Malaysia Personal Finance

This is an improvised version of the Cash Flow Management System I designed earlier in 2008.



Inspired by PocketSmith.com's calendar-based cash flow projection system, this improved Excel-based template allows you to project your cash flow months in advanced. Instead of calendar based, this spreadsheet is based on categories. Just download it and give it a go. You should personalize the spreadsheet according to your needs. I have tried to make it as self-explanatory as possible but do drop me a question here if you have problem understanding the spreadsheet.

To download the cash flow projector spreadsheet, head over to Meshio.com!

The Credit Bureau in Malaysia is established under the Central Bank of Malaysia Act 1958. It has been in operation since 1982. Like all other credit bureau in the world, the Credit Bureau essentially collects credit information on borrowers from lending institutions and furnishes the credit information collected back to the institutions in the form of credit report via an on-line system known as Central Credit Reference Information System (CCRIS).

What's the role of the Credit Bureau?

Who could request for the Credit Rating Report?

What is the Credit Report being used for?

How to obtain your Credit Report?

How to dispute your Credit Report information?

Find out more about how to get your Credit Rating Report

This free personal finance e-book is compiled from my previous writing on how you can start accumulating wealth slowly and surely. I've done a bit of "fine-tunings" and included a few graphical eye-candies in this e-book.

How to Save a Little Fortune basically explains how by saving a little every month from your paycheck, you can start seeing your networth growing positively without the need to strike lottery.

Also emphasized in the e-Book is the automation of your wealth accumulation process. This can have a very huge impact in the outcome of your "Get Rich Slowly" scheme.

To get a free copy of this "How to Save a Little Fortune" by email, click here!

The Edgedaily
TheEdgeDaily is the financial and investment daily news website of The Edge weekly. It brings unprecedented advantage for people in search of business and investment news on Malaysia and the region. Our readers will have access to breaking news throughout the day, every trading day - an edge they need to stay ahead of today's fast paced market moves.

The Star Business Online
StarBiz offers a comprehensive coverage of business developments, market trends, financial reports and updates in the stock market.

Business Times
Led by specialist writers, Business Times offers readers indepth news and analysis of the world of business, government and investment activities locally and globally.

Federation of Malaysia Unit Trust Managers
This is a the Regulatory Body for Malaysia's Unit Trust and Mutual Fund Industry

Insurance Info
InsuranceInfo aspires for consumers to be in a better position to select insurance or takaful products that best meet their needs as well as to understand their rights and responsibilities as consumers of insurance or takaful products and services.

Banking Info
All you need to know about the Banking Industry of Malaysia and the latest info on scams, frauds and monetary policies made by the authorities.

Credit Counselling And Debt Management Agency
AKPK is an agency set up by Bank Negara Malaysia to provide money management, credit counselling, education and loan restructuring services to individuals. Our services is offered free of charge.

Bursa Malaysia
Bursa Malaysia (BM) is an exchange holding company, listed on the Main Board of Bursa Malaysia Securities. BM operate a fully integrated exchange, offering the complete range of exchange-related services, including trading, clearing, settlement and depository services. BM also provide information services related to the Malaysian securities market.

Malaysia Investment
Established in July 1994, the SIDC promotes
training, education and research in the development of the capital market. It achieves its objectives and functions by organising training programmes for the public and staff of the Securities Commission, setting licensing examinations that would ensure the competency of market professionals and providing information that would educate the public about the capital market.

Securities Commission
Established on 1 March 1993 under the Securities Commission Act 1993, the SC is a self-funding statutory body with investigative and enforcement powers. It reports to the Minister of Finance and its accounts are tabled in Parliament annually.

Malaysia Base Lending
This rate is useful when you are looking for housing loan packages.

Malaysia Fixed Deposit
Find out how much you can get from your fixed deposit savings from various banks.

Malaysia Road Tax
In Malaysia, your road tax is renewed every year together with your vehicle insurance.

Foreign Exchange
This is what the banks offer when you want to exchange your currency with them. The rates here does not reflect the rates offered by the Money Changer.

Here's a 5-part series on what you should know when you are getting your next travel insurance coverage.

