Save Money on Groceries

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Save Money on the Grocery Budget

In today's tough economic times it is important to be wise and thrifty with the food budget. For many families, the food bill is the biggest monthly bill except for the mortgage. It is also the bill that has the most potential for savings. You don't have a lot of control over utilities, car payments, and house payments. You can, however, have some control over how much you spend at the grocery store. I hope to show you some ways to save money on groceries.

Being frugal and learning to save money on groceries can free up money for other things. If you are stretched thin, saving money on groceries may be the thing that helps you to make ends meet. It might enable you to enjoy a treat such as a night at the movies. Learning to save money on groceries is definitely worthwhile. Click here if you are looking for a frugal cookbook.

Menu Planning

Save Money on Groceries

All of the ads on this page for menu planning come from Menus4Moms which is a company owned by my friend Mary Ann Kelley. She has many options for menu subscriptions that can help you get organized, ditch the drive-thru, and save money!

How the Grocery Store is set up.

Learn this and save money on groceries.

Your grocery store is laid out to optimize the amount of money that you spend there. Have you ever noticed that you can't just run in and pick up a gallon of milk? No, the milk is way at the back of the store. You have to pass lots of enticing products on the way to the dairy case. Pick up your milk and then you have to pass them all again on the way to the checkout. Have you ever gone to the store for milk and by the time you got out you spent $100? I have.

The staples that you need such as flour and sugar might be placed on a high shelf or a very low shelf. Products that are new, expensive, and more processed are placed at eye level within easy reach, making it convenient for you to fill your cart with expensive items. Major brands pay the grocery store for this premium placement of their products.

Have you ever been lured into the bakery department by the aroma of baking bread or cinnamon rolls? That is planned to maximize the sales as well. Baking is planned to occur at the store's busiest times. I have been tempted to pick up a loaf of French bread when I know it is just out of the oven and still warm.

In many grocery stores the cookies, candy and baby items are in the same aisle, right across from each other. The baby items will usually be farther toward the back so you have to walk by all of the tempting sweets that are calling your name. This is one reason you might not want to take the kids with you and why you don't want to shop while you are hungry.

Studies show that the longer you are in the store the more money you will spend. What does this mean for you? Always take a list and stick to it! You must have a plan. More about that later.

Even the music that is played in stores is designed to help you to spend more. If the music makes you feel good and happy then you are more likely to be in a spending mood.

If you shop the perimeter of the store you will generally find the basics such as fruits, vegetables, dairy, meats and bread. As you browse the inside aisles you begin to see more processed and more expensive food. Try to shop the perimeter of the store as much as possible to save money on your grocery bill.

Fore warned is fore armed, right? Make a strategy and stick to it. Shop the perimeter, stick to your list. You can do it! Use these tips to save money on groceries.

Gluten-free dinner menu plans
Gluten free menu plans from my friend Mary Ann Kelley.

Better Groceries for Less Cash

How to save money on groceries

Better Groceries for Less Cash

Amazon Price: $7.75 (as of 02/17/2012)Buy Now

THIS DEFINITIVE GUIDE to saving money on groceries is a godsend to families who struggle to make ends meet. Inside the pages of Better Groceries for Less Cash you will quickly learn and master the simple techniques of value buying. You will learn the inside secrets that the food industry doesn t want you to know and how you can harness that knowledge to beat them at their own game.

Ditch the Drive-Thru with the Busy Mom Menu

Menu Planning

Meal planning helps you to save money on groceries.

My friend Mary Ann Kelley has menu planning all figured out. She is the owner of Menus4Moms.com, a website where, for a very reasonable price, you can subscribe to a monthly menu mailer. There is a menu plan geared to Frugal Moms and one aimed at Busy Moms. Another menu plan helps you plan around the items received in a Food Ministries Box. These come with a cost analysis and a shopping list and make it easy to plan and stay organized.

Getting organized helps you save money because if you know what you are having for dinner there are less trips to the fast food drive through and less stress at dinner time. You won't be wasting and throwing out food like what happens when you don't have a plan. Mary Ann has several articles that you can read on subjects such as bulk cooking, once a month cooking, and being frugal. Learn how to save money on groceries with these menu planning helpers.

