To pay or not to pay that is the question...
Paying a collection agency may not be the best way to repair your credit or protect your privacy. There are situation that you may find your self in and have to pay a collection agency to to accomplish a short term goal such as buying or refinancing a home.
If you are just in general collection agency hell then paying may do you more harm than good. While I would NEVER PAY A COLLECTION AGENCY. How you wish to handle your individual situation is a personal choice.
If you do need to pay them off make sure you do it in a way to not cost you future heart ache and pain..
Do's and Do not's on Paying a Collection Agency
there is a right way and a wrong way to pay them
You may be doing the right thing and it cause you more problems than it is worth.
- Don't give a collection agency your credit or debit card number or checking information over the phone. There are to many stories on the Internet where people have paid collection agencies this way and dishonest collection agency personnel misuse this information.
The best way to pay them is with a money order or through a third party such as a closing agent or attorney.
If they insist you use quick collect or money gram chances are you are being scammed plus the fees for these services are draconian. Buy a money order and overnight it to a specific contact at a collection agency the cost of this should be less. - Do make them put it in writing that you will never hear about this debt again especially if it is a reduced payoff!!
Many times collection agencies will offer you a reduce payoff on a debt only to resell the portion you did not pay. There are many collection agencies that are in the business of buying old debts and "deficiencies" like this get packaged into portfolios of junk debt.
A debt that you clear today may pop up on you years down the road. - Do ask them to delete the trade line. You may be able to accomplish this towards the end of the month when they are trying to close out their numbers. You have always heard that the best day to get a good deal on a car is the last day of the month. It is the same with a collection agency.
Because you are not going to give them financial information over the phone start a few days early. If they agree to this make them put it in writing!! - Never take anything they say over the phone as reliable it bears repeating. Do not give financial information over the phone and make them put everything in writing!!
The best way to avoid problems is to not let your debts contol you..
The Total Money Makeover: A Proven Plan for Financial Fitness
Amazon Price: $15.74 (as of 07/10/2009) 
The Total Money Makeover Workbook
Amazon Price: $11.69 (as of 07/10/2009)
Financial Peace Revisited
Amazon Price: $16.47 (as of 07/10/2009)
The Financial Peace Planner: A Step-by-Step Guide to Restoring Your Family's Financial Health
Amazon Price: $11.05 (as of 07/10/2009)
More than Enough: The Ten Keys to Changing Your Financial Destiny
Amazon Price: $10.40 (as of 07/10/2009)
There is no debtors prision
If you are in collection hell and have no immediate goal of home purchase and you have some time to deal with you financial woes. The best advice is to get Dave Ramsey's book financial peace and start looking at way to enforce your rights allowed by Federal and State laws when dealing with a collection agency.While this is a moral mind field it is not illegal to owe money. It is illegal to be harassed because you do. This country was a penal colony where people got 'transported" because of debts or crimes.
If a collection agency harasses you on the phone and threatens legal problems such as jail it is time to hold them culpable!!
Don't Let a Collection Agency Take Advantage of You...
know your rights....
We are trying to bing all together for you in one place.
- Stop Collection Agency Phone Calls
- Dealing with a Collection Agency is not a fun proposition if you are not aware of your rights. Allowing them to intimidate you and place you on the defensive is the exact goal that they are trying to achieve when they call you. How you deal with them may determine your piece of mind in the near term.
- Request Validation - Drive a Collection Agency Nuts
- If a collection agency is coming after you, protecting your rights under the Fair Debt Collection Practices Act (FDCPA), may be as simple as writing a letter. Many times debt collectors are collecting on old debts with no way to verify that the amount they claim you owe is accurate or that they have the authority to collect it. make them prove it!!
- Collection Agency Laws
- The Fair Debt Collection Act is the granddaddy of Collection Agency Laws if you use it to your advantage collection agencies will leave you alone. Education is the key to dealing with collection agencies. If you take the time to poke around here you will find information and links on how to deal with with collection agencies.
