Top 10 Rewards Credit Card Review

Top 10 Rewards Credit Card side-by-side comparison chart

See the TopTenREVIEWS comparison chart to compare feature sets, specifications and see why we ranked the products the way we did.

Click to see the full side-by-side comparison chart for the best rewards credit cards.

#1 Chase Sapphire

Winner of the TopTenReviews "Gold Award"

With most rewards credit cards you're forced to choose between miles, merchandise and cash back. The Chase Sapphire card adds flexibility to the rewards program by offering cardholders the option to redeem points on just about anything- airfare, hotel rooms, shopping and simple cash back are all options under the Ultimate Rewards program on the Chase Sapphire credit card. Superior rewards flexibility and appealing signup incentives along with fair terms and costs made giving the Chase Sapphire card our "TopTenREVIEWS Gold Award" an easy decision.

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#2 Citi Diamond Preferred Rewards

Winner of the TopTenReviews "Silver Award"

In the early days, rewards cards were basically limited to travel purchases. Fortunately, credit card companies have realized that customers want rewards on everyday purchases just as much as they do for airline tickets and travel expenses. The Citi Diamond Preferred Rewards MasterCard offers members the chance to earn bonus points on ordinary purchases like gas and groceries. With a generous rewards program, favorable interest rates and a set of helpful extras, the Citi Diamond Preferred Rewards MasterCard was an obvious candidate for our "TopTenREVIEWS Silver Award."

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#3 Capital One Orbitz Visa Platinum

Winner of the TopTenReviews "Bronze Award"

Based on its name alone, it's quite obvious just what type of rewards you can expect from the Capital One Orbitz Visa-travel rewards! But just because the card has the Orbitz logo embossed on it doesn't mean that benefits on the Capital One Orbitz Visa are limited to airfare alone. Capital One Orbitz Visa cardholders can redeem rewards points for gift cards and cash back too. The Capital One Orbitz Visa is a simple card with a coherent rewards program and favorable rates-we're happy to give our "TopTenREVIEWS Bronze Award" to the traveler-friendly card.

Click for full Capital One Orbitz Visa Platinum review, specs, screenshots, video demos and the best deals.

#4 Miles by Discover

Discover cards aren't in as many wallets as the big names like MasterCard, Visa and American Express, but that's no reason to distrust the creditor. Discover offers competitive interest rates, solid customer support and rewards programs every bit as lucrative as anything the prominent players can offer. The Discover Miles card, as the name implies, offers travel rewards and enticing bonuses on travel related purchases.

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#5 American Express Preferred Rewards Gold

American Express has long been known to vacationers for their traveler's checks, insurance and support to customers while abroad or away from home. The American Express Preferred Rewards Gold card continues the AmEx tradition by offering superior services and benefits to members. And while the American Express Preferred Rewards Gold card isn't your typical credit card, i.e. you're obliged to pay your balance every month, the potential to accumulate free flights, vacation packages and other services makes it an ideal alternative to cash.

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#6 Gold Delta SkyMiles American Express

When you combine two big names in travel like Delta and American Express you can expect to see some lucrative rewards benefits. With the Gold Delta SkyMiles American Express it's possible to accumulate free flights multiple times a year. Doubled up with Delta SkyMiles you earn when you purchase Delta plane tickets, it's easy to see why the Gold Delta SkyMiles American Express is so popular.

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#7 No Hassle Miles Rewards Visa

The No Hassle Miles Rewards Visa by Capital One does just what the name implies-takes the hassle out of managing and redeeming rewards points. With the option to cash in points for a variety of travel benefits, gift cards or cash back, the No Hassle Miles Rewards Visa an ideal for those tired of navigating rewards program bureaucracies. The No Hassle rewards program itself offers generous bonus incentives that make Capital One's reward card look all the more appealing.

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#8 US Bank Visa Signature

The Visa Signature card is available in a number of different versions all emphasizing different rewards packages. The US Bank Visa Signature is among the most appealing of the bunch. With generous travel rewards incentives, comprehensive customer support, competitive pricing and great lifestyle extras, we're pleased to include the US Bank Visa Signature card in our top ten best rewards credit cards.

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#9 BankAmericard Power Rewards Visa Signature

Versatility is the reigning philosophy in rewards programs these days. The BankAmericard Power Rewards Visa Signature awards members with the option to redeem rewards points for travel, merchandise, gift cards or just plain cash back. With decent pricing, a great intro offer and a multitude of ways to redeem rewards points, the BankAmericard Power Rewards Visa Signature card is an ideal means of getting the most out of a credit card.

#10 Chase Freedom MasterCard

Simplicity is a priority for rewards card customers. No one wants to navigate a complicated maze of automated telephone calls and websites in order to redeem rewards benefits. The Chase Freedom MasterCard aims to make accumulating rewards and redeeming them as simple as possible. The Chase Freedom MasterCard is a straightforward cash back rewards card that avoids the hassles of point based rewards programs. You won't find blackout dates, miscellaneous fees or hidden limitations on the Chase Freedom MasterCard rewards program.