Once a Month (OAMC) and Bulk Cooking Resources

There are several "plans" such as The Ham Plan and the Potato Plan which instruct you on how to buy these items in bulk and cook ahead for the freezer.

Mary Ann has launched a new social networking application on Menus4Moms.com where moms can gather to discuss money saving tips, recipe tips and more.

I encourage you to take a look. You can download a 2 week free preview to see if you think it might work for you. Just click on the banners that you see scattered throughout this lens.

Start bulk cooking today and fill your freezer in just 2 days!

Bulk Cooking to save money on groceries

Save money on groceries by cooking in bulk.

Cooking in bulk can save you time and money. I will show you what I did with a 20 pound ham. I paid 99 cents a pound so it was about $20 which was a good deal to start with.

I baked the ham and the first meal was ham slices with mashed potatoes and gravy. After dinner I cut as much ham off the bone as I could. I put the meaty bone in a big stock pot, covered it with water and simmered it until the meat was falling off the bone. Then I strained off the liquid for ham stock. From this I made two batches of White Bean and Ham Soup. (See recipe below) The family liked it and asked me to make it again so I consider that a success!

The next night I had a group of teen boys here, my sons' friends. They raided the fridge and ended up making themselves ham sandwiches. I was glad that I had something good on hand to feed them!

Here's the list of meals I made with the ham:

Ham Slices with Mashed Potatoes and Gravy
White Bean and Ham Soup
Cold Ham Sandwiches
Hot Ham Sandwiches on French Rolls
Scalloped Potatoes with Ham
Fried Eggs and Ham
Scrambled Eggs with diced Ham, Cheese and Green Chiles


We got 40 servings from this ham and I still have 1 quart of ham stock in the freezer.

White Bean and Ham Soup

An economical recipe that helps you save money on groceries.

Ingredients for White Bean and Ham Soup

* 1 tablespoon olive oil
* 1 small onion, diced
* 4 cloves garlic, minced
* 2 (15 ounce) cans small white beans, drained
* 6 cups ham stock
* 2 cups chopped cooked ham
* 1 small tomato, chopped
* 1/2 teaspoon savory
* salt and pepper, to taste

How to prepare White Bean and Ham Soup

Saute the onions and garlic in the oil, in a soup pan, for 2 or 3 minutes or until tender.
Add the ham stock to the soup pan.
Add the beans. Mash some of them with a potato masher to thicken the soup a little.
Bring to a boil, reduce heat and simmer for about 10 minutes.
Add the ham, tomato, and savory and simmer until the soup is heated through.

Ham can be a frugal choice

Save Money on Groceries by cooking in bulk.

Hams go on sale the week before Easter so I've been making room in my freezer in anticipation of picking up a couple of hams. They were .99 per pound and the store limit was two so I got two. I cooked one ham a couple of days ago and will be keeping track here of how many servings I can get out of it. This week I've had an extra person to feed so having this on hand helped. Also, for Easter Dinner I only have to make some side dishes and dessert.

I've made ham stock like last time and I have a 6 pound can of organic red beans (on sale at the health food store for $1.99) from which I will be making ham and bean soup .

It was a 22 pound ham and I paid about $21 for a $48 ham.

Here are the meals we've had so far:

Ham and Scrambled eggs
Ham and Fried Eggs
Ham slices with Mashed Potatoes and Gravy
Ham with Gravy
Ham and Swiss Sandwiches
Ham and Bean Soup

So far we've had 49 servings from this ham.

Fix, Freeze, Feast: More than 125 recipes to prepare in bulk and by the serving

This book can help you save money and get your budget under control.

Fix, Freeze, Feast: Prepare in Bulk and Enjoy by the Serving - More than 125 Recipes

Amazon Price: $6.15 (as of 02/17/2012)Buy Now

Millions of shoppers save money buying groceries in bulk trays of boneless chicken breasts, pairs of flank steaks, and flats of ripe tomatoes. But savings can quickly become losses if those bulk quantities spoil in the refrigerator or lie forgotten, unlabeled and unrecognizable under layers of ice crystals in the back of the freezer.

