Money as Debt: How Banks Loan Money They Don't Have to Create Money We Owe!

Neale S. Godfrey's Ultimate Kids' Money Book

by: Neale S. Godfrey

A cheerful approach to all things financial plus playful photo collages and colorful drawings make up this fact-filled compendium of everything kids could possibly need to know about money--and more. The history of money; earning, saving, and spending money; banking facts and bank account information; credit card explanations and warnings; information about America's economic structure and the government's economic role; taxes; the laws of supply and demand; inflation and depression; stocks and bonds. Fun financial trivia is interspersed throughout, and word problems and matching games complete each of the nine chapters. Explanations are tied to kids' everyday experiences (for example, creating a business plan for a dog-walking service). Kids will enjoy learning about finances with this easy-to-digest format, and grown-ups may be surprised to learn a thing or two as well. This book is about as far from dull gray, boring, banking as it gets. Ages 8 to 12.

Amazon Price: (as of 12/26/2009)

Growing Money: A Complete Investing Guide for Kids

by: Gail Karlitz

There has never been a time when the world of finance has been so much a part of kids' daily lives. Today's kids want to know everything about money-especially how to make it grow. This completely updated guide explains savings accounts, bonds, stocks, and even mutual funds! Included are fun quizzes to reveal a young investor's risk tolerance, stories of success and failure, a behind-the-scenes look at the New York Stock Exchange, and best of all, an imaginary fund of dollars to invest, along with suggestions for selecting companies compatible with kids' values. New to this edition are chapters on financial responsibility, true-life tales of other kid investors, and step-by-step instructions of just how to buy stocks. Tell your parents-investing isn't only for grown-ups anymore! Grades 4th-8th.

Amazon Price: $8.99 (as of 12/26/2009)

The Young Investor: Projects and Activities for Making Your Money Grow

by: Katherine R. Bateman

Starting with homey stories and personal examples, Bateman demonstrates how to learn about investments from everyday experiences. Using current examples such as CD boom boxes but without fancy graphics, she explains the "money circle," an excellent way to characterize the circulation of wealth; mentions bank accounts; and then provides a concise summary of savings vehicles, including an account of the "magic" of compound interest, illustrated by a table and a story of a successful young investor. As Bateman covers broader and deeper topics such as risk-tolerance, stock reports, and macroeconomics, she follows the same pattern in each chapter. Constantly referring to points made earlier, the author provides plenty of opportunity for review and concludes each chapter with another account of the young investor's story-he ends up with his own land and hopes for a house on it. She advises readers to stick with investments they can easily evaluate themselves. Grades 6th-9th.

Amazon Price: $10.17 (as of 12/26/2009)

The Motley Fool Investment Guide for Teens: 8 Steps to Having More Money Than Your Parents Ever Dreamed Of

by: David Gardner, Tom Gardner, Selena Maranjian

In a wise and witty manner, brothers David and Tom Gardner, founders of the multimedia investment company The Motley Fool, impart their investment strategies to the adolescent masses with The Motley Fool Investment Guide for Teens. In eight teen-friendly sections, the brothers Gardner and writing partner Selena Maranjian demystify the stock market by describing and defining mutual funds, banking practices, IRAs, and drip investing. The authors also include numerous quotes from money-savvy adolescents who detail some of their rookie market moves in an attempt to help their peers steer clear of similar mistakes. Parents will approve of the strongly worded sections on credit card debt and the costly financial and physical tolls a smoking habit takes on both wallet and health. In fact, parents would do well to pick up this investment primer for their own edification, if they find the stock market a confusing and chaotic business. Ages 12 and up.

Amazon Price: $10.76 (as of 12/26/2009)

Money Doesn't Grow On Trees: A Parent's Guide to Raising Financially Responsible Children

by: Neale S. Godfrey, Carolina Edwards

180,000 young adults between the ages of eighteen and twenty-four declared bankruptcy last year and college students graduating with an average of $28,000 in debt. Money Doesn't Grow on Trees offers exercises and concrete examples on everything from responsible budgeting to understanding the difference between "want" and "need" for children of every age. Important sections include:
The power of the Internet
The tactics of television advertisers
The world of eBay

Amazon Price: $10.08 (as of 12/26/2009)

Rich Dad Cashflow for Kids

by: Robert T Kiyosaki, CPA Sharon L Lechter, Ph.D Ann Nevin

CASHFLOW for Kids teaches children how to have money work for them. CASHFLOW for Kids is a complete educational package which includes the book "Rich Dad's Guide to Raising Your Child's Financial I.Q." Ages 6 and older.

Amazon Price: $39.95 (as of 12/26/2009)

Payday

The classic game of Payday makes family finance fun as it reminds everyone just where the money goes. You could make a big profit or lose your shirt on a bad investment and have to take out a loan to pay the bills as they pile up. Don't worry, you might win the lottery or hit the jackpot and pick up money. At the end of every month, you get paid. 2-4 players.

Amazon Price: $13.03 (as of 12/26/2009)

Moneywise Kids

BILL MAKER: Kids earn dollars according to the numbers that come up: roll a 2 and a 6, for instance, and you get $8. As they accrue wealth, players exchange smaller bills for larger ones until someone winds up with $100.
BILL BREAKER: Kids earn money with each turn, but must draw "moneywise markers"--bills for food, medical care, and taxes--and make payments. Hard-luck chips mean big bills. Lively and only lightly competitive, with an accent on grasping the mysteries of dollars and cents.

Amazon Price: $8.00 (as of 12/26/2009)

Shopping Spree

Kids have a pocket full of money. Each time they stop at a store, they make a purchase. If they spend all their money, or lose some, they need to earn more. Shopping Spree introduces young children to the concepts of earning, spending and planning ahead. Lessons in responsibility are learned and mastered along the way. Age 4 and up.

Amazon Price: $20.59 (as of 12/26/2009)

Learning Resources Money Bags A Coin Value Game

Earn money by landing on a chore, such as setting the table (31 cents), or an entrepreneurial endeavor, such as a lemonade stand (15 cents). The spinner determines which coins can or cannot be taken from the bank: "no nickels" means collect your change with any coins except for nickels. Additional incentive to use critical thinking and coin combining skills: Extra money can be earned if you land on a Bank Exchange space and exchange your coins (for example, two nickels for a dime).

Amazon Price: $13.10 (as of 12/26/2009)

The Story of Money

by: Betsy Maestro

The advent of legal tender and a mini-history of economics: the concept of barter is introduced and then shown evolving into the modern practice of trading money for goods and services. Currency's physical development is also chronicled, from Native American wampum to Spanish "pieces of eight" to various European precious metal coins and printed paper bills. Picture book, ages 7-10.

Amazon Price: $7.99 (as of 12/26/2009)

Money (DK Eyewitness Books)

by: Joe Cribb

unique "eyewitness" view of money: Real-life photography of Egyptian silver, Chinese hole money, Spanish gold, siege money, and today's international currencies - offers a . See the salt money of Ethiopia, what the earliest coins looked like, forged coins and banknotes and what one million dollars looks like. Learn how coins and banknotes are made, why German children used bundles of money as building blocks and why Ancient Greeks put coins in the mouths of dead people. Discover the history of your country's money, where the first paper money was issued and how to detect forged coins. And much, much more!

Amazon Price: $10.87 (as of 12/26/2009)

The History of Money (First Facts)

by: Basel, Roberta

Explains how commerce and money have evolved from bartering, to currencies, to electronic money. Ages 9-12.

Amazon Price: $21.26 (as of 12/26/2009)