors. If you have elderly or disabled neighbors, check on them. Better yet, form a buddy system to monitor those at high risk.

7. Learn First Aid and CPR.

For more information on heat safety, contact your local Red Cross or visit their website: Red Cross

Featured Health Lenses Worth Visiting 

Below are some excellent health lenses on Squidoo. If you know of others that are excellent, please add them. Vote on the ones you feel are the best.

Assisted Living Facilites Vs. Nursing Homes 

Which Facility Will Serve Your Needs Best?

An alternative to a nursing home is an Assisted Living Facility (ALF). An ALF's purpose is to bridge the gap between independent living and nursing homes. They are for people needing assistance with Activities of Daily Living (ADLs), but who wish to live as independently as possible for as long as possible.

Level of Freedom
Assisted living facilities offer help with ADLs such as eating, bathing, dressing, laundry, housekeeping, and medication assistance. Some also have centers for medical care; however, the care offered may not be as intensive or available to residents as the care offered at a nursing home.

When deciding between ALF and a Nursing Home consider the following factors:

Cost: ALF can be costly because individuals live in apartment-like settings whereas in Nursing homes the elderly live in a more communal space with little private space.

Medicare is frequently available for nursing home stays but may not be for an ALF.

Facilities: ALF are focused on individuals. Nursing homes are focused on the collective group.

Place: ALF is a location for a few particular aged at a time but a nursing home houses a lot of patients. ALF house an individual who is provided with all the help and assistance he or she needs, while the nursing home provides far less individual care.

Nursing homes are designed to care for people who have a number of health care requirements, and cannot care for themselves. ALFs are designed to assist elderly persons who can basically care for a lot of their personal needs themselves.

Skilled nursing care is not usually available except on an as-needed basis. A nursing home is more like a hospital environment and provides full-scale, skilled nursing care. If your loved one is now and then confused or experiencing memory problems, assisted living can be the answer. If they have a debilitating disease or condition, they might need a nursing home.

Consider Your Loved One's Welfare
Although there are many factors to consider, your main concern should be the well being of your loved one.

Who To Turn To If You Suspect Nursing Home Abuse 

NursingHomeAdvocates.com Launched

Protecting Loved Ones from Nursing Home Abuse

Solomon & Relihan, well recognized for their experience and knowledge in nursing home litigation, PC has recently launched NursingHomeAdvocates.com. Nursing Home Advocates is designed and geared to assist both family members of nursing home residents who have been neglected and those who suspect abuse of a loved one in a nursing home facility.

In the United States alone, nursing home malpractice has become a significant problem with growing numbers. Investigations done by the US Government have shown that approximately 30% of nursing home facilities in the US have neglected or abused their patients, resulting in significant harm. Studies also show that nursing home malpractice has resulted in over 4,000 deaths due to malnutrition, dehydration, and bedsores.

For more information, visit Nursing Home Advocates

Have Your Loved One Create A Memory For You And Others 

Memories last a lifetime

Your loved ones have lived a life that should be remembered. Here's how.

The Book of Myself A Do-It-Yourself Autobiography In 201 Questions

Amazon Price: $15.95 (as of 11/30/2009)Buy Now
List Price: $15.95

This book has 201 questions to help a person create an autobiography. It was created by a Grand-father and Grand-son and is an excellent way to get your loved-one to leave behind their life and insights for the younger generation.

Give The Gift Of Memories 

Memories last a lifetime

These photo albums and holders are the perfect gift for loved ones. Put together old photos with great memories, or get new pictures of family and friends for these wonderful photo displays.

Maxine And Supplements 


Another great Maxine. Her website again is
Maxine's Website

DISCOUNTED Medical Care -- How To Get 

How To Pay Less For Your Medical Care

Doctor Discounts:
Ask your doctor before treatment begins if s/he will give you a discount if you pay cash or a credit card at the time of the visit. Statistics have shown that as many as 60% of doctors will give you a discount.

Hospital Discounts:
Many hospitals offer discounts for payments received at time of visit and another for payment received within 10 days of visit. These discounts would apply to Emergency Room visits too. So, check with your hospital before your next visit.

Great Gifts For Your Loved Ones On CafePress 

Great Gifts To Let Them Know You Care

These are great gifts for your loved ones no matter where they live!

Price: 0.00 Buy Now

When A Baby Is Born... Women's Long Sleeve Dark T-

Women's Long Sleeve Dark T-Shirt

Price: 29.99 Buy Now

Powered by CafePress

Low-Cost Gifts For People In Long Term Care Facilities 

Giving of yourself is more special to the person receiving the gift. Here are some ideas. Vote for your favorite(s) and add more and vote for them. Thank you!

