Non Chexsystems Bank
Finding a non chexsystems bank is getting harder and harder every day, chexsystems and their partner company now process 80% of all nsf (bounced) checks in the US. But there are banks that will work you and give you a 2nd chance without gouging you or treating you like a 2nd class citizen.
This lense is about helping you find just such a non chexsystems bank and giving you tips to deal with the 5 years you have to suffer throught a negative chexsystems record.
Chexsystems is now considered a unregulated monolopy and, the way banks use the chexsystems rules to report you can vary with each bank even down to each branch of the same bank. Some banks are very tolerent while others will report you if you look at them wrong (well it seems that way) Which can make for some crazy stuff happening out there (there are some real horror stories) but... one things for sure; once you're reported to chexsystems by a bank for any reason (even if it's not your fault)... no Chexystems bank will open an account for you.
With 80% of the existing banks out there using chexsystems, finding a non chexsystems bank is getting really hard. Even online banks are now switching over to chexsystems and closing accounts of customers with a chexsystems report.
If you need a non chexsystems bank account you'll find links on this lense that will take you directly to sites that will open a bank account for you. The offer free direct deposit and a complimentary MasterCard or Visa with every account and some will offer you a checkbook.
Adding cash to your account is done in two ways 1) direct deposit of your paychack (easy just ask at work) or many banks will use companies like greendot which allows you to make deposits at over 100,000 locations nation wide. It doesn't matter which bank you chose from these links they will all accept direct deposit of your paycheck or social security directly to your account for free! And they are a non chexsystems bank so your chexsystems record won't keep you from opening the account. Also be sure to check out non chexsystems banks
ATB!
Sam KillSting
Non Chexsystems Bank Best Links
Why search all over town when you can find a non chexsystems bank right now
- Chexsystems | Non Chexsystems Banks
- This is a link to the chexsystems.biz page. On it you'll find links to news articles and help for finding and understanding chexsystems and opening a new bank account... check out the news link at the bottom of the gatway page enjoy :-)
There's a good article on identity theft on the blog that shows how to handle and prevent identity theft and what to do about it if it happens to you. Also there's contact info for chexsystems in case you need or want to contact them. - Chexsystems Blog
- The site Chexsystems was hoping you'd never find
- ***VIDEO*** Banking Advice Everybody Should Have!
- Not only doews this site provide links to non chexsystems banks it also has some good ingo on getting out of debt and direct links to debt and credit help
- Easier to get to Iraq then open a bank account
- There are banks out there eager to help you open your new bank account and this link will take you to two non chexsystems banks
- No Credit Check, no Deposit and No Contract Cell Phones
- I pretty much look at those plans as burning money. So I figured a deposit was the deal. But about two weeks ago some friends and I were knocking back a few when the conversation turned to yep... cell phones. What a bitch session that was.... you should of been there.
- Chexsystems... Banks.... and Check Cashing Stores Hate This Guy
- There's a guy in Atlanta that got so mad at chexsystems he went out and found a non chexsystems bank and then cut a deal with them to offer bank accounts to people on chexsystems nation wide.
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