Kati Neville and Lindsay Tkacsik have built businesses teaching home cooks how to take advantage of bulk savings by shopping wisely; converting food purchases into delicious, healthful family dinners; and labeling and storing the meals for easy access on busy days. They share all their best recipes and organizational wisdom in Fix, Freeze, Feast, a cookbook every price-conscious shopper will love, and warehouse club members shouldn't be without. With their help, home cooks will have freezers stocked with easy-to-prepare entrees, ready to be defrosted and cooked for weeknight family dinners. Imagine the comfort of knowing a home cooked meal is always available.

Buy Nothing for Two Weeks

Tea with Dee

I heard about this challenge on the Clark Howard radio show. My husband and I decided to try it for two weeks. We are only buying milk, eggs, and bread, and of course paying what bills come in. Sometimes it is good to make an effort to use what you have on hand in order to make sure things get used and rotated. Save money on groceries by making sure everything gets used and not thrown out.
Tea With Dee
My friend Deanna has challenged herself to Buy Nothing for Two Weeks.
On her blog, Tea with Dee, she is keeping track of how she is making meals of what she already has in her fridge and freezer. I think you will enjoy it!

Ten Reasons to love oatmeal

Learn to love oatmeal. It is thrifty.

Oatmeal is not only inexpensive, it is just so darn good for you! Learn to love oatmeat and save money on groceries. Here are ten reasons to love oatmeal.

1. Oatmeal is cheap.
2. Oatmeal is packed with fiber.
3. Oatmeal helps with weight management
4. Oatmeal helps you keep the good cholesterol and get rid of the bad.
5. Oatmeal reduces the risk of heart disease.
6. Oatmeal contributes to artery health
7. Oatmeal provides good nutrition for your children.
9. Oatmeal keeps you full longer.
10. Oatmeal has A and B vitamins as well as calcium and iron

Organic Instant Oatmeal

Oatmeal in packets is a little more expensive but still a nutritional bargain.

50% Less sugar than other brands. Heart healthy. USDA organic. All natural. Organic compliant vitamins; great flavor; no artificial sweeteners; certified vegan. Delicious natural foods; organic goodness. No refined sugar or artificial sweeteners. Dr. McDougall's Right Foods are always heart healthy, vegetarian & non-dairy.

Dr. McDougall's Right Foods Organic Instant Oatmeal, Light Maple Brown Sugar, 1.3 Ounce Packets, 8-Count Boxes (Pack of 6)

Amazon Price: $24.41 (as of 02/17/2012)Buy Now

* Case of six 10.7-ounce packages with 8 oatmeal packets each (total of 64.2 ounces, 48 packets)
* Made with organic rolled oats and pure maple sugar
* USDA organic and certified vegan; no refined sugar or artificial sweeteners
* Judged best tasting natural oatmeal by San Francisco Chronicle
* All-natural, heart-healthy foods from the renowned McDougall Program in Santa Rosa, California

What is your plan to save money on groceries?

How do you save money on groceries?

Planned Leftovers

Roast Beef one day, Beef Stew the next!3 points

Go to WalMart and Take Other Grocery Store Flyers With You

WalMart price matches on groceries. If you go shop more...1 point

Buy generic rather than name brand items

Grocery items offered under a generic name (Great more...1 point

Remind myself that I don't need things

I try to put off buying until I have nearly run ou more...1 point

MAKE a LIST

that's just the thing: know what you have in your more...0 points

Search online for coupons

I look online and call the companies of the food I more...0 points

Eat More Cheap Fruits and Vegetables

0 points

Never go grocery shopping when you are hungry.

A sure way to ruin your budget. Definitely not the way to save money on groceries.