Read a book together.

2 points

Go through old photo albums together.

2 points

Write up their memoirs for them.

1 point

Work on a family tree together.

1 point

Special Foods

instiutional food is, well, institutional. Yuk.1 point

A Teddy Bear Hug Gift 

Beary Lonely Without You Bearington Bear Missing You Teddy Bear

Amazon Price: (as of 11/30/2009)Buy Now

This is the perfect gift for the person in a rest home or care facility. Let them know how much you miss them by sending them this teddy bear that they can enjoy and remember you every time they look at it or hug it.

You Should Read This Book Before It's Too Late! 

Most Comprehensive Long Term Care Book On The Market

Senior Long Term Care Choices: How To Select The Best Plan For Your Whole Family, by Janet O'Connor. It provides all the information and guidance you will need to get your loved one set up in his or her "personal best" long-term care situation.

With the tools and information in this e-book you'll be able to manage it well and completely. For more information on this must-have book, visit Senior Long Term Care Choices

 

JOKE: When The Mind Starts To Go 

JOKE: When The Mind Starts To Go

My memory's not as sharp as it used to be. Also, my memory's not as sharp as it used to be.

Note from Frankie: Don't know if you noticed, but I did make the module title and subtitle the exact same on purpose. It seemed approprite given the joke!
smilylayinglaughint.gif

Helpful Resources 

Helpful Organizations (Government & Nonprofits)

health care proxy forms on Consorzioeste!
There are various trusts, proxy 's, vulnerable assets, long term health care ...
Long Term Care Ombudsman Washington State
Washington State Long-Term Care Ombudsman Program promotes the interests, well-being, and rights of long-term care facility residents.
Long Term Care Insurance Quotes from leading Long Term Care ...
Long Term Care Insurance Quote offers free and instant quotes from leading Long Term Care Insurance companies.
Board on Aging and Long Term Care Home Page
Welcome to the State of Wisconsin BOARD ON AGING & LONG TERM CARE. Home · Ombudsman Program · Medigap Program (SHIP) · Volunteer Ombudsman Program ...
Long Term Care | SEIU.org
The Older Women's League has released a special Mother's Day report on Women and Long Term Care. The report outlines the coming "care gap" between the ...
Long Term Care Insurance, LTC Long Term Care Insurance, LTCLong ...
Offering long term care insurance in most states. Site includes related information.
Paying for Long Term Care
Special Care Programs · A Final Note. View a printer-friendly version (PDF; 108 KB; Adobe Acrobat Reader required). Understanding Long Term Care Insurance ...
National Long Term Care Survey (NLTCS) Home Page
The National Long Term Care Survey is funded through a Cooperative Agreement (2 U01 AG0007198) between the National Institute on Aging (NIA) and Duke ...
Insurance for Long Term Care - LTC Companies, Quotes, Rates, Group
Offers information on long term care, tax implecations, and the ability to request a quote.
National Commission For Quality Long-Term Care
Long-term care in America is getting better,. Roadmap for Reform ... How do we pay for long-term care and make sure all Americans have choices? ...
Comparing Long-Term Care Insurance Policies: Bewildering Choices ...
Long-Term Care Insurance Policies vary considerably, presenting consumers with a bewildering array of choices. This AARP Public Policy Institute Issue Paper ...
Long Term Care Resources - Nursing Homes in the United States
Directory of all United States Nursing Homes, provides information regarding Medicare, Medicaid, Advance Directives, DNR, Resident Rights, Hospice.
office of disability aging and long term care
Estimating the Uninsured (i.e. Those Without Health Insurance)

Don't Put Off Those Hard Decisions 

"Somtimes putting a loved one into a nursing home is the only way to keep him or her safe."

by Janet O'Connor

Mobility Scooters 

Can't Get LTC Insurance Because Of A Health Problem? 

Then This Information Is For You

For people who can't get long-term care insurance because of health conditions, deferred and immediate annuities are available from some insurance companies. Janet O'Connor

Best Of "Over The Hill" One-Liners 

Please add you favorite "Over the Hill" one-liner and vote on your favorite(s). Come back to see more or to add new ones.
smilylayinglaughint.gif

Ever stop to think, and forget to start again?

5 points

Consciousness: That annoying time between naps.

4 points

Out of my mind. Back in 5 minutes.

3 points

Being "over the hill" is much better than being under it.

2 points

He who dies with the most toys is nontheless dead.

2 points

Of all the things I've lost, I miss my mind the most.

