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Pay Jr. - The Allowance and Job Debit Card for Teens

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Teach your Teen about Money with a DEBIT Card

Pay Jr. is a program by Visa in order to provide Reloadable Debit cards for teens to use. It offers many interesting features to allow you to help teach your teen how to manage money effectively. Allowance, Direct Deposit from Jobs and one-time deposits are all allowed. The best part? It's NOT a Credit Card!

What is Pay Jr? How do Allowance Debit Cards Work?

How Pay Jr Reloadable Debit Cards for Teens work

Pay Jr. is a customizable, reloadable, fully functional Debit Card for your teen.

The Parent can:
  • Add Funds on a time-by-time basis
  • Create an automatic commission/allowance that is automatically deposited to the card.
  • Set up Direct Deposit straight to the card for the Teen's Job
  • Check Spending Habits and Discuss Spending Patterns with their Child.
  • Schedule and track the completion of Chores
The Teen can:
  • Use the card anywhere the Visa symbol is accepted both on and offline.
  • Keep track of their own money responsibly. When the money on the card is gone, it no longer works.
  • Schedule and Track the Completion of Chores


PAYjr Visa Buxx for Teens
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Useful advice on Teaching Teens Monetary responsibility

Teach your teen about responsible money management early

This is a great video urging parents to teach their kids about money. Pay Jr. is great at helping to accomplish these goals without having to worry about joint checking accounts or the dreaded Credit card.
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The CEO of Pay Jr. has a Blog - Earn Smart Spend Smart

Recent Articles from Earn Smart - Spend Smart

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Pay Jr. Promotions and Specials

Get A Deal on Visa Buxx cards for your Teens!

I have contacted the folks at Pay Jr. and talked them into giving a limited time offer of Free Activation for the card (a $4.95 value). This still includes the Custom Card Design and all of the budgeting and management tools that Pay Jr. offers, just without the initial sign up fee!

If you've been waiting to give Pay Jr. a shot, go ahead and give it a try. As always, they don't have any contracts and you can cancel the service whenever you like if it's not what you need. If it's free to sign up, why not?

Click here to get Free Pay Jr. Activation!

Questions and Comments about Pay Jr. Reloadable Debit Cards

Thanks for Visiting!

  • Kim Perkins Mar 27, 2008 @ 9:35 pm | delete
    I have a few quetions:
    1) Can you reload the card somewhere other then from my credit card or bank account?
    2) I have an 11 year old and a 9 year old, can I get these cards for them?

    Thank you.
  • VisitorToday Feb 25, 2008 @ 7:12 pm | delete
    What a great idea - thanks for the information.
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