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Medical Travel Insurance - Save Your Trip When You Can't Get Away

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Medical Travel Insurance Might Just Save You A Lot of Money

Imagine this:

You've been planning your Caribbean Honeymoon, or Disney Vacation with four kids, or your Cruise Around the World...

And then something happens. You're too sick to go, or you get into an accident that makes it impossible for you to go on the trip.

All that planning and all that money is gone.

Medical Travel Insurance helps take care of these problems, providing protection for your expensive plans for just a small cost, as little as 4% of your trip cost per person.

This is invaluable as you get closer to your travel dates and hotel, airline, car rental and cruise rates become non-refundable, or worse, for package deals or online purchases that are non-refundable from the get go.

Medical Travel Insurance protects your investment not only from medical mishaps that can befall you before your trip, but also provides medical insurance coverage in the event that you are ill, require medical attention or emergency evacuation while ON your trip.

Medical Travel Insurance provides protection does so much more to protect you from non-medical mishaps as well.

You've put a lot of thought into your trip. Make sure you keep your travel plans (and yourself) protected wherever you go.

M H Ross

Your Medical Travel Insurance Professionals

There are A LOT of medical travel insurance companies out there - this is not a travel insurance comparison lens.

I have personally used M H Ross and as a result feel somewhat qualified to tell you about their plan (they have several), but specifically talk about their Advantage Bridge travel insurance plan. It has middle level benefits at a very affordable cost, and I think it's worth every penny.

If you're scheduling very expensive and/or very complicated travel, then you really need M H Ross's Advantage Bridge medical travel insurance.

Medical Travel Insurance

How Does It Work?

When you create your travel plans, whether you do it from home on your computer, on the phone with hotels and airlines, or with your travel agent, you can purchase medical travel insurance to protect your travel investment.

When planning your trip online or on the phone, you can buy insurance indirectly online, or if you are working with a travel agent, you can purchase your medical travel insurance directly from your travel agent.

How Medical Travel Insurance Works

When you finalize your plans, you can purchase medical travel insurance to protect you before and during your trip from any medical mishaps that may occur. Once your policy is purchased, the policy protects you from that moment until your trip is over.

* Let's say that you get sick or injured before you leave for your trip. You're protected for the value of your trip, and can cancel your trip without losing the cost of your reservations and travel package. In these cases, you need proof from your doctor or hospital to prove that you were indeed sick or injured and could not go on the trip. This is so you can process your claim. This seems like a complication, but M H Ross is good about processing these claims, and if you have a travel agent, he or she should be happy to help you.

* If you get sick or injured while ON your trip, the cost of treatment, evacuation and other medical costs are covered up to a certain amount. You will need receipts and proof of this as well, so make sure you keep track of all the bills and documents.

* If you are injured on your trip, and it leads to accidental death or dismemberment, you can put in a claim for this as well. There are different benefits depending on whether the accident occurred on or off the plane.

What Else Do I Get With Travel Insurance?

It's Not Just Medical Insurance...

The beauty of medical travel insurance is that it covers more than just physical medical problems.

A good travel insurance plan should also cover:

* Travel Delay (8+ hours) and Missed Connections - Costs incurred from waiting or missing activities or travel for common carriers can be reimbursed.

* Baggage and Personal Effects - If your baggage or personal items are lost, delayed or stolen, you can be reimbursed for them. This is also true if your baggage is delayed 12 or more hours.

Remember these docs when away:
Passport
Reservation Confirmations
Package Vouchers
Medical Travel Insurance Plan Docs
Receipts/Proof of Trip Interruption

Medical Travel Insurance

List of Benefits

When you get M H Ross Medical Travel Insurance, you get medical and non medical benefits that help preserve your trip plans and insures you in case you can't go or in the event that something happens while you're on vacation.

Your Advantage Bridge travel insurance policy protects or protects you from the following (as described within your individual policy):
  • Trip Cancellation
  • Trip Interruption
  • Travel Delay (8 hours or more)
  • Missed Connection
  • Medical Expenses and Emergency Assistance
  • Baggage and Personal Effects
  • Baggage Delay (12 hours or more)
  • Accidental Death and Dismemberment

Cancel For Any Reason also available

Normally, you need medical proof to cancel your trip with travel insurance, but with the Cancel For Any Reason option, for a little more money, you can cancel your trip for any reason without penalty.

To Buy Medical Travel Insurance

and for more information

Visit the Travel Insurance Online Guru and set up your comprehensive travel insurance, no matter how complex your travel plans.

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Have You Tried Medical Travel Insurance?

Did you have to file a claim? What Happened?

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Hi all. I develop content for fun and for clients, and enjoy writing on everything that catches my attention including Arizona, sports, politics, civics,... more »

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