Part 1: Need for Travel Insurance
Travel-savvy Malaysians today go all over the country to the various resorts as well as to other countries. There is nothing like visiting new places to broaden our minds and have fun at the same time.

Part 2: Claims You Can Make
What kind of losses can you claim from your travel insurance?

Part 3: Not Covered
You will learn that not everything is covered by travel insurance. What kinds of losses are not covered by travel insurance?

Part 4: The Eligibility
Travel insurance policies are generally assessed by age, destination, length of stay and any pre-existing condition. Age may affect the eligibility of the elderly but it also depends on the other factors mentioned above.

Part 5: Compensation and Satisfaction
You need to protect you and your family in case of unexpected emergencies during your travel. However, you may not be satisfied with the offer made by your insurance company. How do you deal with this?

Start reading the complete series at InsuranceOnline.my

PERSONAL ACCIDENT

MEDICAL & OTHER EXPENSES
Insurer will reimburse the actual necessary and reasonable medical, surgical or hospital charges and emergency dental treatment charges incurred as result of accidental bodily injuries, illness or death during the journey.

HOSPITAL INCOME
If you are admitted to a registered hospital outside your home country due to accidental bodily injury or illness sustained during the journey, Insurer will pay you allowance usually ranging from RM 200 to RM 450 a day, for up to 20-30 days.

EMERGENCY MEDICAL EVACUATION AND REPATRIATION
Insurer will arrange evacuation and make the necessary transportation arrangements to the nearest hospital when medically appropriate. Insurer will also arrange repatriation of the mortal remains if death should occur outside the home country.

LUGGAGE AND PERSONAL EFFECTS
Insurer will pay or reimburse for loss and/or damage to your luggage and personal effects subject to a maximum limit that varies from insurer to insurer for single article, pair or set of article except notebook, also subject to a pre-agreed limit.

LUGGAGE DELAY
If your luggage is delayed for more than 8 hours from the time of travel at scheduled destination outside your home country during the journey, Insurer will reimburse you for purchases of essential items such as toiletries and clothing.

PERSONAL MONEY
Insurer will pay for your loss of cash and travellers' cheques due to robbery or theft during the journey outside your home country.

TRAVEL DOCUMENTS
In the event of robbery or theft of your passport and/or travel tickets outside your home country, Insurer will reimburse necessary additional accommodation and travelling expenses incurred in obtaining the new permit to continue your journey.

CANCELLATION
Insurer will reimburse your necessary pre-paid (non-refundable) expenses in your home country if your planned trip is cancelled due to illness, accidental bodily injury, death or fortuitous cause beyond your control to you and/or your immediate family.

CURTAILMENT
If you need to curtail the trip due to accidental bodily injury, illness or death of your immediate family or travelling companion, Insurer will pay the non-refundable part of your trip in proportion to the unused days paid in your home country.

TRAVEL DELAY
In the event of the scheduled carrier in which you are booked to travel is delayed, Insurer will compensate for the delay at each destination, with a pre-agreed limit.

MISSED TRAVEL CONNECTION
In the event of your confirmed onward scheduled aircraft, sea vessel or train is misconnected and your next transportation is made available after 8 hours, Insurer will compensate you a certain amount for the inconvenience.

TRAVEL OVERBOOKED
If your confirmed scheduled aircraft, sea vessel or train is overbooked, Insurer will compensate you a certain amount if there is no alternative transportation made available to you for more than 8 hours.

MISSED DEPARTURE
If as a result of failure of public transport services to get you to the departure port, airport or train station (as stated in your ticket) during the initial departure from home or from the place outside your home country, Insurer will reimburse the necessary and reasonable accommodation and travel costs incurred.

ADDITIONAL COSTS OF RENTAL CAR RETURN
If you are unable to return a hired car due to accident or hospitalization, Insurer will reimburse you for additional costs of rental car incurred.

PERSONAL LIABILITY
Insurer will pay for your legal liability to third parties for injury and/or loss of or damage to property.

