Payplan; Free Debt Management Plans, IVAs and Debt Advice

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Payplan - The Free Debt Management Organisation

Payplan are a UK based organisation that provides free debt advice, completely free debt management plans and low-cost IVAs with no up-front fees.

Payplan also offer a full range of debt advice, ranging from bankruptcy, CCJs, bailiff law and bailiffs' rights, house repossession, car repossession and other legal debt advice and debt help issues.

Payplan is used by the Citizens' Advice Bureau (CAB), National Debtline and many Unions in the UK, together with contact from the UK credit industry for their customers who are struggling to pay their debts.

Payplan is a completely and unequivocally free debt management plan service.

Debt Management Plans Are Free from Payplan 

Payplan debt management plans are completely free - fee free DMPs

Payplan are the UK's only free Debt Management Plan provider that is not a charity. However, they are funded in exactly the same way as the debt charity the CCCS, from creditor donations, and Payplan receives support from UK debt advice services such as the CAB, National Debtline and UK Unions and employers such as Unison and the John Lewis Partnership amongst many others.

No-fee Debt Management Plans allow the debtor to enter into an arrangement with their creditors, whilst Payplan act as a 'middle-man' negotiating for frozen interest on behalf of the debtor and distributing reduced payments for the client to their creditors.

Clients' debts are cleared more quickly because Payplan does not take a fee.

Payplan Debt Management Plans are completely free - the client receives this service at no additional cost and benefits from Payplan's vast experience within the Debt Advice

Payplan Debt News Blog 

Payplan's Blog about Debt News, Debt Advice, Personal Money Advice and Personal Finance.

Payplan's Debt News provides regular debt related news articles, Payplan press releases and money saving tips to help those in debt and those who are looking for ways to improve their monthly budget by saving money.

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by Debt-Adviser

Debt-Adviser is an experienced debt adviser, and, as part of the Payplan organisation, provides help and support for people in debt. (more)

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