Simple Tips for Saving Money

Why do you need some tips for saving money, think about it for a minute. What stops you from doing all the things you want to do in life. Your debt, or lack of money. Your ability to pay for something or your work schedule because you need money so you stay and work. You are a slave to your debt. You know what you have to do but sometimes it just takes someone else to point out the obvious so you can have that aha moment. Some of the things that you have and think you need may not be necessary. Until you are made to stop and think about where you are spending your money, you maintain the statuesque. Simple and easy tips for saving money may help you out of the slavery of debt.

A perfect example of "It's not how much you make" is in the latte factor. What happened is a group of coworkers were sitting around and complaining about having no money. They were all paid very well but were always broke. So for the period of one week they tracked all their spending and found that each day they spent $20 to $30 on things that they could do with out.
Four dollar coffee at Star Bucks with a muffin. Eight dollars for lunch and then back to Star Bucks with the group for an afternoon break. This was happening every day. So $20 per day, that is $100 a week or $400 per month.
So one of the first tips for saving money is find out what your latte factor is and reduce it. You don't need to stop hanging out with people, just try and limit what you spend and how often you do spend.

OMG a new I Phone 4S. I have to have this. No you want it and convince yourself that you deserve it. If you always want the newest and most up to date gadget then you will be upgrading every year. However if you waited for a while and even skipped one upgrade, there is money saved right there. After it has been on the market for a while the price will come down.
Your short on money but yet you have the largest texting and down load plan. Really!
How about that gym membership. If you are using it then great but have a close look. Be sure you're getting your monies worth.
One of my last tips for saving money is simple,if you're a smoker, do I really have to suggest that you quit. What are they now $10 per pack. One pack per day. Oh that's not bad, it's only $310 per month. Oh and by the way, food does taste a lot better!

Of all the tips for saving money this is the one that will let you break free from the slavery of debt. First thing to do is to make a list of all your bills and payments. You should be paying something on all of them or trying to combine several into one. Now pick one usually the lowest and attack it and get it paid off. Lets say to do this you are paying $75 a month on it.
When you are free of that payment, tackle the next one. Lets say it is $100 per month. If you take the $75 you have from the first bill and go and spend it you will never get all your debt paid off, especially the larger ones.The secret here is, now that you have paid off the first one apply the $75 from that to the second bill. Your payment on the second should now be $175 per month. This is a pattern that you continue, can you see how powerful it can be.
This is just one of the techniques that you will learn from Dani Johnson. She will have you fallowing a program that will see you debt free and committed to never going back to that place again.

If you are serious about your debts. then do something about it. Don't just talk about it, let your friends pressure you, convince your self your ok take action. Until you take action, nothing will change and all these tips on saving money were just a good read.