Business Credit Cards

A business credit card can bring many advantages for a business. However, incorrect use can also bring risks and problems. As a business owner, what can you do to avoid facing such dilemma brought about by unwise use of business credit cards?


Consider the following tips:

1. Choose your credit card wisely. There are many business credit card offers on the market and if you're not careful, you may end up with a high-rate and unreasonable terms. So do your research to find the card that suits you.

2. One business credit card will do. Don't feel tempted to acquire more credit than you can handle. Just like with a personal credit, owning too many business credit cards can impact your credit negatively.

3. Use business credit cards for official business expenses only. See to it that you only use your business credit card for business expenses.

4. Check your account summary regularly. Look for unauthorized charges, and keep your bookkeeper updated with your latest charges.

5. Take advantage of your business credit card rewards. Choose a business credit card with a rewards program that will best fit your business. If you frequently travel to promote your company, a business credit card with Frequent Flyer Miles program or perhaps a Gas Reward business credit card will help you save on your traveling expenses. If you make a lot of business purchases, a Cash-back or Cash-Rebate business credit card is perfect for you.

Read More Valuable Tips About Business Credit Cards

Rating:
Most Attractive Features:Earn 10,000 Starpoints® with your first purchase - that's good for up to three free nights!*

If your business requires you to frequently travel to different countries and destinations, why not consider applying for a business credit card with hotel rewards? Thus, you can get more savings and bonuses from your business trips and expenses! For instance, let's take a closer look at the Starwood Preferred Guest Business Credit Card by American Express. What specific provisions does this reward credit card offer for business owners?

Entrepreneurs who own a Starwood Preferred Guest® card can enjoy exclusive discount rates ranging from 3% to as much as 25% from various merchants and establishments like Delta, Hertz, FedEx, and others.

Read More About Starwood Preferred Guest Business Credit Card

Save More With Chase Business Rebate Visa Card!

Rating:
Most Attractive Features: 3% Cash Back* for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores, 1% Cash Back on all other purchases.

For those with very good credit scores and looking to consolidate business related expenses with one credit card, take part of the Chase Business Rebate Cards rebate program.


The Chase Business Rebate Card lets card members earn up to 3% back on all business purchases, and no annual fee. The rebate program entitles cardholders to receive 3% cash back on purchases made at any restaurants, office supply stores, gas stations, building supply stores, and hardware and home improvement centers. A 1% rebate will be earned on other purchases that were not mentioned.

More benefits offered by the card includes a purchase protection plan, travel accident insurance, and auto rental insurance.

Read More About Chase Business Rebate Visa Card

Make Your Business Plans Happen!

Rating:
Most Attractive Features: 0% APR on purchases until December 2009, No annual fee

Most people want to have a credit card with low rates of interest. And this is the foremost advantage of the Capital One® Business Platinum card. This credit card is highly recommended to those with fair credit, especially those who are looking for more effective means to enhance their credit profile.

With its popular tag line "No Hassle", the Capital One Business Platinum Card is imparting the message to people that they offer utmost convenience when it comes to building the credit of the consumers. Among the features of this card are:

* 0% APR on purchases until December 2009
* 0% APR on transferred balances until December 2009
* No annual fee
* Free year-end summary
* Free employee cards with individual spending limits you set

Read More About Capital One Business Platinum

Grow your business savings with a great rates!

Rating:
Most Attractive Features: 0% APR on purchases until December 2009, 1 mile per dollar spent on purchases, Redeem miles for cash back, gift cards, flights and more!



Anyone who's looking for a credit card would want to have a card that corresponds to everything that he needs. But for those who own a business, the Capital One® Business Platinum with No Hassle Miles is a great choice. This credit card is perfect if you have a good credit history. It's also ideal for those who travel frequently.

What's the main advantage of Capital One® Business Platinum with No Hassle Miles?

Well basically this card gives cardholders a sense of freedom and flexibility. It gives you the remarkable chance to be rewarded with bonus miles for certain purchases. For example, if you spend the card for travel or entertainment, you will be rewarded with 2 miles. But you must remember that the banks are the only one who would determine what specific purchase is entitled to receive double miles. For general purchases, you will be awarded with 1 mile for every dollar spent. The amazing thing about these miles is that they don't have limits and expiration date.



Read More About Capital One® Business Platinum with No Hassle Miles