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Saving Money - it all adds up!

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Save Money - here are a few suggestions

I am a stay at home Mom. I can't believe the ways I contribute by making extra bits of money & saving money. I have many tips I'd like to share with you!

Did you know most millionaire's are self employed, have a lot of education, value education, their wives don't work, and they're frugal - it adds up! They invest in themselves & live below their means while accumulating wealth.

List of Ways to save Money 

Easy & Helpful!!

SHOP ENDCAPS
Whenever you go to Target - walk around the ends of each aisle. They have all the clearance merchandise there! Just last week I bought 1. A pack of 24 pencils for 12cents. 2. Colorful folders (for kids school etc.) 2cents each!! 3. packs of Aussie mega conditioner/hairspray for $1.77 each. I stocked up big time!!! Also check out the kids clothes clearance. I buy my daughter beautiful clothes for a fraction of their original price. Don't buy anything full price...check the next week or 2 & it'll be on clearance!

SELL KIDS OUTGROWN CLOTHES, TOYS, COATS AT CONSIGNMENT
I stock up on brand names when they're on sale & have a bin in my garage where I keep clothes etc. the kids have outgrown. THe nice one's that are brand names etc. I sell back to Consignment stores. I go about once a month or every other month & bring out old stuff. I make back about $50.00 a month xtra. Of course I have 6 kids, but if you make $50.00 every 3 months that's still $ for your old stuff!

LOOK ONLINE FOR COUPONS/COUPON CODES
Everytime I go to the mall I look online for coupons first. I also look for coupon codes before buying online. I save a bundle everytime I shop!
JOIN GROUPS ONLINE TO MAKE A BIT XTRA
I've made some xtra cash on Epinions. You just write reviews on products & rate other's reviews of products. The money - it's not much, but it's something!

USE CREDIT CARDS THAT PAY BACK
I've earned hundred of dollars with the toys r us visa card & Disney visa. We pay the card off at the end of each month, but put all our purchases on it. I just received $300.00 to spend at the disney store for Christmas!!! Psyched! I also receive $2-400.00 to use at toys r us. We pay the cards right off, so interest isn't a problem either.

I've made xtra cash on MY POINTS. I just read a few emails a day & for the clicks I get 5 points for each click. When you click so many times & get so many points you can redeem for a gift certificate. How easy is that!!
THis site - Squidoo!! I'm hoping with time this will pay out some, it's fun trying!

Easy & Small ways:
-MAKE YOUR OWN CARDS
If you have a program that makes cards - make them every time instead of buying! It all adds up!
-EAT IN MORE!
-PAINT IT OR FIX IT - instead of buying new every time!
-RECYCLE SODA CANS FOR MONEY
-Use automatic thermostats
-Keep a coupon folder/pouch in your pocketbook. That way if you stop in a store - you'll have the coupon with you!
-Buy generic when it doesn't matter (ex. dishsoap)
-Have a garden! Grow your own herbs also. Herbs are expensive...grow your own.
-STock up when you see a great sale/deal. Put away kids gifts for birthdays - if you see a great sale on toys..buy them, even if you don't need them soon, you will in the future.
-Make your own coffee.
-Don't buy a new car - wear your old one out!
-Don't buy bottled water. Buy a water bottle & fill it up with your own water.
-Cut your family's hair yourself! Color your own hair.
-If you have a 401K matching program at work...Invest! The company will match what you donate & watch the money grow!
-Save your change.

Sorry if a lot of this seems frugal or even like common sense. I see people needlessly wasting money & resources constantly.

Great Stuff on Amazon 

Extraordinary Uses for Ordinary Things: 2,317 Ways to Save Money and Time

Amazon Price: $10.85 (as of 10/06/2008)

Cutting Your Family's Hair

Amazon Price: $10.36 (as of 10/06/2008)

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Reader Feedback 

How do you save money?

Please share how you & your family save money?

Shadoze

These are some great ideas for saving money. I started using some of these ideas, and I was surprised at how much I actually saved. Since it was extra money - money that I was not used to having - I decided to invest in my future. I will have more money when I retire - when I need it the most.

Posted April 24, 2008

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