- People First Recoveries
- Debt collectors describe how they do their jobs--and why they prefer calling your relatives and neighbors! This collection Agency People First Recoveries - IDT Carmel seems to continually violate laws and they don't mind bragging about it.
Guides for making a collection agency cry uncle
Collection Agency Harassment: What the Debt Collector Doesn't Want You to Know
Amazon Price: (as of 07/10/2009)
Blogs from the Net Dealing with Collection Agencies
- Exposing Collection Agencies for What They Are
- Why I Do This:
Educating others so they do not allow themselves to be taken advantage of is a personal goal of mine. - FBCS Collections Breaks the Law | Federal Bond and Collection Violates the FDCPA
- Before you deal with these knuckle heads know the truth. They break the law and try to collect on out of statute debt.
- Midland Credit Management | Unethical Junk Debt Buyer
- MCM is one of the largest Junk Debt Buyers out there. They are now entering the arbitration game to coerce consumers into paying uncollectable debts.
- Resurgent Capital Breaks the Law
- They like to make people pay up. Now it is their turn to pay up for violating the Fair Debt Collection Practices Act
- My Dispute with Stanley Weinberg & Associates
- This blog will be dedicated to my dealings with Stanley Weinberg and Associates and how they violate the FDCPA and my pending legal claim.
- Blogging your way to debt resolution
- Blogging your way to debt resolution
If you are reading this blog you have the ability to strike back against collection agencies that have broken the law and have violated your rights. All you need is a computer and an internet connection.
Do you find this helpful or have a question
or plain disagree?
Let me know please.
Jess wrote
I work in the collections department of a personal loans office, and I'm so sick of being the "bad guy". All I'm trying to do is get my boss's money back, that he lent people. I can't get over the number of people who think it's okay to take someone else's money, then do something like turn around and disconnect their phone and close their bank account. Then they get mad at me for calling them non-stop, or calling their work. What do they expect? This money wasn't free!
I understand there are people who legitimately don't have the money to pay us back. People who lose their job or become disabled. We are more than willing to work with these people and put them on a payment plan. But those people are in the minority. It seems everyone uses that excuse. Then you see them at the mall buying up a storm.
My boss has three kids to support. Maybe if people thought more about the people they're borrowing from, they'd think twice about skipping out on paying them back.
Posted July 03, 2009
Ken wrote
I hired Hollis James and Associates in New Castle De. to collect $10,000.00 they collected the money and kept it. Nobody wants to help me get it back.
Posted June 30, 2009
randi wrote
been getting harrassing calls from STEVEN BAKER form ACADEMY COLLECTION SVS. i explained my identity was stolen, I am recoverin from a brain tumor & am in stage 4 of an illness. All this stress will send me 2 an earlier grave. He is rude & obnoxious. I can hardly understand him with all the ranting & raving he does before he hangs up on me. I don`t know how creatures like him can sleep at night & I certainly hope he dose`nt kiss his mother with that filthy mouth of his!!!
Posted June 30, 2009
Anonymous Federal Student Loan Collector wrote
The generalization that all collection agencies are bad...is ridiculous. It is not like the original lender has not given you time to repay your debt. In the case of Stafford Student Loans, there is a 6-month grace period to start repayment before it falls into default status. Some loans I collect on are 20 years old. These are FEDERAL student loans that will stay with the person until the day they die. I have lots of borrowers that say to me, "I'm not working...or I'm on a fixed income now." What I ask them is, "What reason was there for nonpayment when you were working?" This is a legitimate question that they never seem to be able to answer. It is the borrowers responsiblity to set up repayment on their loan. We have many programs to help them, but getting people to listen is the real challenge. The people who call in to complain are the ones that had their taxes taken, disability offset, or their wages garnished. This could have been avoided by one term, ACCOUNTABILITY!
