Low Cost Dental Plans - Do They Really Exist?

Up until a few years ago, I had always worked for medium to large corporations offering comprehensive dental insurance plans to their employees. I have repeatedly felt the affects of company closures, down-sizing & seasonal layoffs, as well as the high cost of dental insurance monthly payments (or co-payments).

I decided to take control of my family's dental health needs, so began my hunt for affordable dental care. I was surprised by my findings, and have included the results of my comparison between traditional Dental Insurance and Discount / Low Cost Dental Plans.

The Advantages of Discount Dental Plans:

--> No Health Restrictions, Limitations or Exclusions due to pre-existing Health Conditions
--> No Annual Limits, Monthly Premiums or Waiting Periods
--> No Paperwork hassles or Written Claims to Process - Simply present your Membership Card before treatment
--> Many Plans cover Dental Specialties, including Cosmetic Dentistry (veneers & teeth whitening) and Orthodontics (braces)
--> May be Combined with Dental Insurance Plans if you already have Dental Coverage through your employer
--> Low Cost Dental Plans are Available to Individuals, Families, Groups & Businesses

Did you get all that? This was certainly a shocker to me, and really opened my eyes.

And to think I had been spending a small fortune every month on insurance premiums, countless hours filling out paperwork, and waiting weeks or months to get reimbursed. I could have saved a bundle, as well as plenty of headaches!

I was also surprised by what is covered, with savings of 10% to 60% on most Dental Procedures. Some Low Cost Dental Plans cover more than others, so it is worthwhile spending some time selecting the right plan for your needs (I'll go over that later).

Here are some of the affordable Dental Care Procedures Covered by Most Discount Dental Plans:

--> Cleanings, Checkups, Fillings, X-Rays and routine dental treatments
--> Orthodontics - Braces, Plates, Retainers and various Appliances
--> Cosmetic Dental Specialties - Teeth Whitening, Bonding, Veneers
--> Periodontics - Gums, Gum Disease, Dental Implants
--> Endodontics - Root Canals, Surgery
--> Prosthodontics - Dentures, Bridges, Crowns, Implants
--> Oral Surgeons - Surgery, Wisdom Teeth
--> Pediatric Dentists - Children's Dentists

Note: Discounts on dental specialties available on select plans

Phew, I think that about covers it!

Now for the fun part; hunting down affordable, discounted dental plans that suit your needs.

Hmmm, where to get started?

I know just the place. A website I uncovered during my research...

They have a comprehensive directory of over 30 Dental Plans to choose from, and a listing of 100,000+ Affordable Dental Care Providers & Specialists. On top of that, they have categorized them by Zip Code to make it easy for you to find what is available in your area (or nationwide if you happen to be traveling).

Drum roll please...