24-HOUR TRAVEL WORLDWIDE ASSISTANCE
Insurer will provide the following benefits:
(i) Pre-travel Advice on visa and vaccination requirements.
(ii) Medical Assistance in an emergency or if an evacuation or repatriation is required.
(iii) Travel Assistance pertaining to lost luggage, passports, money and credit cards.



To obtain a quote, check out the Travel Insurance section at www.InsuranceOnline.my

Disclaimer: The benefits will vary according to the Insurer. Please check with your Insurer for actual policy coverage details.

Question (Q): Forty or Fourty?
Answer (A): Forty.

Q: Ten Cent or Ten Cents?
A: Ten Cents.

Q: Can I write sen instead of cent?
A: Yes.

Q: Is it cheque or check?
A: "Cheque" if you are following the Brits, "Check" if you are following the Yankees.

Q: How much does each leaflet of cheque cost me?
A: 15 sen each.

Q: Can I use Chinese characters when quoting the figures in my cheque?
A: Yes, in most banks, Chinese characters is valid and recognized.

Q: Is it a good practice to pre-signed unused cheques?
A: Never, unless you really have to.

Q: What's a bounced cheque?
A: That's when you issue a cheque without sufficient fund in your bank account. Avoid issuing bounce cheques to stay in the banker's good books.

List of 36 Insurable Critical Illnesses

(1) Heart Attack
(2) Stroke
(3) Coronary Artery Disease Requiring Surgery
(4) Cancer
(5) Kidney Failure
(6) Fulminant Viral Hepatitis
(7) Major Organ Transplant
(8) Paralysis /Paraplegia
(9) Multiple Sclerosis
(10) Primary Pulmonary Arterial Hypertension
(11) Blindness
(12) Heart Valve Replacement
(13) Loss of Hearing / Deafness
(14) Surgery to Aorta
(15) Loss of Speech
(16) Alzheimer's Disease / Irreversible Organic Degenerative Brain Disorders
(17) Major Burns
(18) Coma
(19) Terminal Illness
(20) Motor Neurone Disease
(21) AIDS Due To Blood Transfusion
(22) Parkinson's Disease
(23) Chronic Liver Disease
(24) Chronic Lung Disease
(25) Major Head Trauma
(26) Aplastic Anaemia
(27) Muscular Dystrophy
(28) Benign Brain Tumor
(29) Encephalitis
(30) Poliomyelitis
(31) Brain Surgery
(32) Bacterial Meningitis
(33) Other Serious Coronary Artery Disease
(34) Apallic Syndrome
(35) AIDS Cover of Medical Staff
(36) Full Blown AIDS

View the complete listing and explanations of each illnesses at Meshio.com

Updated Daily Fund Price of Malaysia Unit Trust and Mutual Funds by Danavest.com

Here are the 5 places that provides Western Union money transter services in Malaysia, listed in accordance to their effectiveness:

1) CIMB Bank

2) RHB Bank

3) Public Bank

4) Bank Rakyat

5) POS Malaysia Berhad

If you are a Malaysian like me who wants to withdraw money out from your PayPal account, this is one of the most cost-effective way to do it. You might be able to setup bank accounts in other countries where PayPal withdrawals can be made without any fees, but in this guide, I am going to show you how you can do it without using any oversea bank accounts at a minimal charge of USD 5 per transaction (limited to USD 500.00 per transaction).

Read the PayPal Money Withdrawal Guide at Meshio.com!

ALLIANCE UNIT TRUST MANAGEMENT BERHAD
23.01, 23rd Floor,
Menara Multi-Purpose, Capital
Square,
N0.8, Jalan Munshi Abdullah,
50100 Kuala Lumpur
CHIEF EXECUTIVE OFFICER:
En Kenny Tan Wai Kuen
Contact Person:
Pn Sumita Menon
Tel : 03-2698 4299
Fax : 03-2693 0792

MAAKL MUTUAL BHD
1.03 Tingkat Mezzanine, Menara MAA,
12, Jalan Dewan Bahasa,
50460 Kuala Lumpur
CHIEF EXECUTIVE OFFICER:
En Wong Boon Choy
Contact Person:
Pn Yooi Foong Hing
Tel : 03-2146 9588
Fax : 03-2143 2143