Posted June 24, 2009
tankmama wrote
you have a long list of agencies to avoid. Why should they be avoided? Are they stealing or lying about accounts that they are supposedly collecting on? Please please if at all possible could you please get an answer to me? They have summonsed me to court on a debt. and if they are crooks and I can have proof I would greatly appreciate all advice. Thank you
Posted June 22, 2009
Out Of Debt wrote
in reply to Kevin You are so wrong. People do not always know what they can pay for. When you suddenly become disabled through no fault of you own and loose 3/4 of your monthly income, that person should be able to work out a payment plan. But bussiness like HSBC make it impossible. That immediated add hundreds of dollars for interest, late fees to you balance and give you no opportunity to catch up. Then when you are doing you best to catch up they turn your account over to collection agency who make you life mersible and again add hundreds more dollars to you balance. Most have no respect for the laws or your privacy. They a horrible, dishonest, and cruel people who buy your account for a few dollars and destroy you life all the while you are loose you dignaty and and life because of you disability. Not everyone stops paying their bill just because they choose to.
Posted May 13, 2009
Not An Industry Hack wrote
Sounds like Kevin here is a Company Man, maybe a consultant....The Borrower and responsibility eh? What about Predatory lending? What about Preying on the ignorance of the consumer? Simple truth is maybe loans, made by lenders, where not responsibly issued? or, perhaps the short term incentives of issuing credit out weigh the moral responsibility of lenders? Borrowers beware, the money changers are in the temple....
Posted May 03, 2009
WHAT??? wrote
in reply to Kevin
Anyone who makes a living on people's misfortune represents a lowly form of life. I understand there are certain cases where debt is legitimate, but in most cases you are looking at unfortunate situations where these slimeballs use scare tactics on ejecting families from their homes and putting people in jail to profit. Credit Card companies have enough data to know who to target (from debt/income ratio) and who to stay away from, but not only do they market/sell directly to those that could get themselves in trouble they aggressively go after them! (College students, low income, etc.) Representing "Freedom and I WANT IT ALL" It's a business, I get it, but they have an ethical responsibility to DO BETTER, and businesses who PURCHASE DEBT FOR THE SAKE OF PROFIT are simply evil.
Posted April 24, 2009
Kevin wrote
in reply to StoptheAbuse
I agree there is quite a bit of abuse in the industry but that seems to be a problem with the laws on a state by state basis. Proper enforcement seems to be the answer. In the meantime, consumers need to be wiser in the use of credit and not be quick to blame the collection agency for their own failures at promptly paying their debts. I was recently told of one debtor who was living in a million dollar home and failed to pay a $11,000 debt to a doctor even though the insurance company had sent the debtor the check which the debtor cashed and used to go on vacation. Now they did not have the cash and was calling for a settlement offer or payment arrangement. There is good and bad on both sides of the equation but in the end it comes down to the borrower and responsibility.
Posted April 19, 2009
Kevin wrote
in reply to StoptheAbuse
[in reply to StoptheAbuse]
I don't agree that "The collection industry as a whole does not abide by the laws.." That is a gross generalization. There are legitimate agencies and there are corrupt agencies. I have consulted with dozens that hold strict adherance to the FDCPA regulations and continually send their collectors to advanced training in order to not break any laws. Also, I have overseen the implementation of telephone voice recorders to maintain the integrity of what is said between the debtor and collector so that it may be reviewed in court if the need arises. And yes, they give the debtor a mini miranda to inform them that this is an attempt to collect a debt and that calls are recorded for quality assurance, etc
The collectors I have seen have gone out of their way to deal with insurance companies to settle debts. As for ID theft, the debtor needs only to provide a police report showing that it was reported and the file would be duly note
Posted April 19, 2009
StoptheAbuse wrote...
in reply to Kevin The collection industry as a whole does not abide by the laws that have been established to protect consumers. There is to much information out there that shows this.
Most collection agencies do not want to help especially in situations of id theft or an improper charge. They have one goal to collect money, not help consumers resolve issues. If more took on a consultative role then you would not see pages like this informing consumers on how full of fraud the industry is.
Posted April 19, 2009
Kevin wrote
in reply to wamanish
wamanish says, "You don' t always have the money or a job for that matter when the payment is due. but when you do get in a situation to where you can pay, the orginal creditor should give you the opportunity to pay them and not the collection agency."
