Sticking To Your Wedding Budget

Open a separate account to pay wedding expenses so you don't use the money on other bills. You will know from your account balance the exact amount of money you have to spend on your wedding expenses. Another option is to use a credit card so you can keep track of wedding expenses.

Choose a card with rewards (perhaps travel rewards that can be applied to your honeymoon) and guarantees and pay it every month from the wedding account so you don't incur interest charges.

Cut back on certain expenses and avoid competing with friends. Vendors will try to upsell you but avoid the temptation so you can stick to your wedding budget. Plan to spend 10 percent less than your budgeted amount so you have extra cash for those inevitable unforeseen costs. Pare down your guest list to minimize your wedding expenses further.

Shop around to get the best deals. Ask you friends and family for recommendations. Negotiate with vendors to get their lowest price. Keep track of price quotes in a folder so you can make an educated final decision. Use creative ideas rather than paying for certain items. For example, make your own wedding invitations and centerpieces rather than ordering them. There are many little ways to save money along the way.

You can still have a memorable, beautiful wedding on a tight budget. Choose a unique theme based on your passions and preferences. Create a mood with a uniform feeling at your wedding ceremony and reception. Avoid spending money you don't have. Sticking to your wedding budget proves you are responsible enough for married life.