PACIFIC MUTUAL FUND BERHAD
1001 Level 10, Uptown 1,
No. 1, Jalan SS 21/58,
Damansara Uptown
47400 Petaling Jaya, Selangor
CHIEF EXECUTIVE OFFICER:
En Michael C.A. Auyeung
Contact Person:
En Audrey Lim
Tel : 03-7725 9877
Fax : 03-7725 9859
Website: www.pacificmutual.com.my

PUBLIC MUTUAL BERHAD
Blok B, Sri Damansara Business Park,
Persiaran Industri, Bandar Sri Damansara,
52200 Kuala Lumpur
CHIEF EXECUTIVE OFFICER:
En Lam Kam Yin
Contact Person:
En Abdul Samad Jaafar
Tel : 03-6279 6800
Fax : 03-6277 9300
Website: www.publicmutual.com.my

View the comprehensive listing of Malaysia's Unit Trust and Mutual Fund companies.

STAREIT - Starhill REIT
ARREIT - Amanah Raya REIT
AXREIT - Axis REIT
TWRREIT - Tower REIT
AMFIRST - AmFirst REIT
BSDREIT - Al-Hadharah Boustead REIT
AHP - Amanah Harta Tanah PNB
AHP2- Amanah Harta Tanah PNB2
ALAQAR- Al-'Aqar KPJ REIT
HEKTAR - Hektar REIT
UOAREIT - UOA REIT
QCAPITA - Quill Capita Trust
ATRIUM - Atrium REIT

For more information, check out Listed Real Estate Investment Trusts

I am sure if when you were shopping for your first insurance policy, you would have a hard time deciding how much exactly you should be covering yourself. Most, if not all the time, our coverage is determined by our budget. Although your budget is one of the important factors that need to be taken into consideration, there are many other factors that would affect how much you should insure yourself.

This guide has been written to inform you on the different types of insurance which are available for the average Malaysians and how you can go about planning your risk management.

The insurance is a very unique product in its ability to provide you a large sum of money at the time when you need it most, at a very minimal cost to you. Essentially, it works on a very basic concept of pooling funds from many policyholders whereby the administration of the fund is entrusted to a single trustworthy entity- the insurance company.

This guide will help you to understand the various characteristics of each insurance policy available in the market, and how you can use this information to make an informed decision.

The Malaysia Insurance Planning Guide is available for download now at USD 4.95.

Allianz Life Insurance Malaysia Berhad
HQ Address: Level 23 & 23A, Wisma UOA II, 21 Jalan Pinang, 50450 Kuala Lumpur
Telephone: +603 2162 3388
Facsimile: +603 2162 6389 / 6720
E-mail: -
Website: www.allianz.com.my
Internet Banking Web site: -
Description: -

AmAssurance Berhad
HQ Address: 9th Floor, Bangunan AMDB, 1 Jalan Lumut, 50400 Kuala Lumpur
Telephone: +603 4043 2100
Facsimile: +603 4043 8680
E-mail: -
Website: www.ambg.com.my
Internet Banking Web site: -
Description: -

American International Assurance Bhd (AIAB)
HQ Address: Menara AIA, No. 99, Jalan Ampang, 50450 Kuala Lumpur
Telephone: +603 2056 1111
Facsimile: +603 2056 2992
E-mail: -
Website: www.aia.com.my
Internet Banking Web site: -
Description: -

AXA Affin Life Insurance Berhad
HQ Address: 8th Floor, Chulan Tower, No. 3, Jalan Conlay, 50450 Kuala Lumpur
Telephone: +603 2117 6688
Facsimile: +603 2117 3698
E-mail: -
Website: www.axa-affin.com
Internet Banking Web site: -
Description: -

Complaints Unit
Department Name: Customer Care
Address: 8th Floor, Chulan Tower, No. 3, Jalan Conlay, 50450 Kuala Lumpur
Telephone: +603 2117 6688
Facsimile: -
Contact: Normahida Che Mahmood
E-mail: customer.care@axa-life.com.my
Website: -

