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Smartphone Insurance - Save up to 50%

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Smartphone Insurance Loopholes - Dont pay over the odds!

I am absolutely fed up with the so called 'high street providers' here in the UK. How the hell do they think they can get away with charging so much for smartphone insurance? It really does my head in.

And what makes it worse for me, is that after flat out refusing to pay the extraordinary fees per month, I went and lost my brand new blackberry. Haha, I must of have some bad Karma left over from earlier on in life. I couldnt believe it.

Well dont let this happen to you. Luckily for all you guys reading this website, you will be able to pick up some of the best loopholes going. I can guarantee you that I can save you 22%-25% as a minimum!. Read on and find out more.

Smartphone Insurance - Use an online Company

And save up to 25%

Searching for an online company which ticks all the boxes can be a somewhate daunting task. Did you know that there is over 2.5 million results when you search on google? Wow! Its enough to confuse anyone.

Well, I have done the legwork for you. the best company I could find in todays market was www.insureit.2u.co.uk. Most importantly they are FSA regulated, which is always compulsory in my eyes.

Save 22-25%, and also pick up a no claims bonuses such as new batteries and brand new latest model smartphones. You wont catch the so called big boys offering you that kind of incentive!

Smartphone Insurance Must Haves

Make sure the policy has all of the following

As part of your new smartphone insurance policy there are a number of things which you should insist on. If you cant get this type of cover, then you should walk away. Its as simple as that.

As discussed above, you should make sure that the company is FSA Regulated first and foremost. But other than that, insist on the following:

Fraudulent calls

International cover

Water damage

Theft

Loss - in my eyes this is very important, as most companies do not offer

Extended warranty

Accidental damage

Smartphone Insurance Loopholes

A few other sneaky tips

Are you a homeowner in the UK? Most of us are right, although its becoming harder and harder.... Well if you are, you can add your smartphone to your home contents insurance for nothing. Zip. Zilch. Thats right!

You will add your phone into the 'personal belongings' category and you will be covered inside and outside of your home.

But all is not as rosy as it seems. You probably wont be covered for the full amount, and you will also have to fill out a mountain of paperwork to make a claim. Still its better than a poke in the eye right?

One other suggestion I woul have would be to purchase some no claims protection. You dont want to be wasting the bonus on a small claim such as a smartphone.

When I found out this little loophole I was pretty happy!