That is simply a stall tactic. The creditor is a business. They have employees and bills to pay like the rest of us. Why should the creditor have to waste additional time and energy away from their daily business to make NEW payment arrangements with the debtor only to continually have the debtor not follow thru with the agreement. Then the creditor will have to call the debtor and ask why the money was not sent in the agreed upon manner and have to listen to another debtor "story". This is why a collection agency is called upon for their services. They are trained to help the debtor find the way to pay their debts. It is better than being taken to court and paying court costs and legal fees.
Posted April 19, 2009
Kevin wrote
The thing people seem to forget is the REASON their account was sent to a collection agency. That is the simple fact that they did not pay the creditor. The creditor is the person who allowed them the luxury of paying later. It is not the creditors fault if the DEBTOR cannot pay. It is the DEBTORS responsibility to pay their debts. Far to often the debtor knew that they could not pay for a purchase or service and decided to use credit regardless and then they look for ways to get out of paying the debt. People today have no concept of how to use credit wisely. They simply want everything now and don't care to think if they can afford it. Then they decide to not pay the bill, blame the collection agency and everyone else for the problems they got into. Most collection agencies are honest and are just trying to help the consumer resolve their problem. People simply need to stop making stupid decisions. You know what money you have coming in and what you can afford! Spend Wisely!
Posted April 19, 2009
jrichson wrote
I agree with wamanish, the original creditor should allow you to work with them
in paying off the debt if they would rather not deal with collection agencies.
Posted April 18, 2009
JR wrote
Duh...We would if we could, Jane. Obviously there's a problem and we're unable
to pay it.
Posted April 12, 2009
Dee wrote
in reply to Lefty I agree with you the bank sole my account to CACH, LLC, now they are sending. They should have contact me to make arrangement, I know it's a lot but I was willing to pay them given time. I do not let to owe it uas poor judgment on my part.
Posted March 22, 2009
andrea wrote
I have gotten several calls for another person on my phone from different agenices in the last year. I just called them and told them this was not his residence, I did not know him, nor had I ever heard from him. They removed our number from their list and I have not heard from them since. Jusr fyi...
Posted March 16, 2009
Pat wrote
I had at one point a best buy card and bought a computer. I had a car and i couple of other cards also. Later my family had a medical emergency and I got behind on some bills and then got laided off from my job. I ended up claming bankrupsy. Several years later I got a call from the bestbuy people saying they wanted the computer because the card was a secured debt. I laughed and told her that would be difficalt to give her because different parts of the computer had died during the years. And that they should have called me when I had the bankrupsy. The only thing that still worked and the computer was the case and power supply. She desided to just write it off.
Posted March 14, 2009
THEY GOT ME ALSO wrote
DO NOT EVER DEAL WITH FBCS THEY SCAMMED ME OUT OF MY MONEY TODAY AND TOLD ME THEY WOULD TAKE OFF 30 PERCENT OF MY PAYMENT I SENT IT IN USING QUICK COLLECT AS THEY TOLD ME TO AND I CALLED TO SEE IF THEY RECIEVEED IT AND THEY TOLD ME , SORRY BUT BANK OF AMERICA HAVE TAKEN YOU OUT OF OUR SYSTEM THEY DID' NT EVEN SEND MY MONEY BACK TO ME, THEY ARE A COMPLETE SCAM, TRUST AND BELIEVE ME DONT TAKE THE RISK
Posted March 10, 2009
Lefty wrote
FBCS has been hounding me for a while. I paid them half of what they say they I owe them. Is there any legal way to get that money back? Am I screwed and now on the hook for the remainder?
Now I am kicking myself for even giving them one cent, much less half of what they say they owed me. This debt was from a credit card I had with my ex-wife, 10 years ago. The SOL here in AZ is 3 years. Did I just screw myself?
Posted March 10, 2009
Recent Consumer Reviews of Collection Agencies
Fetching RSS feed... please stand byAvoid these debt collectors..
