Saving Money on Auto Insurance

If you're like most drivers you carry a $250 or $500 collision insurance deductible. By raising your collision insurance deductible to $1,000 you can save up to 40% on your overall insurance premium.

Saving just $10.00 per month over a 30-year driving career would result in saving thousands of dollars.

You're probably thinking "why don't I just save a $1,000 myself".

Well, trying to accumulate $1,000 at a rapid pace, after raising your collision deductible to $1,000, introduces the "additional risk" of having to pay a high collision deductible before you have saved $1,000. And, since most people do not have an extra $1,000 available to spend in case they have a collision, the CDRP ensures that a high collision deductible can be paid even before you have saved $1,000.

For example, let's say that you would save $25.00 a month by raising your collision deductible to $1,000. It would take you 40 months to save that $1,000.

That 40-month window is called the "accumulation period". But, what if you had a collision in month three. You would have only saved $75.00, but would still need $925 to pay your collision deductible.

The CDRP will provide "interest free" money - up to a full $1,000 - during the accumulation period that you may use to pay your collision deductible if you need to before you have saved $1,000; eliminating your risk of having to come up with any shortfall.

Additionally, when you take out a loan to buy a car many banks and leasing companies have an internal policy that restricts clients from carry collision deductibles in an amount greater than $500. IDA has an "Exception to Policy Request Form" that clients may complete and send to their lending institutions requesting an exception to that policy and asking them to allow a higher collision deductible because they have a CDRP account. In the testing phase, IDA has found that most lending institutions readily accept this request for an exception to policy and allow customers to carry higher collision deductibles.

The founders and principles includes some of the most successful executives from the Fortune 500 arena as well as some of the top leaders from the network marketing industry.

Among those is Gerald McElroy, IDA's CFO. Gerald McElroy is Vice Chairman and Sr. Director of Farmers Insurance. Gerald McElroy, has over 30 years of experience in the financial services and insurance industries. He is currently a member of the Board of Governors, Farmers Group of Insurance Companies, a member of the board of directors for several organizations including a global insurance company and a number of growth-oriented firms. He is a leader in the insurance industry and bring invaluable expertise and knowledge to the IDA team.

In addition, Richard Hawkins the V.P. of AAA in the state of Washington serves as a senior advisor. His experience and knowledge have been invaluable in the creation and bringing forth of this program.

Plan 1 - $25 per month x 40 months = $1,000 (no discount)

Plan 2 - $50 per month x 15 months = $750 (25% discount)

Plan 3 - $650 per month x 1 month = $650 (35% discount)

The 3 Plans

If you want to learn more about the CDRP or the IDA Business Opportunity join us for a webinar every Tuesday at 7:00 PM EST and Thursdays at 2:00 PM EST.

Also watch the compensation video. 80% of the revenue goes back to the reps!

IDA Comp Plan