New Hamshire Mortgage

Be aware, getting a New Hampshire mortgage loan can be quite a complicated process. If it were as easy as filling out a single page application, you would not be here on our site. What we do is do most of the heavy lifting for you, so you can pay more attention to what's important -- making ready to move into your new house, saving coin, or preparing for your house equity check.

There are four main steps involved in getting a loan. You'll discover that we've made your part in them as easy as possible, and we hold down the fort through the whole process! That's what we're here for.

Step one: find out your borrowing limit

This is a function of a couple things. How much of a monthly payment can you afford? Also, how much will a lender allow you to borrow once your credit history is pulled? First, use our calculators to find your borrowing needs. We will ask you a few questions to make sure you cover all the bases. Based on our knowledge of the industry, we'll help you discover what kind of program will help you the most.

Step two: pre-qualification for the mortgage

This is the most important part of the process and the part where you may save the most cash. You will provide us with your personal information such as assets, employment and such. We get your permission to run your credit score. After we examine this data, we will send you a Pre-Qualification Note. Handle it with care -- to a house seller, it's like gold! Your realty mediator will use this pre-qualification document to give the best offer on the house you're looking to buy, and because the seller knows you have been pre-qualified, it give you more power in the deal! And while you are busy searching for the home that's good for you, we are working out the details of the loan that's right for you.

Step three: apply today with our easy application!

After your offer has been accepted by the home seller, we will help you to finish the loan application. Fill out a quick form right here on our website -- the process couldn't be easier. When the time is right, we'll order an appraisal of your new home.

Step four: you get your loan

You've answered a few questions, given us some detailed information, applied on our website, and next thing you know, you're moving in! We're in the business of Nh and Ma mortgages, you're not -- so we handle almost all of the work.