Saving Money Tips

We have tons of money saving ideas with links for you!

Making ends meet ain't getting any easier right now with rising mortgage payments and general inflation.

That's why we've put together a WHOLE LEGION OF GREAT SAVING MONEY TIPS.

Some are predictable, others will be new to you - we hope!

Read on and enjoy making those dollars go that little bit further.

Top Money Saving Tips

We've found all sorts of money saving tips and ideas for you! Just click on the link below each item for more details!

(Brought to you by the Marriage and Families Blog.)

Buy Warm Up Drinks Before Leaving Home and Drink them Before You Go Out - You might have done this in college and if so you know it can be fun and a big money saver to have a couple of "warm-up" drinks before going out. Every country in southern Europe has very drinkable wines at shockingly low prices, and every country in the north has excellent beer available in stores for a small fraction of what you'll pay for the same thing in a bar or club.
Click here.
Save on Car Insurance - More money saving tips for your car insurance.
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Financial Aid to Help You Through College -Haven't saved enough for college? It's time to apply for financial aid.
Click here.
Save on Insurance - Not all insurance companies are the same. This company specializes in minimum coverage to meet the law's requirements for automobile insurance coverage in every state in which it operates. Click here.
Money Saving for Retirement - For many households their only investments will be for retirement and the kids college. Both of these are tax deferred which makes investment choices much easier.
Click here.
Decide What to Buy Before You Leave Home - It's easier to budget when you're sitting down with the checkbook than when you're shopping, so make this decision before hitting the mall! With any luck, you'll soon find yourself being more selective with your purchases in order to make sure that you have enough money for the really good ones.
Click here.
Many public colleges will waive tuition for senior citizens. The states that don't have tuition waivers sometimes offer tuition discounts to senior citizens.
Click here.
Use Your Public Library - Visit the library often to borrow a good supply of books to read yourself and for your children, and avoid buying them yourself.
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University Donations - Many Universities and community colleges have donation programs, you may be able to talk with them at a local level and receive a donation. Also, consider hospitals as a source of furniture, or if you need used sheets and towels for rags they may donate, but you must ask.
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Avoid a Home Helper Claims Accident on Your Policy - It comes as a surprise to many homeowners to learn that if a worker is injured on a job site and is not covered under a contractor's Worker's Compensation policy, the homeowner -- or the home-owner's insurance -- is responsible for the injured party.
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Move to Cheaper Property - Could you downsize and save money, not only in monthly payments but also in maintenance, insurance and operating expenses? Are you getting the best deal on your insurance and repairs and maintenance?
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You could offer your Dad a weekend of gardening to save him mowing the lawn and cleaning out the fish pond, or give your girlfriend a booklet of massage vouchers to redeem whenever she likes. They'll love your thoughtfulness and you get to pocket the cash you would have otherwise spent.
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Wedding Money Saving Book - A couple followed this book step by step and saved ourselves an absolute fortune. This was then put to good use in giving them a great honeymoon which wouldn't have been possible without that guidance.
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Save on Gas!!! - Saving gas can be as easy as changing a dirty air filter. A clean air filter can increase a vehicle's fuel efficiency up to 10 percent
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Further Insulate Your Home - Caulk or foam insulate any place where outside air has a chance to get in. Don't forget to insulate your attic floor with either "roll" or "loose-fill" insulation. Also make sure to caulk around the holes where pipes go into the wall under sinks.
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Control Your Ceiling Vents Wisely - If you have a newer house with ceiling vents then you can close them off in rooms that you will keep with the door closed, such as an unused bedroom. Under no circumstances close a vent near your thermostat - your whole house will become over heated in the winter or you will fidget in the summer.
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Replace Spark Plugs Regularly - A vehicle can have either four, six or eight spark plugs, which fire as many as 3 million times every 1,000 miles. That results in a lot of heat and electrical and chemical erosion.
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Turn Off Air-Conditioning Sooner - Alternate the use of air-conditioning and fans. When you're comfortable, shut down your air conditioner and turn on the fan.
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Reduce the Power Your Computer Uses - If you use your computer 6 hours a day, you could save 75 percent or more.
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Careful Use of the Accelerator - It can lower your gas mileage by 33 percent at highway speeds and by 5 percent around town. Sensible driving is also safer for you and others, so you may save more than gas money.
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Burn Wood Fuel - This fuel may be cheap. You may have wood grown in your yard. You must buy a wood pellet stove to burn the fuel, and there are various stoves to choose from: free standing that can be placed anywhere or a fireplace model. Its clean, environmentally friendly, readily available and can be much less expensive than other fuels.
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Get The Newest Dishwasher - The newest Energy Star dishwashers are 25 percent more efficient than the minimum federal standards. Replacing a pre-1994 dishwasher with an Energy Star model can save $25 a year on utility costs.
Click here.
Sell Your Hardly Worn Clothese - A clothing consignment store sells your clothes for you and gives you 30 to 50 percent of the selling price.
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Use a Cooler Wash Setting - Many washing powders and sachets now work perfectly effectively at lower temperatures. Save money on power for your washing machine by reducing the temperature for each wash you do.
Unplug Electrical Appliances or Switch Them Off at the Socket when Not in Use - Many electrical devices continue to draw low amounts of power when plugged in. This adds up as we all have so many of them these days.

Get into the saving habit!

What we all know about saving money - but read this anyway!

We all know we should be saving money, but many of us don't do it.

This is often because we don't think we have enough money to save, and we don't have any good saving money tips.

You should know that even if you are living paycheck to paycheck it is possible for you to save money for your future.

You don't have to put a lot of money away to make a big difference in the future. Even if you can only afford to put away five dollars, you should make sure that you do so.

You can find great saving money tips online, and you can also find them at your local bank.

There are people that work at the bank who are there specifically to help you save and invest your money.

Many banks offer the service free of charge as long as you are a customer. They may have saving money tips for those who do not have a lot of money to save, as well as for those who seem to waste their money.

Saving money is often one of the hardest things you will have to do, and it doesn't hurt to ask for advice when you seem to be struggling.

The simplest saving money tips are the easiest to do.

Each day when you come home from work, you might want to take to change out of your pocket or your purse and put in a jar. At the end of the month you should roll that change, take it your bank, and put it in a savings account.

You may also want to take five dollars from each paycheck and put it aside to put in a savings account.

These saving money tips may not seem like much, but you will be surprised to find how quickly your money can add up.

If you add interest to that, you can have a nice tidy sum in your account when you retire.

It may not be all you need, but it will surely help you out.

Other saving money tips might involve how to save money on your electric and gas bills, and how to get the most out of your car.

You do not have to buy a brand new car to get great gas mileage.

You can learn how to build your wardrobe around a few pieces, so that you can save money on your work clothing.

These saving money tips can be invaluable, even though they don't seem to add up too much at first. You want to look at the larger picture when thinking about saving money, and if you follow many of these tips through, you will find that you have saved hundreds if not thousands of dollars at year's end.