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From the lens Manage Your Money.

Give me your feedback - what questions would you like answered, anything I can do to help your money management issues?

  • JVandewalker Mar 31, 2011 @ 2:09 pm | delete
    Thanks Clare for this great article. I think that it is time that we all get out of debt and your guides showed many of good points. Another good website that could go along with the money saving websites is Manage Your Money, as it has some in depth guides on the topics you discussed.
  • Abbas_uddin May 8, 2010 @ 2:33 pm | delete
    The concept of "saving money" is easier said than done for most people. I understand that it is 'easy and logical' for some people, but I also understand it can be a difficult habit to break for others.

    If you're looking to save money or change your lifestyle, my advice is to take it in "baby-steps" because it won't happen overnight. Here are some tips that helped me out.

    1. Always pay more than the minimum on any credit card payments - if you don't believe me you can calculate it for yourself (http://www.csgnetwork.com/creditcardmincalc.html)
    2. Use coupons when grocery shopping
    3. Try online shopping - it's saves on gas & they have bigger markdowns (http://www.shoptivity.com)
    4. Read a book - it's cheaper than going to a movie (http://onlinebooks.library.upenn.edu/)
    5. Know your budget! (https://www.dl.ed.gov/borrower/BudgetCalculator.do)

    Good luck and happy savings!
  • Abbas_uddin May 8, 2010 @ 2:31 pm | delete
    The concept of "saving money" is easier said than done for most people. I understand that it is 'easy and logical' for some people, but I also understand it can be a difficult habit to break for others.

    If you're looking to save money or change your lifestyle, my advice is to take it in "baby-steps" because it won't happen overnight. Here are some tips that helped me out.

    1. Always pay more than the minimum on any credit card payments - if you don't believe me you can calculate it for yourself (http://www.csgnetwork.com/creditcardmincalc.html)
    2. Use coupons when grocery shopping
    3. Try online shopping - it's saves on gas & they have bigger markdowns (http://www.shoptivity.com)
    4. Read a book - it's cheaper than going to a movie (http://onlinebooks.library.upenn.edu/)
    5. Know your budget! (https://www.dl.ed.gov/borrower/BudgetCalculator.do)

    Good luck and happy savings!
  • Abbas_uddin May 8, 2010 @ 2:30 pm | delete
    The concept of "saving money" is easier said than done for most people. I understand that it is 'easy and logical' for some people, but I also understand it can be a difficult habit to break for others.

    If you're looking to save money or change your lifestyle, my advice is to take it in "baby-steps" because it won't happen overnight. Here are some tips that helped me out.

    1. Always pay more than the minimum on any credit card payments - if you don't believe me you can calculate it for yourself (http://www.csgnetwork.com/creditcardmincalc.html)
    2. Use coupons when grocery shopping
    3. Try online shopping - it's saves on gas & they have bigger markdowns (http://www.shoptivity.com)
    4. Read a book - it's cheaper than going to a movie (http://onlinebooks.library.upenn.edu/)
    5. Know your budget! (https://www.dl.ed.gov/borrower/BudgetCalculator.do)

    Good luck and happy savings!
  • Abbas_uddin May 8, 2010 @ 2:29 pm | delete
    The concept of "saving money" is easier said than done for most people. I understand that it is 'easy and logical' for some people, but I also understand it can be a difficult habit to break for others.

    If you're looking to save money or change your lifestyle, my advice is to take it in "baby-steps" because it won't happen overnight. Here are some tips that helped me out.

    1. Always pay more than the minimum on any credit card payments - if you don't believe me you can calculate it for yourself (http://www.csgnetwork.com/creditcardmincalc.html)
    2. Use coupons when grocery shopping
    3. Try online shopping - it's saves on gas & they have bigger markdowns (http://www.shoptivity.com)
    4. Read a book - it's cheaper than going to a movie (http://onlinebooks.library.upenn.edu/)
    5. Know your budget! (https://www.dl.ed.gov/borrower/BudgetCalculator.do)

    Good luck and happy savings!
  • Springbok Jul 6, 2008 @ 12:29 pm | delete
    This website has it all, it has great resources as to how to save money and books from Amazon that are very relevant to the lens and the advice given by Clare is sound financial advice.

    I often ask my clients if they have an emergency fund for those emergencies that just happen? Those little emergencies can often be the start of a downward spiral into debt when the debt is put on a credit card. Surprisingly, most people don't have any real savings and when the car needs a new gearbox they often borrow on their credit cards and then another emergency arises and before to long their credit card is full and they then start to struggle with the payments.

    If only most people would set aside 10% of their income as a Safety net/emergency fund they would have some support when an emergency happens.

    The advice provided here is the same advice I provide my clients with. I will recommend this site to my clients as it is very informative and offers a great resource for people
  • Sara J Mar 16, 2008 @ 12:28 pm | delete
    All this is great advise..IF.. you have money to get there. I Don't care about a roth or being a billionare, I need a plan to get out of a hole my husband put us in and a buget to live on with a 40,000 dollar income/year. I want to pay my over piced house pymt and my car payment, and still have money left for my electric and food. I wish I could hire someone to help. Any suggestions?
  • gearon_garlic Oct 17, 2007 @ 12:32 am | delete
    Soo interesting and informative lens, thanks! FIVE STAR By me. If

    you have some time, please take a review to my American

    Express credit card     lens.
  • KimberlyDawnWells Aug 8, 2006 @ 1:21 pm | delete
    Credit card companies are evil...but that's a whole 'nother story. :) I recommend The One Minute Millionaire. Easy read, good story, and applicable for anyone. I recently created an ambitious plan to get out of debt and start a Roth. I sleep so much better at night!

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clareevans

Clare is a Personal and Business Coach and Author of Time Management For Dummies. She works with busy, individuals and small business owners to help them... more »

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