Borrowed from www.budhibbs.com
Mr Hibbs has a large list of collection agencies to avoid. If you are dealing with any of the agencies below be extremely careful.1-866-857-3916
Academy Collections
Account Management Services
Account Solutions Group
AFNI Anderson Financial Network, Inc.
AGRM, LLC
AIS Services, LLC
Alegis Group, LP/Sherman Financial Group aka LVNV Funding, LLC
All American Financial Associates
All Debt Traders, LLC
Allen, Lewis & Associates, Inc
Alliance One, Inc
Allied Interstate, Inc.
Allstate Financial Services dba Allstate Adjustment Bureau
Aman Collection Service
American Acceptance
American Coradius, Inc.
American Credit Collections, LLC,
American Debt Services
American Legal Recovery
Ameriquest Recovery Services
AM Mortgage Brokers
AMO Recoveries
Anchor Receivables Management
Ariel Financial Services
Arrow Financial Services
Ascent Card Services, LLC
Asta Funding
Asset Acceptance Corp.
Atlantic Credit & Finance
Aurora, Gold & Associates, LLC
Baker, Lawrence, Attorney
Barnes, Curtis, O. Con-America
Bamford, Thomas K./Elder, Timothy L.
Bass and Associates
Baumann Law Firm
Bay Area Credit Services
Bennett & DeLoney, PC.
Blatt, Hasenmiller, Leibsker & Moore
Booth and Associates
Booska, Steven A.
Bronson & Migliaccio, LLP
Buffaloe & Associates, Lawyers
Burgess, Douglas R.
Burak, Donald S. Attorney
The Bureaus, Inc.
Burke, Edward T. & Assoc, P.C.
Brachfeld & Associates, P.C.
Brumbaugh & Quandahl
CACV aka CACH, LLC
C. Barry & Associates, LLC
Caferella, Jason J., Attorney
California Financial Credit Association
Cambece, James A. aka/Tough Tony
Capital Management Services
Capital Recovery Services Group
Cavalry Portfolio Services, LLC
Check and Merchant Services
Civil Claims Asset Investigative Services
Client Services, Inc.
Cohen & Slamowitz, LLP
CMC Recovery Services, Inc.
Collect America, CACV aka CACH, LLC
Collect Corp Inc
Collectech Systems, Inc.
Collins Law Office
Colonial Credit Corporation
Commonwealth Financial Systems
Consumer Credit Association
Consumer Recovery Associates
Continental Credit
Convergys
Corbett Law Office - Patrick Michael
Costal Asset Management Group
CPS Investigations
Credit Collection Service
Credit One, LLC
Credit Services, FAIC
Credit Systems International
Credit Recovery, dba as Boivin, Lawrence R., Lawyer
Creditors Financial Group
Creditors Interchange Rcvble Mgmt, LLC
CRS Capital Recovery Services
CSGA. LLC
C. Water Recoveries Also see www.giovelawofficeexposed.com
Daniels & Norelli, P.C. (Con America)
DeJana, Richard
Delta Group aka Joseph, Ortiz & Epstein, LLC
DeLoney Law Group, PLLC
Dendy, Michael D.
DMG Consulting
Ebbets Partners
Elder, Timothy L./Barnford, Thomas K
Elite Recovery Services, Inc.
Ellis Crosby and Associates
Empire Recovery Group
Encore Capital Group
Encore Receivable Management
Endeavor Financial Partners, LLC
ER Solutions
Eskanos & Adler, PC
Estate Recoveries
Evans Law Offices
Financial Credit Services
FBCS Federal Bond & Collection Service
Federal Credit Recovery/FCR Offices
First American Investment Corporation
First Revenue Assurance
FNBM, LLC
Genesis Financial Corp.
Go-More Financial, Inc.
GC Services
Gemini Recoveries, Inc.
Giove Law Office, P.C.
Global Acceptance Credit Company (GACC)
Global Vantedge
Goggins & Lavintman, PA
Gulf State Credit
Great Seneca Financial Corp.
Greenberg & Associates
Greenman and Donahue, Inc.