CIMB Aviva Assurance Berhad
HQ Address: Level 11, No. 338, Jalan Tuanku Abdul Rahman, 50100 Kuala Lumpur, Malaysia.
Telephone: +603 2612 3600
Facsimile: +603 2698 7035
E-mail: enquiry@cimbaviva.com
Website: www.cimbaviva.com
Internet Banking Web site: CIMB Clicks
Description: -

Etiqa Insurance Berhad
HQ Address: Level 19, Tower C, Dataran Maybank, No. 1, Jalan Maarof,
59000 Kuala Lumpur.
Telephone: +603 2176 9000 / 9200
Facsimile: +603 2176 9090
E-mail: -
Website: www.etiqa.com.my
Internet Banking Web site: -
Description: -

Great Eastern Life Assurance (Malaysia) Berhad
HQ Address: Menara Great Eastern, 303 Jalan Ampang, 50450 Kuala Lumpur
Telephone: +603 4259 8888
Facsimile: +603 4259 8000
E-mail: wecare@lifeisgreat.com.my
Website: www.lifeisgreat.com.my
Internet Banking Web site: -
Description: -

Complaints Unit
Department Name: Complains Unit
Address: Level 8, Complains Unit, Menara Great Eastern, 303 Jalan Ampang 50450 Kuala Lumpur
Telephone: +603 4813 3738
Facsimile: +603 4259 8397
Contact: Ms Lau Sok Im / Ms Liu Kwai Lien
E-mail: feedback@lifeisgreat.com.my
Website: -

View the complete listing of Malaysia Life Insurance Companies at Meshio.com

Maybank Group - Malayan Banking
www.maybank.com.my or www.maybank2u.com.my
14th Floor, Menara Maybank, 100 Jalan Tun Perak, 50050 Kuala Lumpur
Tel: 03 2072 7788 (ATM/Credit Card Customer Service Hotline),
Lost Card Report (24 hours) Tel: 03 2070 3333 (ATM), 03 2072 1373, 1 800 88 3231 (Credit Card)

OCBC Bank Malaysia Berhad (Oversea-Chinese Banking Corporation Limited)
http://www.ocbc.com.my/
Wisma Lee Rubber, Jalan Melaka, 50100 Kuala Lumpur
Tel: 03 2692 0344, 03-2698 0545, 03 2691 4533 (ATM Hotline), 03 2055 1000 (Call Center)

Public Bank Berhad
http://www.publicbank.com.my/
12th Flr, Menara Public Bank, 146 Jalan Ampang, 50450 Kuala Lumpur.
Tel: 03 2176 6000, 1 800 88 3323 (Call Center), Fax: 03 2163 9907

RHB Bank Berhad
http://www.rhb.com.my/
RHB Centre, 424 Jalan Tun Razak, 50400 Kuala Lumpur
Tel: 03 9206 8118 (RHB PhoneBanking), 03 2070 4299 (ATM Hotline)

Association of Banks in Malaysia - ABM
http://www.abm.org.my
34th Floor, UBN Tower, 10 Jalan P Ramlee, 50250 Kuala Lumpur
Tel: 03 2078 8041, Fax: 03 2078 8004

Banking Info - Information on Banking In Malaysia
http://www.bankinginfo.com.my/

Bank Negara Malaysia - Central Bank of Malaysia
http://www.bnm.gov.my/
Jalan Dato' Onn, P.O. Box 10922, 50929 Kuala Lumpur
Tel: 03 2698 8044, Fax: 03 2691 2990

Institut Bank-Bank Malaysia - Institute of Bankers Malaysia
http://www.ibbm.org.my/
Wisma IBI, No 5 Jalan Semantan, Damansara Heights, 50490 Kuala Lumpur
Tel: 03 2095 6833 Fax: 03 2095 2322

MEPS - Malaysian Electronic Payment System (1997) Sdn Bhd
http://www.meps.com.my/
8th Floor, Menara Weld, Jalan Raja Chulan, 50250 Kuala Lumpur
Tel: 03 2072 0122, Fax: 03 2026 6749