1 point

Yoga For People Over 50 

Why Yoga? Because Yoga improves balance, decreases stiffness, increases energy and flexibility. Your posture and breathing will improve also. All of these changes mean you can lead a more independent lifestyle.

The New Yoga for People Over 50: A Comprehensive Guide for Midlife and Older Beginners

Amazon Price: $11.16 (as of 12/01/2009)Buy Now

This book shows how to adapt traditional postures to suit any age or fitness level with step-by-step instructions aimed at the older beginner. It also focuses some on one of the key ways to modify postures for older, stiffer bodies -- the use of props that provide support to let the yoga student get into strenuous postures and hold them longer without pain or fatigue.

Water Exercise 

A Great Exercise For Seniors

Exercising in the water is great for seniors, overweight people, and people with disabilities. In fact it's good for everyone.

When in water up to your waist, the body bears only 50% of it's weight. In neck deep water, the load is only 10%.

Swimming is great, but if you can't swim, just walking in water is great. Try it at waist level to begin with and increase your laps gradually. Later, walk in water that is chest high for the most benefit.

Many communities have pools or join a spa.

Exercise Books For Seniors 

Long Term Care Insurance - Why And Where To Get It 

Insurance You Should Check Out

Long term care (LTC) is needed when you can no longer perform activities of daily living by yourself, such as eating, bathing or getting dressed. It is also the kind of care you would need if you had something as severe as Alzheimer's disease. As mentioned previously, care can be received in a variety of settings: your own home, assisted living facilities, nursing homes, adult day care centers or hospice facilities.

"More than 80% of all people receiving long term care assistance are not in nursing homes."


Long term care can be covered completely or in part by long term care insurance. Many plans let you choose the amount of the coverage you want, as well as how and where you want to use your benefits. A comprehensive plan includes benefits for all levels of care, custodial to skilled.

What LTC is NOT
(1) LTC is NOT the type of care that you receive in the hospital or your doctor's office.
(2) LTC is NOT the medical care you need to get well from a sickness or an injury.
(3) LTC is NOT short-term rehabilitation from an accident.
(4) LTC is NOT recuperation from surgery.

LTC Insurance Information
Now is the time to gather information about LTC and develop a plan to fit your needs. Find out about your options and make a decision that best suits your goals and budget. LTC Insurance has become a necessity not a luxury.

I recommend that you look at for LTC insurance at Allianz or Genworth (formerly GE), John Hancock or MetLife. You can get more information at LTC Insurance Information

Favorite Quotes About Life And Aging 

Quotes About Lessons In Life And How To Deal With Them

Please add you favorite quote that helps you handle the challenges life throws your way and vote on your favorite(s). Come back to see more or to add new ones.

Growing old is not for sissies. Bette Davis

12 points

Life isn't about how to survive the storm, but how to dance in the rain.

8 points

I'm much too young to feel this damn old.

Garth Brooks - another of my favorite country songs.7 points

The older I get, the better I used to be. John McEnroe

6 points

Life is not measured by the number of breaths we take, but by the moments that take our breath away.

4 points

I'm not as good as I once was. But I'm as good once as I ever was.

One of my favorite county songs by Toby Keith.4 points

Age is mind over matter. If you don't mind, it doesn't matter.

2 points

Don't postpone joy.

On a bumper sticker.2 points

Growing old is mandatory. Growing up is optional.

2 points

10

No one grows old by living, only by losing interest in living.

2 points

11

A well-developed sense of humor is the pole that adds balance to your steps as you walk the tightrope of life.

- William A. Ward2 points

12

I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back. Maya Angelou

2 points

13

Too early old. Too late smart.

1 point

14

I can still jump as high, I just can't stay that high that long! Waylon Jennings

1 point

The 4 Stages Of LIfe 

THE FOUR STAGES OF LIFE:
1) You believe in Santa Claus.
2) You don't believe in Santa Claus.
3) You are Santa Claus.
4) You look like Santa Claus.

smilylayinglaughint.gif

 

If your loved one has a good sense of humor (or needs to be cheered up) take your laptop and visit my new site together: Funniest Calvin-and-Hobbes

Excellent Books Related To Long Term Care 

Related Topics

More Featured Health Lenses Worth Visiting 

Even More Excellent Lenses To Check Out! 

Below are some excellent health lenses on Squidoo. If you know of others that are excellent, please add them. Vote on the ones you feel are the best.

