Home » Cars

Phoenix Car Accidents - 5 Things Every Victim Should Know

Ranked #6,272 in Cars, #343,794 overall | Donates to Juvenile Diabetes Research Foundation

by Alexis Breyer - Arizona Car Accident Injury Attorney

As experienced Phoenix car accident lawyers, there are five things every Phoenix car accident injury victim should know when they are making an injury claim. While some may appear obvious, many people forget these items when they are involved in an injury claim. For more information on Arizona auto accidents, you can visit the online auto accident resource pages of the Breyer Law Firm, P.C. at http://www.breyerlaw.com.

If you or a loved one is a victim of an automobile accident in Phoenix, call Breyer Law Offices now at 602-978-6400, 623-930-8064, 480-753-4534 or Español 602-222-8787 or submit a case form. The initial consultation is free. If we agree to represent you, you don't pay unless we recover funds for you.

#1: The insurance adjuster is not your friend and never will be

Many individuals call us and explain that they started to handle their own insurance claim because the adjuster was nice to them. I have no doubt that some adjusters are very nice people. In fact, through the years we have gotten to know many insurance adjusters and some of them are not just nice, but very welcoming. Some have a great sense of humor. Many seem compassionate. While that is true, an insurance adjuster is not the friend of an accident victim - and never will be. Quite the opposite, an insurance adjuster has a job to do and that is not to protect the insured victim's rights. In fact, it is an adversarial position. An insurance adjuster may be friendly, but remember the adjuster does not have the interests of the injured person in mind. The adjuster does not have a goal of making sure that your rights are protected. Every insurance adjuster has a job to do, and that job does not include looking out for an insured victim's rights.

Phoenix Car Accident Insurance Claims

by Mark Breyer

Arizona car accident attorney Mark Breyer, one half of the husband and wife law team that makes up The Breyer Law Firm, P.C. offers straight talk on the insurance industry and the role that they play in any Phoenix auto accident insurance claim.
powered by Youtube

#2: Every insurance company has one goal: increase profits

Every insurance company went into business to make money. As part of making money, every insurance company - and almost every business, for that matter - strives to make more money each year. Business is often all about the bottom line and increasing profits. The insurance company is not looking out for what is in your best interest and will take no action to make sure you're your injury rights are protected. These goals of insurance companies do not match the goal of an innocent victim which is to settle their claim for the best settlement possible. The insurance company wants to increase their profits each year and they do this by settling claims for as little as possible. That means if they can minimize an injury claim it is in their best interest to do so. The lower the dollars amount for each case that is settled the better it is for the insurance company and the faster they meet their goal of increased profits.

#3: The insurance company wants to settle your claim for as little as possible

In order to increase profits, one way to do this is to settle injury claims for as little as possible. In fact, many claims that used to be settled are now going to litigation just so the insurance company can hold onto their money a little longer and discourage injured people for pursuing the full measure of damages they are entitled to receive under the law. The insurance company is not interested in what is fair, they are interested in settling claims for as little as possible so that they can reach their goal of increased profits each year. The goal of an insurance adjuster to settle the injured party's claim for as little as possible is completely opposite the goal of an injured person, which is to obtain a fair settlement.

#4: A recorded statement can almost never help you and can be used against you

A recorded statement often occurs when the insurance adjuster will ask you all the facts about the incident and subsequent injuries and the adjuster will record the entire conversation. Why would someone need to have a conversation and record it? Ask yourself this? Why can't the adjuster just take notes of the conversation? One reason the insurance adjuster may want the conversation recorded is so that they can later go over the statement with a fine tooth comb and see if they can poke any "holes" in the facts relayed to them or look to take a statement out of context to use against the person. Recorded statements can often hurt you and will almost never help you. Even though an injured person is telling the truth, not every fact will always be stated in the exact same way in the future. The truth can still be sliced and diced when you give a recorded statement and made out to seem that the injured person was not telling the truth or that their accounting of the accident was different. For instance if an adjuster asked you, "How are you doing?" and the injured person answered, "Fine thank you." That line of questioning could be later used to prove that the injured person was feeling "fine" by their own admission. Meanwhile, this was just the introductory question and the entire part about all the injuries can be conveniently overlooked. It is in these ways that recorded statements can be used to make it look like an injured person was not hurt or that they are not telling the truth.

Car Accident Resources on Amazon

Loading

#5: Authorizations are used to gather information that can be used against the injured person

If an insurance adjuster wants you to sign an authorization, refuse to do so. There is no reason that an insurance company needs a blanket authorization at the outset of the case. The only reason an insurance adjuster would want to order medical records from many years prior to the car accident is to see if there is a way to dispute the injury suffered as a result of the car accident. Beware of an insurance adjuster that wants you to sign a medical authorization. In our opinion, this is just a sign that the insurance company will later give a low ball offer or deny liability for one reason or another.

The Breyer Law Firm can help you!

call today for a free consultation (602) 978-6400

The above five facts have been compiled based on our experience as Phoenix car accident attorneys and the clients that have called us after they have tried to handle the case on their own. Many auto accident victims actually do not need Phoenix injury lawyers because they are not seriously injured; however, we advise everyone to consult with an experienced Arizona personal injury lawyer. It is important to have a consultation with a lawyer just so you know if the lawyer thinks you should hire a lawyer or if you can handle the claim on your own. Generally speaking, if you are seriously injured as a result of someone else's negligence that caused a car accident, you should probably retain a lawyer. If you have a minor injury it will depend on the circumstances of the accident to help determine if a car accident attorney can help. No matter what, all accident victims should understand that the above five things are universal for insurance adjusters.

The experienced Arizona car accident attorneys at the Breyer Law Offices, P.C., offers free consultations regarding potential car accident claims and cases at no further obligation to you. To learn more about your legal options at this free consultation, please send us a message through our Website or call (602) 978-6400; (623) 930-8064; (480) 753-4534; o para llamarnos en español, (602) 222-8787.

New Guestbook

submit

by

breyerlawarticles

Arizona personal injury attorneys Mark & Alexis Breyer of The Breyer Law Firm, P.C. offer their insights on injury accident matters throughout the sta... more »

Feeling creative? Create a Lens!