View the comprehensive list of Malaysia Commercial Banks and Malaysia Islamic Banks at Meshio.com

AmInvestment Bank Bhd
8th-9th, 11th-19th, 21st-25th Floors
AmBank Group Building, 55 Jalan Raja Chulan
50200 Kuala Lumpur
Tel: (60) 3 2078 2633
Fax: (60) 3 2078 2842
Website: http://www.amsecurities.com/

Aseambankers Malaysia Berhad
Level 31-33, Menara Maybank
100 Jalan Tun Perak
50050 Kuala Lumpur
Tel: (60) 3 2059 1888
Fax: (60) 3 2078 4194
Website: http://www.aseam.com.my/

CIMB Investment Bank Bhd
6th, 7th & 10th Floors, Bangunan CIMB
Jalan Semantan Bukit Damansara
50490 Kuala Lumpur
Tel: (60) 3 2084 8888
Fax: (60) 3 2084 9688
Website: http://www.cimb.com.my/

HwangDBS Investment Bank Berhad
Levels 2, 3, 4, 5, 7 & 8 Wisma Sri Pinang, 60 Green Hall
Levels 2, 3, 4, 5, 6, 7 & 8 Wisma Sri Pinang II, 42 Green Hall
10200 Pulau Pinang
Tel: (60) 4 263 6996
Fax: (60) 4 263 9597
Website: http://einvest.hdbsib.com/bin/home.asp

Kuwait Finance House (Malaysia) Berhad
Aras 17 & 18, Tower 2
MNI Twins, 11 Jalan Pinang
50740 Kuala Lumpur
Tel: (60) 3 2055 7777
Fax: (60) 3 2166 7999
Website: http://www.kfh.com.my/

Malaysian Issuing House Sdn. Bhd.
27th Floor, Menara Multi-Purpose
Capital Square, No. 8 Jalan Munshi Abdullah
50100 Kuala Lumpur
Tel: (60) 3 2693 2075
Fax: (60) 3 2693 0858
Website: http://www.mih.com.my

OSK Investment Bank Berhad
9th, 12th & 21st Floors
Plaza OSK Jalan Ampang
50450 Kuala Lumpur
Tel: (60) 3 2333 8333
Fax: (60) 3 2175 3333
Website: http://www.osk.com.my/

View the comprehensive listing of Malaysia's Stock Broking firms at Meshio.com

Risk Management & Insurance Planning Articles

Post Mortem of the Investment-linked Policy
This series of articles attempts to explain how the investment-linked insurance policy works. Hopefully with these articles, you can better equip yourself with a better knowledge when you are making your decision for yourself and your family.
(i) Investment-Linked Insurance Policy: An Overview- Part 1
(ii) Investment-Linked Insurance Policy: How Mutual Fund Works- Part 2
(iii) Investment-Linked Insurance Policy: Premium Allocation- Part 3
(iv) Investment-Linked Insurance Policy: Insurance Charges- Final Part

Start reading the Complete Series at Meshio.com

Insurance Calculators

Malaysia Motor Insurance
Malaysia Road Tax
Malaysia Car Loan
Malaysia Car Loan (for Mobile Devices)
Malaysia Home Loan
Malaysia Property Insurance

Investment Calculators

Malaysia Unit Trust Single Pricing Calculator
KWSP Investment
Malaysia Child Education Fund

To start using these calculators, head over to Meshio.com

Malaysia Unit Trust Price

Bursa Malaysia's Stock Price

The Edge Daily Online

Business Times Online

Book Review: The Millionaire Next Door
A book about how the average Joe like you and me can become millionaires too.

the authors have put in a few simple-to-use equations to help you get started in calculating your finanical health. This book is important to you if you really want to understand how you can free your ankles from the shackles of debts, and how you can start moving towards that lifestyle you have been dreaming of.

My conclusion of the book: Love thy neighbour!

Book Review: Go It Alone by Bruce Judson
This book will be an eye-opener for those of you who are looking at jumping out your restrictions on starting up your own business. Notice that I do not use the word quiting your job, because that's one of the last thing Bruce would recommend you doing if you don't already have a business that can support your existing financial commitments.

