Northern Alberta Mortgage

1. I shop the best rates and products from over 50 different Banks, Credit Unions and Trust companies including: CIBC (First Line), Toronto Dominion, Scotia, Bank of Montreal, Royal (Merix), and most of the Canadian Credit Unions, ING, etc.

2. My services are free, as the lender pay me a finder's fee. The industry is changing and banks now have to compete for business, so they value our referrals. Keep in mind, they spend millions of dollars operating their many branches, plus internal staffing and layers of management, so they can afford to offer deep discounts on the business we bring to them.

3. I work for you, not the banks. I do not get paid unless I fund your mortgage with a lender that is giving you the product you need and I have no interest in getting the lender more interest on your mortgage, as the higher the interest, the lower the amount I can qualify you for; clearly I work in your best interests, not the lenders.

4. I am a certified Expert. Most bank employees are not certified and only know about their banks products and do not know and cannot advise you to go to another lender where you can get qualified. Deal with a mortgage expert specializing in mortgages from all Lenders.

5. There's a mortgage product available for almost everyone now.When a persons situation isn't ideal, there usually is a story about why; maybe they changed jobs, maybe they went through a divorce or another life-altering event and their credit was affected. It is my job to tell your story so the lender will qualify you.

6. Our application process is simple and quick. Starting with our 30-second online application, I collect some basic information from you and send it electronically to the lenders that I feel are best fit for your situation: I should have some feedback later that day or the next!

7. I take one credit bureau only and forward it to all the lenders. Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau, your Beacon score drops every time, sometimes eliminating the change for the best mortgage, or a mortgage at all!

8. Rate Protection & Commitment Letter Every time. If the rates drop before you close you will automatically get the lower rate, and if rates go up you will have the lower rate locked in. The last time you got pre-approved for a mortgage at a bank, did you get a commitment letter? Did they offer you a rate protection like the one I can secure for you?

9. I appreciate your business. I sincerely appreciate your business and want to do a good job because I want all your family and friends business in the future!

For more information on how you can get the best mortgage please contact Jennifer Neil.

Jennifer Neil
Mortgage Associate, Dominion Lending
Tel: 780-747-7475
Toll Free: 1-877-451-5001
Email: jneil@dominionlending.ca

Dominion Lending Centres
Key Financial
#2 5204-50th St.
Leduc, AB T9E 6Z6