Saving Money - it all adds up!

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Save Money - here are a few suggestions

I am a stay at home Mom. I can't believe the ways I contribute by making extra bits of money & saving money. I have many tips I'd like to share with you!

Did you know most millionaire's are self employed, have a lot of education, value education, their wives don't work, and they're frugal - it adds up! They invest in themselves & live below their means while accumulating wealth.

List of Ways to save Money 

Easy & Helpful!!

SHOP ENDCAPS
Whenever you go to Target - walk around the ends of each aisle. They have all the clearance merchandise there! Just last week I bought 1. A pack of 24 pencils for 12cents. 2. Colorful folders (for kids school etc.) 2cents each!! 3. packs of Aussie mega conditioner/hairspray for $1.77 each. I stocked up big time!!! Also check out the kids clothes clearance. I buy my daughter beautiful clothes for a fraction of their original price. Don't buy anything full price...check the next week or 2 & it'll be on clearance!

SELL KIDS OUTGROWN CLOTHES, TOYS, COATS AT CONSIGNMENT
I stock up on brand names when they're on sale & have a bin in my garage where I keep clothes etc. the kids have outgrown. THe nice one's that are brand names etc. I sell back to Consignment stores. I go about once a month or every other month & bring out old stuff. I make back about $50.00 a month xtra. Of course I have 6 kids, but if you make $50.00 every 3 months that's still $ for your old stuff!

LOOK ONLINE FOR COUPONS/COUPON CODES
Everytime I go to the mall I look online for coupons first. I also look for coupon codes before buying online. I save a bundle everytime I shop!
JOIN GROUPS ONLINE TO MAKE A BIT XTRA
I've made some xtra cash on Epinions. You just write reviews on products & rate other's reviews of products. The money - it's not much, but it's something!

USE CREDIT CARDS THAT PAY BACK
I've earned hundred of dollars with the toys r us visa card & Disney visa. We pay the card off at the end of each month, but put all our purchases on it. I just received $300.00 to spend at the disney store for Christmas!!! Psyched! I also receive $2-400.00 to use at toys r us. We pay the cards right off, so interest isn't a problem either.

I've made xtra cash on MY POINTS. I just read a few emails a day & for the clicks I get 5 points for each click. When you click so many times & get so many points you can redeem for a gift certificate. How easy is that!!
THis site - Squidoo!! I'm hoping with time this will pay out some, it's fun trying!

Easy & Small ways:
-MAKE YOUR OWN CARDS
If you have a program that makes cards - make them every time instead of buying! It all adds up!
-EAT IN MORE!
-PAINT IT OR FIX IT - instead of buying new every time!
-RECYCLE SODA CANS FOR MONEY
-Use automatic thermostats
-Keep a coupon folder/pouch in your pocketbook. That way if you stop in a store - you'll have the coupon with you!
-Buy generic when it doesn't matter (ex. dishsoap)
-Have a garden! Grow your own herbs also. Herbs are expensive...grow your own.
-STock up when you see a great sale/deal. Put away kids gifts for birthdays - if you see a great sale on toys..buy them, even if you don't need them soon, you will in the future.
-Make your own coffee.
-Don't buy a new car - wear your old one out!
-Don't buy bottled water. Buy a water bottle & fill it up with your own water.
-Cut your family's hair yourself! Color your own hair.
-If you have a 401K matching program at work...Invest! The company will match what you donate & watch the money grow!
-Save your change.
-When your towels get old, cut them into cleaning rags. I just cut 3 large towels into months worth of cleaning rags. Much cheaper than constantly buying sponges & they work great! You can use old, clean socks also.

Sorry if a lot of this seems frugal or even like common sense. I see people needlessly wasting money & resources constantly.

Great Stuff on Amazon 

Extraordinary Uses for Ordinary Things: 2,317 Ways to Save Money and Time

Amazon Price: $10.85 (as of 12/28/2009) Buy Now

Cutting Your Family's Hair

Amazon Price: $9.32 (as of 12/28/2009) Buy Now

The Money Rules : 50 Ways Savvy Women Can Make More, Save More, and Have More

Amazon Price: $19.95 (as of 12/28/2009) Buy Now

New Flickr Photos 

The question is whether I have enough cash for a taxi ride all the way back out to Park Slope ... by Ed Yourdon

The question is whet...

Justin holding a box of money by Justin and Elise

Justin holding a box...

GERMANY, THIRD REICH 1934 ---5 REICHSMARK b by woody1778a

GERMANY, THIRD REICH...

USA, "O" MINT 1906---QUARTER DOLLAR, 25 CENTS a by woody1778a

USA, "O" M...

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New YouTube vids 

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Saving Money in Plain English

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6 Ways to Save Money

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America's Cheapest Family Savi...

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New Amazon Plexo 

Frugal Bugle

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Blog Posts from Google 

Easy Ways to Save Money
Do you have a goal that you are saving up money for? I share some easy tips for saving money so you can do the things that matter most to you!
Five ways to save time and money on your taxes « Upstate S.C. Today
Five ways to save time and money on your taxes. December 28, 2009 by: Robin. Five ways to save time and money on your taxes (ARA) ? The typical taxpayer is expected to spend more than three business days and more than $200 completing ...
Live and Learn: Very Simple Ways to Save Money
This is a simple, mindless way to save a lot of money. Keep a large jar in your bedroom and every day when you get home, empty out your pockets, your wallet or your purse. All of your loose change should end up in the jar. ...

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Happy Saving!! 

You can do it!

Think of the payoff for your frugality, wise choices & thoughtfulness. It's better for your family (no spoiled kids), better for your house (less clutter), better for your pocketbook/future (money goes to important things) and better for the environment (less waste).

Thanks for reading!

by getbackup

New to squidoo & trying to "get it". It seems like fun if I knew what I was doing! I have a LOT of kids, 2 of my own, 3 stepkids & one foster. I also... (more)

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