Read the full version of this book totally free at BruceJudson.com

Certified Financial Planning Board

Financial Planning Associations of Malaysia

Financial Planning Association, US (FPA)

ACE Synergy Insurance Berhad
HQ Address: Level 26, Menara Weld, No. 76, Jalan Raja Chulan, 50200 Kuala Lumpur
Telephone: +603 2058 3000
Facsimile: +603 2058 3333
E-mail: -
Website: www.aceinsurance.com.my
Internet Banking Web site: -
Description: -

AIG General Insurance (Malaysia) Berhad (AIG General Insurance)
HQ Address: Wisma AIG, No. 99 Jalan Ampang, 50450 Kuala Lumpur
Telephone: 1800 88 88 11
Facsimile: +603 2058 5112
E-mail: myAIGcare@aig.com
Website: www.aiggeneral.com.my
Internet Banking Web site: -
Description:

Allianz General Insurance Malaysia Berhad
HQ Address: Suite 3A-15,Level 15, Block 3A
Plaza Sentral Jalan Stesen Sentral 5
Kuala Lumpur Sentral
50470 Kuala Lumpur
Telephone: +603 2264 1188 / 2264 0688
Facsimile: +603 2264 1199
E-mail: general@allianz.com.my
Website: www.allianz.com.my
Internet Banking Web site: -
Description: -

Complaints Unit
Department Name: Customer Service
Address: Suite 2A-G-1, Level G
Block 2A, Plaza Central
Jalan Stesen Sentral 5
Kuala Lumpur Sentral
50470 Kuala Lumpur
Telephone: +603 2264 1188 / 2264 0688
Facsimile: +603 2264 1199
Contact: Encik R.Muralitharan A/L N.Rajagopal
E-mail: murali.raja@allianz.com.my
Website: www.allianz.com.my

AmAssurance Berhad
HQ Address: 9th Floor, Bangunan AMDB, 1 Jalan Lumut, 50400 Kuala Lumpur
Telephone: +603 4043 2100
Facsimile: +603 4043 8680
E-mail: -
Website: www.ambg.com.my
Internet Banking Web site: -
Description: -

American International Assurance Bhd (AIAB)
HQ Address: Menara AIA, No. 99, Jalan Ampang, 50450 Kuala Lumpur
Telephone: +603 2056 1111
Facsimile: +603 2056 2992
E-mail: -
Website: www.aia.com.my
Internet Banking Web site: -
Description: -

AXA Affin General Insurance Berhad
HQ Address: Ground Floor, Wisma Goldhill,
67 Jalan Raja Chulan
50200 Kuala Lumpur
Telephone: +603 2170 8282
Facsimile: +603 2032 3131
E-mail: -
Website: www.axa.com.my
Internet Banking Web site: -
Description:

View the comprehensive directory of General Insurance companies in Malaysia at Meshio.com

CIMB Aviva Takaful Berhad
HQ Address: Level 8, No. 338, Jalan Tuanku Abdul Rahman, 50100 Kuala Lumpur, Malaysia.
Telephone: +603 2612 3600
Facsimile: +603 2698 7035
E-mail: enquiry@cimbaviva.com
Website: www.cimbaviva.com
Internet Banking Web site: CIMB Clicks
Description: -

Etiqa Takaful Berhad
HQ Address: Level 19, Tower C, Dataran Maybank, No. 1, Jalan Maarof,
59000 Kuala Lumpur
Telephone: +603 2612 5000
Facsimile: +603 2698 1010
E-mail: -
Website: www.etiqa.com.my
Internet Banking Web site: -
Description: -

Hong Leong Tokio Marine Takaful Berhad
HQ Address: Level 5, Wisma Hong Leong, 18 Jalan Perak, 50450 Kuala Lumpur
Telephone: +603 2164 2339
Facsimile: +603 2163 0224
E-mail: -
Website: www.hltmt.com.my
Internet Banking Web site: -
Description: -

View the comprehensive directory of General Insurance companies in Malaysia at Meshio.com