Prosper Learning

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Prosper Learning Success Stories - Out of the Poor House and On to the Road to Riches

Good job opportunity at Prosper Learning-



So, if you happen to fit into the second category of people below (and you know how to make money) I may know of a really good job opportunity. But first, a little analogy - there are four types of people that make Sports tick: the players, the coaches, the super fans, and the "we don't have anything better to do" spectators. Let's break that down a little further:


1) Players - I don't feel like I really need to write anything here. You do see why we would not have sports without the players - right?


2) Coaches - I could probably break this down into two categories of coaches


1) I could never play but I love the game… so I coach


2) I don't know what to do now that I no longer can play… so I coach


Sports need coaches. These guys are the glue that keeps everything from falling apart. There has to be someone who is willing to try and force everyone to stay in shape, stay focused on common goals, and stay motivated to keep playing. You also need coaches to make the hard decisions like "I really do like you, but I cannot afford to be your friend and I am sorry but you're just not good enough to play."


3) Super Fans - this guy knows what I am talking about


4) Nothing better to do spectators - My sister in law is a perfect example of someone that falls into this category. She is a good looking, single, 21-year-old female and therefore she gets asked to do a lot of things by members of the opposite sex, including invitations to attend sporting events. For example: a few months ago she was at game 5 of the NBA Championship (Celtics vs. Lakers). I mean she doesn't even know any of the player names or the difference in a finger roll and a scoop shot, yet there she is living my dream!



Ok, now back to the point of the article. (I am sorry for the tangent but I am still ticked at my sister-in-law for making it to an NBA Finals game before me!) If you fit into category number two (Coach) and you happen to know a thing or two about making money through real estate, the Internet, or the stock market you really may want to think about applying for a coaching position at Prosper Learning.



Prosper Learning is an "executive level" coaching program which works to pair up experienced coaches with wanna-be-players for one-on-one training. The coaching programs vary from 6 to 20 weeks depending on the "players" initial investment. The coach and player train with a curriculum of written material, audio material, webinars. To qualify as a coach an individual must have the following: a proven track record in his/her stream of expertise, communication skills, a desire to mold, an ability to plan, an ability to modify a plan on the fly… generally, all of the skills you think of a good football coach having.



For information on the latest employment opportunities click here http://www.prospercorp.com/prosper_careers/index.php



A prosper learning successful student writes:

How's everything going? I can't tell you (Prosper Learning) how much you have motivated me and helped me understand how things fly in a real estate transaction. You would be so proud of me as to our last transaction. This was a foreclosure we talked about before. The property is owned by this gal on the east coast and before her mom died she had her mom sign the grant deed which caused a major controversy with the other two sisters and brother who were to get $40,000 each upon the sale of the property, but the property didn't sell.

I negotiated with the siblings to each take $20,000, including the owner of the property. $95,000 is owed on the property and with the lien of $80,000 makes the whole deal $175,000.

The property appraised at $350,000, so we think we made a great deal.
The owner sent me the grant deed and I sent her a promissory note due when escrow closes.

I then found an investor to purchase the property but only in paper and on title with no control over the house and we paid him $10,000 do go on title. His FICO is over 800 and he is full doc with $30,000 down for non owner occupied all of which he will get back at closing.

So now we have a house (in a rather shabby part of town) to rehab and flip.
I am hoping we can sell this below market value after it is fixed or else lease option it.

So my son and I walk away with about $40,000 each clear. We are happy campers and I pride myself on excellent negotiations. Actually I probably could have given the lien holders less than $20,000 (they originally wanted $40,000 each) and I explained that the property would go to auction and they wouldn't get anything anyway so better to take the twenty and run. Since this was my first negotiation, I learned a great deal as it went along. Sometimes I got very nervous but it went through anyway.

This is my documentation for this property, Nels and when we talk again, I am sure I will be doing another one. If you need any more explanation of this one, let me know.

This deal definitely took me out of the poor house and onto the road of riches!!!! I am so proud of myself and thank you too for your indulgence with me. I want to use the big foreclosure idea and apply it toward my next hard money loan with the owners in foreclosure.

Talk with you soon,

Titania N.

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