Orlando Insurance | Auto Insurance Quotes, Home Insurance

1. Get Anti Theft Devices. Most new cars have alarms, but sometimes the insurance company doesn't know if you car has an alarm. Tell them about the security features of the car, it'll get you a lower rate.

2. Ask for a multiple car discount. Having more than one car on the policy is one of the best ways to reduce your overall cost. Additionally, if you buy home insurance, life or health insurance from the same company, you can qualify for discounts as well.

3. Stick with yearly policies. When you select a yearly policy, it guarantees to lock in your lower rate for 12 months instead of having your rate go up after 6 months.

4. Look into comprehenvsive storage coverage. If you are planning to store your car for any period of time for vacation, work, or serving overseas, you will have a lot lower price, since you're just paying for protection against storage.

5. Re-check your mileage. If you are really close to the "miles to work" break-point you may want to check your mileage closely. The distance you have to drive from work determines your monthly cost, so be sure to have this very exact or get creative in your estimate. If you can get to work faster by taking a longer route, but Google Maps shows a shorter distance, use the shorter distance.

6. Look for a group discount. You can get a discount for being a part of a certain company, credit union, college fraternity/sorority or just having a certain credit card so be sure to ask what groups are given discounts, and then try to join them!

7. Lower liability, comprehensive, collision or medical payments coverages: Of course you can always lower your cost by lowering the amount of coverage you have. Most vehicles that are on bank loans have upt o a $1000 deductible but if you own your car, you can raise that deductible and drop your monthly cost.

8. Make EFT Payments. When you pay by checking draft, you can save the $5 that is charged when you mail in your payments. Also, this prevents you from missing any payments and having a potential loss of coverage which is expensive to reinstate.

When you are shopping for insurance, you want to go to an inusrance agent that is Independent, that means they can sell you any insurance, not just Geico or Progressive, but you can mix and match whatever company gives you the lowest rates on your insurance plans. Here are our recommended insurance companies in Orlando:

Eidson Insurance
Hugh Cotton Insurance Inc
Corkhill Insurance Agency, LLC
Fed USA Insurance in East Orlando
Select Insurance Group
Universal Insurance
Sikes Insurance Inc
Walker Insurance and Financial Services Inc
AffordableONE Insurance
Hannover Life Reassurance Co
Cash Register Auto Insurance
The Closing Agent