Easy Money (if you're heartless)

(NOTE: I have personally observed the theft of about $43,000 using these methods. Your results may vary).

1) You'll need one (elderly) blind and/or incompetent parent-they'll have no idea what's going on. (DO NOT try this on a stranger or you could get arrested for identity theft and other crimes.)

2) obtain access to their mail-they'll never figure out what you're doing if they can't read their mail.

3) obtain access to their debit card and PIN-you'll need these to withdraw cash from the ATM. If possible, replace their debit card with something that looks like one, perhaps an old credit card with a bank logo on it. Then you can just keep the debit card.

4) obtain access to their credit card info-you can make online purchases with this. You'll never have to pay these. After he/she dies, the credit card company will just write it off.

5) obtain access to online accounts-you can pay your bills directly from his/her bank account. With access to EZpass, cable, phone, etc accounts, you can use these services yourself as much as you want with your parent footing the bill, so buy a nice phone or get HD cable TV.

6) obtain and sign checks-another easy way to pay your bills.

7) JACKPOT!

8) you're now free to withdraw cash, use his/her accounts for your own use and pay all your bills using their money. No one will ever know.

9) BONUS: the banks and law enforcement don't really care (I checked this with FBI, Police, District Attorney office and Bank). Since you're a family member, it's not really like identity theft or a 'real' crime. It's just a family matter. And even if you're caught, chances are your parent will not prosecute you or press charges. So party on dude!

10) If, on the other hand, you think it's better to prevent this widespread, all too common crime, visit my links (next section).