Pay Off Your Mortgage and Have More Money to Spend!

You are socially programmed to be ripped off by your bank and never complain. Paying double the price of a home in interest is just what we accept as "normal."

United First Financial doesn't accept this status quo that takes home ownership out of the reach of so many people, or puts them in a position where they have to struggle financially for years just to get ahead.

With the Money Merge Account and Advanced Line of Credit, you have control of your home loan and how much it costs in interest. Let's say you have a $200,000 mortgage at 6% and want to pay against the principal.

Banks gladly take the extra money but give NOTHING back in reduced interest!

Consider this example: Paying just $5,000 more into your MMA gives you a $23,000 interest savings after 11 years. Where else can you get a $23,000 return on a $5,000 investment while your home is secure?

No, you don't have to refinance and pay extra fees - that's the bank way. The Money Merge Account method is to teach you how to use an open end loan with accelerating payoff and lower costs.

You can pay off your mortgage in half the time without sacrificing your lifestyle.

Imagine what else you could do with that extra money!

Those Adjustable Rate Mortgages that were so great during low interest rate periods have really hit homebuyers hard with rising interest rates.

Banks are loving it, because they get even more business and fees when you refinance your mortgage.

So when is the right time to refinance your mortgage?

United First Financial's answer is, never.

If your mortgage was in a Money Merge Account (MMA) with United First Financial, you would never have to refinance to improve your interest payments. That's the amazing part of the MMA - it's totally flexible for your financial situation.

Stop paying double the price of your home in bank interest. You can literally pay your home off in half the time with United First Financial. In fact, you'll get a free account analysis to show you exactly what the MMA with Advance Line of Credit (ALOC) can do for you before you even sign up!

Filling out the MMA analysis request is the first of five steps to becoming mortgage free faster than you could ever have imagined. United First Financial shows you step by step how to use the MMA for regular bill paying and applying additional funds to reduce your mortgage principal.

Why not get the real story from MMA customers? Check out the testimonials of young families who went from renting to debt free homeowners in half the time of a conventional mortgage. These are real people whose lives were improved.

Refinancing your mortgage is a thing of the past for United First Financial MMA customers who never have to deal with that outdated (and unfair) process again.