"Growing Old Is NOT For Sissies.
-Bette Davis"

JOKE: It's All In One's Perspective 

I've sure gotten old! I've had two bypass surgeries, a hip replacement, new knees. Fought prostate cancer and diabetes. I'm half blind, can't hear anything quieter than a jet engine, take 40 different medications that make me dizzy, winded, and subject to blackouts. Have bouts with dementia. Have poor circulation; hardly feel my hands and feet anymore. Can't remember if I'm 85 or 92. Have lost all my friends. But, thank God, I still have my driver's license.
smilylayinglaughint.gif

News On Senior Long Term Care Planning & Health 

Janet O'Connor's Blog on Senior Long Term Care & Health

ltc_blogheading40.jpg



The latest news on senior health care issues, research, products and services. The last 8 articles from Janet O'Connor's blog is listed here. She is the author of Senior Long Term Care Choices: How To Select The Best Plan For Your Whole Family. To go to her blog click Senior Long Term Care or to see a particular article click on it's name below:

Loading Fetching RSS feed... please stand by

Create A Squidoo Lens And Make A Difference 

A Lens To Tell You How To Create A Lens

squidchangeworld.jpg


I've been asked by a number of people how to create a lens, how to get pictures and info for it, and how to promote it. So, I've decided to create a lens to do just that -- Do you want to: Show people how to build their business? Bathe their cat? Promote your business or website? Make a movie? Write a book? Sell your product? Whatever you want Squidoo can do.

Check it out. I add to it several times a week as I discover new ideas; confirm old ones; find good examples; or find new techniques or resources. To get to it click, How To Squidoo And Change The World

Take Your Senior To See Funny Cat Pictures 

handpointdown.gif
If you like this site, you should see my cat site. To go there right now, click Cats Just Wanna Have Fun


Here's an example of what you'll see:


Hip Hop Cat aka Puff Kitty
The Hip Hop Cat OR Puff Kitty


Love This Lens? 

Let me and others know if you love this lens.

If you would like to rate this lens, then you can do so here (Squidoo members only)

Add this to your lens »

Lens Guestbook and Feedback Request 

Let Me Know If You Found This Lens Helpful Or Not

Let me know what you found useful and what you would like to have more of. I aim to please. Like I said in my introduction, I don't want anyone else to go through what my family did in '93. Click to join my Fan Club

submit

Want To Link To This Lens? Here's How 

WANT TO LINK TO THIS PAGE?

Here's the HTML code to copy and paste:
<a href="http://www.squidoo.com/longtermcare/" title="Click Here to visit Long Term Care For People You Love">Long Term Care For People You Love</a>

About the Lensmaster, Frankster 

Wat else is Frankster up to?

Frankster has been a member since March 12 2007, has rated 1,201 lenses, favorited 857, and has created 82 lenses from scratch. Frankie Kangas donates their royalties to National Wildlife Federation's Alaska Regional Center and Polar Bears International. This member's top-ranked page is "Are You Polar Bear Aware?". See all my lenses

Check out these great lenses...

lens image
Are You Polar Bear Aware?
Polar bears are affected by habitat loss, destruction and degradation of ecosystems, pollution, over-exploitation and climate change. These factors are among the powerful and persistent impacts on polar bear populations and health. The purpose of thi... view lens
lens image
Saving The Dancing Bears Of India
Here, I'll share with you the tragic story of the Dancing Bears of India and the uplifting story of their ongoing rescue. As you read their story, you may wince and want to stop, but please read on. There IS hope for these mistreated Sloth Bears. W... view lens
lens image
Cats Just Wanna Have Fun
Loaded with funny pictures, videos and stories of cats doing nutty things as well as valuable information on caring for your cat, including ear mites, mange, dealing with cat allergies, grooming, and much more. There will also be links to cat rescu... view lens
lens image
BEARS: The 8 Wonders Of The World
This lens showcases the 8 species of bear world-wide. From here, you can go to more in depth lenses about each particular bear with lots of facts, photos and videos. All 8 species of bear are endangered to some degree. Here you'll get facts, photos,... view lens
lens image
Polar Bears International
Polar Bears International (PBI) is dedicated to the worldwide conservation of the polar bear through and education. PBI supports research projects that benefit the world's polar bears. PBI's low overhead is covered by gift shop sales and administrat... view lens

Copyright 

This work is covered by copyright and can not be reprinted
in any matter (physical or digital) without prior written consent.

Copyright 2008-2009 Frankie Kangas All rights reserved.


by Frankster

I'm Frankster, aka Bearmeister aka Cat-Woman
* Sculptor and animal lover
* Giant Squid
* Wildlife S.O.S. Online Ambassador
* National Wildlife Federat...
(more)
Create a Lens!