Recession Survival Strategies

Successful Recession Survival Strategies require disciplined spending habits.These simple steps will get you started.

* Pay cash for all of your purchases or use a debit card.

* Whenever you're tempted to charge something just remember that it will take years to pay off that purchase.

* Leave the charge cards at home when you shop.

* If you can't manage to stop using credit cards you should destroy them.

* When you stop adding to the outstanding balance on your charge accounts you'll be able to get them paid off sooner which results in more money to save and invest.

Get one of those tiny notebooks and write down whatever you spend. Those little purchases you make with pocket change can really add up.

If you'll do this faithfully for a month you're sure to find money you didn't even realize you've been spending. I guarantee all those sodas,coffees and other treats are a huge drain on your pocketbook.

This little notebook trick helped me find about $100 I was wasting every month!

Start Brown Bagging
Going out to lunch 5 days a week at $5 a day adds up to about $1000 a year.
Taking a salad or sandwich is a more cost effective and probably healthier choice.
Throw in a snack or two so you can avoid vending machines when you have that afternoon slump.
Take a thermos of coffee with you in the mornings instead of buying it on the way.

Cook At Home Instead Of Eating Fast Food
It's so easy to stop for takeout after a long day at work or school. When you realize how much money you're wasting on fast food you'll probably decide it' just not worth it.
The internet is full of sites with low cost,healthy recipes that can be prepared in half an hour or less.
This strategy is good for your waistline and your wallet.

Always Shop With A List
Since you'll be cooking at home more you'll need to get more organized to stop unnecessary spending at the grocery store. Make sure you put everything you need on the list.
If your kids constantly beg for treats or other items that aren't in your budget don't take them along.
Finally, don't shop when you're hungry. You're bound to spend more if you do.

Grow Your Own Veggies
Growing your own garden could save you thousands of dollars a year. It costs a lot less to buy seeds and plants that it does to buy vegetables at the grocery store.

Don't worry if you've never grown a garden before. There are many resources that can help you get started. If you don't have any garden space you can even grow veggies and some fruits in containers.

Stick with growing what you and your family like to eat and you'll save money and get healthier at the same time.

Grow enough produce to can or freeze and you can save money all year long.

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There are many things you can do to save on your energy bills. These tips will help you save on your next power bill.

* Turn the lights off when you leave the room.

* Unplug electronics and small appliances when you aren't using them.

* Use a fan instead of air conditioning when the temperature is less than 90 degrees.

* Turn the thermostat down in the winter.

* Replace old power guzzling appliances.

Many Americans are already driving less as part of their recession survival strategy. Gasoline prices have been on a rollercoaster lately and that's not likely to change in the near future. Try the following to save on gas and car expenses.

When you take vacation time try to find things close to home to do for fun.
Take a weekender instead of a long road trip.

You may not have much control over your driving if you're a commuter but you can cut down on extra trips. Share a ride whenever you can.

If you have to drive kids around to many activities try to get the other parents to do some of the driving.

Try to keep your shopping trips down to 1 or 2 a week. This helps by saving on gas and on the upkeep of your car.

Gas,motor oil and tire costs really add up fast. Driving less is good for the environment and your pocketbook.

If you'll take the simple steps I've outlined for you here an economic downturn will be just a minor annoyance for you instead of a reason to panic.

The Recession Survival Guide will give you even more recession survival strategies that can help you save money and prosper in any economy.