Gurstel, Staloch & Cargo
Hanna, Frederick J. & Assoc.
Harker, John W. CACV
Harris & Dial, PC
Harrison Ross Byck, Esq.
Hosto and Buchan
Houston Funding Corp.
Hudson & Keyse, LLC
Hull & Associates, P.C.
Integrity Resolution Group, LLC
Javitch, Block & Rathbone LLP
Jefferson Capital Systems
Joseph, Ortiz & Epstein, LLC aka Delta Group
Kay, Mitchell N., P.C.
Kretschman, Brenda Lee
The Law Center
Lang, Richert & Patch
LDG Financial ServicesII, LLC
Leading Edge Recovery Solutions
Leasecomm Corporation
Legal Recovery Services, Inc.
Lenahan Law Offices CLOSED, but still operating see www.giovelawofficeexposed.com
Linebarger, Goggan, Blair & Sampson, LLP
Love, Beal & Nixon, PC
Lowery, Scott P., P.C. aka CACH, LLC
LTD Financial Services, L.P.
LVNV Funding, LLC
Magnus Services, Inc.
Mann-Bracken, LLC
Marauder Corporation (America's Dumbest!)
Marshall & Ziolkowski
McKelvey Law Office
Meadows Law Office - Sheree Meadows
Mel S. Harris & Associates
Mercantile Adjustment Bureau
Merchant's Credit Guide Co.
Meridian Management Solutions
Messerli & Kramer
Midland Credit Management, Inc.
Minority Legal Network
Mims, Jerry M., Lawyer (formerly BANKRUPT)
Moore, Gerald E. & Associates
MRS Associates, Inc.
Myers & Porter, Attorneys
National Action Financial Services, Inc.
National Acceptance
National Asset Management
National Asset Services Co
National Attorney's Network
National Credit Adjusters
National Enterprise Systems
National Financial Systems
National Revenue Corporation
Nationwide Capital Recovery
Nationwide Credit, Inc.
NCO Financial Systems
Neuheisel Law Firm, PC
New Horizon Credit, Inc.
New Vision Financial
North American Asset Recovery
North Shore Agency
North Star Capital Acquisitions, LLC
Northeast Credit & Collections
Nu Island Partners, LLC
Omnia Credit Services
O'Neill Management, Inc. Investigators
Ozark Capital Corporation
OSI/Outsourcing Solutions
Pacific Coast Collections (Alliance One)
Palisades Collections, LLC
Peak Financial Services, LLC
Pennisi, Daniels & Norelli
Performance Capital Management
Phillips & Burns, LLC
Phillips & Cohen Associates, Ltd.
Pinnacle Asset & Capital Management Grp, LLC
Pinnacle Financial Group
Plaza Associates
Portfolio Exchange
Portfolio Management of Amherst, LLC.
Portfolio Recovery Associates, LLC
Preferred Platinum Plan aka Porn Collectors!
Prime Asset Recovery, Inc. Also see www.giovelawofficeexposed.com
Pro Collect, Inc.
Quadrant Group LLC - The Recycle Shop
Ranieri, Christopher, Law Office of
RCS Centre Corp
Redline Recovery Services, LLC.
Regent & Associates, P.C.
Rannefeld, Blue W. Attorney
Resurgence Financial, LLC
Resurgent Capital Services/Sherman
Reynolds & Jacobson, Attorneys?
Riddle & Associates
RJM Acquisitions, LLC
Roach, Larry, Law Offices of
Rosenthal & Colby, Inc.
Sagres Company, (the)
SC Associates
Scherr, Harold E. , Attorney 'Con-America'
Scott, Michael J., PC
Shekinah, Inc
Sherman Financial Group/Alegis (SDB)
Southern Tier Agency, Inc.
Specified Credit Association
Streeter, Sam W., Lawyer
Superior Asset Management
Taylor, Jay A. P.C. Attorney
Titan Recovery Group, LLC
Trak America Enterprises, LLC
Trauner, Cohen & Thomas
Triadvantage Credit Services
TrueLogic Financial Corp.
