Not all Phone Insurance is the Same!
Almost all of us love our Phones these days. Research shows that we are now prepared to spend far more money per month on our Phones than at any time in the past five years. A family of 5 with three teenage children can have quite a frightening phone bill every month, this seems to be a growing trend, more and more households seem to be prepared to spend higher amounts of cash on phones for all the family members.
A huge majority of us would feel totally lost without our phones as well as totally gutted when the network operator tell us they want hundreds before they will send you a new phone, as you had not taken out phone Insurance!
Not all Phone Insurance is the same, it seems to vary drastically in both price and quality. Don't assume the cost reflects the quality of the policy! Another point worth considering is looking into your home contents insurance to see if it will provide cover for your phones.
Protect Your Valuable Phone with the Right Insurance Policy!
Not all Mobile Phone Insurance is the Same!
We all love our Mobile Phones, many of us will ever leave home without one. Some never leave one room of the house without our loved Mobile Phone in hand!But what happens when things go wrong? Can you afford to instantly purchase another Mobile Phone? If you were given a free mobile when you took out a new air-time contract you will very likely be very shocked at how much cash your network provider may want before they send you a replacement phone.
Take the hugely popular Nokia N95 8gb Black, I walked into the Orange Shop in Gloucester on 20/06/2008 and asked how much would it cost to purchase a replacement N95 if I did not have insurance protection, I was quoted £465 - Wow, four hundred and sixty five pounds, that's mad money!
You may think you will never loose my phone because its always in your hand / pocket / bag, but did you know back in 2006 (remember there will be far more mobiles in circulation this year) how many mobile phones were ruined by water damage alone?
Six Hundred Thousand landed in the lavatory!
Four Hundred Thousand got dropped into drinks!
Two Hundred Thousand were thrown into washing machines! - Accidents DO Happen!
So that's well over a million mobiles ruined by water damage in just one year. You may have Phone Insurance for your phone, but, did you know this important fact?
There are some Insurance policy providers who exclude Water Damage form there cover! How mad does that sound and why would an insurance company want to do that?
Well, rightly or wrongly, its all about risk factors and profit margins at the end of the day. As these insurance company's exclude certain elements of risk from Phone Insurance on the quiet (by hiding exclusions in the small print) they are effectively guaranteeing profits at the end of the year!
Contents of This Phone Insurance Lens
Do you have Mobile Phone Insurance?
Tell us what you think by voting below!
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Reader Feedback
elmikeo wrote...
Great lens, you can get insurance from your cell phone company right? When you purchase your phone? It isn't a bad idea. People are just afraid of wasting money. You are right, it is possible that nothing will happen, but there is an equal chance that something will happen so it is in your best interest to be protected. Also, if you don't have life insurance, that is something that you should get as soon as possible, my lens is all about it, but also you could just go to this site. i really like their deals on coverage. http://www.onedollarglobeinsurance.com
Posted October 14, 2009
iphoneinsurance wrote...
iphone insurance Cover get your iphone insurance against theft, loss, accidental, water damage. Free Fraudulent Call Cover and also International cover.
Posted June 16, 2009
Yahoo-Web-Hosting wrote...
Phone Insurance sounds like a great idea...Nice lens with great info.
Posted June 28, 2008
karinmindell wrote...
I never thought about water damage to a cell phone. I guess it happens especially if you are the sports type with boating, etc. Funny humor, too! :-)
Posted June 28, 2008
meg728 wrote...
Good lens. I think I will just have to be extra careful with my cell phone than get an insurance.
Posted June 28, 2008
by Mobile_Phone_Lover
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