Unifund Group Corp.
United Abstract Group, Inc.
United Legal Corporation
United Recovery Systems
US Audit Control
Van Ru Credit Corp
Varde
Vasques, Louis, Law Office of
VRM Collections - Vigden Receivables Management
Weinberg, Stanley & Associates
Weltman, Weinberg & Reis
West Asset Management Inc.
Westmoreland Agency/Capital One Bank
Winn and Sims, P.C
Wolpoff & Abramson
Worldwide Asset Purchasing, LLC
Worldzen Collections and Recovery LLC
Zenith Acquisition Corp.
Zwicker & Associates, P.C.
1st Credit of America LLC
516 Main Inc
A & L Asset Management LLC
A & P Services
A & T Financial Services Inc
A Division of National Credit Audit Corporation
A M Miller & Associates Inc
A S & Associates Recovery Experts Inc
A Williams & Williams Inc
A&S Collection Associates Inc
A/1 Rapid Recovery Inc
A/R Recovery Inc
A-1 Check Recovery Inc
AAA Collectors Inc
AAA Credit Service Collection Agency Inc
Aargon Agency Inc
Abacus Financial Management Services LP
Abacus Financial Management Services Ltd
Abbott Abrey & Beck Inc
ABC Services
Able 2 Collect LLC
Able Credit Services Inc
Absolute Resolutions Corp
Academy Collection Service Inc
ACB American Inc
ACCB Inc
Accelerated Bureau of Collections Inc
Accelerated Bureau of Collections Inc (Iowa Office)
Accelerated Bureau of Collections Inc (Oklahoma Office)
Accelerated Financial Inc
Accelerated Receivables Solutions (ARS) Inc (fka Credit Bureau of Scottsbluff Inc dba Credit Bureau of Western Nebraska dba Checkfirst)
Accelerated Receivables Solutions Inc
Accelerated Recovery Group, Inc.
Access Credit Management Inc
Acclaim Credit Technologies
Acclaim Financial Services LLC
Accord Credit Company
Account Adjustment Bureau Inc
Account Control Bureau Inc
Account Control Systems Inc.
Account Control Technology Inc
Account Portfolios LLC
Account Portfolios LP
Account Recovery Services
Account Services Collections Inc
Account Solutions Group LLC
Account Solutions Group LLC
Accounts Receivable Consultants Inc
Accounts Receivable Consultants Inc (ARC Inc)
Accounts Receivable Management Inc
Accounts Receivable Management Inc dba New Jersey Accounts Receivable Management Inc
Accounts Receivable Service Corporation (ARSC)
Accounts Receivable Systems Inc
Accounts Research Inc
Accredited Collection Agency Inc
Accredited Collection Services Inc
Accu Chek Inc
Accurate Systems Financial
Accutran Recovery Services Inc
Ace Cash Express Inc
ACS State & Local Solutions Inc d/b/a LDC Collection Systems
ACS Systems Inc
Action Collection Agency Inc
Action Revenue Recovery LLC
Active Credit Services Inc
Adam Carr dba Texas Legal Resolution
Adjustment Bureau Inc
Adler Wallach & Associates Inc dba AWA Collections
ADP Collections Inc
ADS Global International Holdings Inc
Advance Collection Services Inc
Advanced Billing Concepts Inc
Advanced Call Center Technologies LLC
Advanced Credit Control Inc
Advanced Credit Management & Collection Services
Advanced Financial Company LLC
Advanced Financial Company LP
Advanced Receivable Solutions Inc
Advanced Recovery Systems Inc.
Advanced Retail Technologies Inc
Advantage Financial Services Inc
Advocate Inc dba Commercial & Medical Credit Services
AFNI Inc
AFS Automated Financial Solutions LLC
AFS Inc
AGI Receivables Management Company
Aid Associates dba Plaza Associates
Aid Associates Inc dba Plaza Associates
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by StoptheAbuse
Abuse is Rampant by serveral different types of organizations
While I am NOT an Attorney everything you find by me will be based on experience or fact....
(more)