If you go to the grocery store hungry then you are asking for all kinds of trouble. You will go over your budget for sure and you will end up bringing home all manner of strange items and junk food.
That huge can of bell pepper strips looked so full of possibilities in the store but now that I have it home I wonder what I'm going to do with it. How did I end up with all those Hostess fruit pies in my cart? Did I really think anyone was going to eat those sardines?
The only thing worse is if you take your spouse and you are both hungry. That is a big time budget buster. So, eat before you go to the grocery store, stick to your list and save money on groceries!

Stewing a Chicken

Save money on groceries by using everything up. Don't throw it out.

I had a whole cut up chicken in the freezer that I needed to use so I decided to stew it. I put it in a pan with about 8 cups of water, some ground sage, and garlic and set it to simmering. I simmered it until the meat was falling off the bone and then strained off the liquid for 8 cups of home made chicken broth. Tomorrow we'll have a stir fry with chicken which will be easier because the chicken is already cooked.

Today I used the rest of the chicken and the 8 cups of broth to make chicken and rice soup. No measuring really. I started by melting about 2 tablespoons of butter in my Dutch oven. Then I sauteed maybe 1/2 to 3/4 cup chopped onions. Added some garlic powder, ground sage, thyme, cayenne pepper, sea salt, and a bay leaf. Next I added the chicken, chicken stock and about 3/4 cup of Uncle Ben's parboiled rice, uncooked. Brought that to a boil, reduced heat, covered and simmered for 20 minutes to cook the rice. Added a can of evaporated milk to give it some body, being careful not to let it boil once the milk was in there. It's done! It is gloomy and snowing here today so soup for dinner is warming and welcome.

We got six generous servings of the soup at about .40 per serving. Dilly Bread was a good accompaniment to this soup as it is to most soups.

A Thrifty Way to Make Tea

Save money on groceries by making tea in your coffee maker!

This may be a little unconventional but it works for us. We have three tea drinkers in the family so that would be a lot of tea bags if we each used one for every cup of tea. If you can give up your coffee at least part of the time, tea is cheaper than coffee.

My husband makes it this way:

Fill the pot and pour it into the coffee maker.
Put one teabag in the pot and let the water run through the coffee maker.
Voila! A whole pot of tea using only one tea bag.
Easy and Cheap!

Creative Commons Photo by Tomasz Sienicki

Hamilton Beach 12-Cup Red Coffeemaker

Make tea in a coffee maker like this one.

Hamilton Beach Ensemble coffeemaker- 12-cup capacity, Stainless steel body & red accent color matches up with the Ensemble toaster , can opener & blender for a beautiful kitchen appliance display . Drip Free carafe and programmable digital clock.

Hamilton Beach 43253 Ensemble 12-Cup Coffeemaker with Glass Carafe, Red

Amazon Price: $42.00 (as of 02/17/2012)Buy Now

* 12-cup red and stainless coffee maker
* Drip-free carafe, programmable clock/timer and a 2-hour shutoff system
* Automatic pause `n serve function
* Nonstick keep-hot plate to keep the coffee always fresh and warm
* Includes water filter
* To clean, simply hand wash the removable parts

Save time and money with Frugal Mom Menus

How do you save money on your food bill?

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Eat your spinach!

A lot of nutrition for a little money.

Greens such as spinach and chard grow easily in your garden and are full of great nutrition. I grew both of these on my deck in containers last summer. The chard produced well into the fall. They are inexpensive to buy in the store as well. Greens can be braised and served as a side dish, they can be chopped and added to soups and casseroles, and eaten in salads. A cup of fresh spinach has 5 grams of fiber! A cup of fresh Swiss chard has 7 calories and 14 minerals and vitamins. Popeye knew what he was doing! You get a lot of nutritional bang for your buck with greens. A rule of thumb is that the more color the greens have the more nutritional value they have. Invest in foods with a lot of nutrition rather than sugary things with empty calories. See below for my soup recipe using chard.

Soup with Chard

Zuppa Toscana ~ My version with Swiss chard

Sausage and Potato Soup ~ Similar to Olive Garden's


Save money on groceries by cooking at home instead of eating out.
ZUPPA TOSCANA My version of the Olive Garden Soup

1 lb ground Jimmy Dean's sausage
1 large diced onion
1 lb sliced russet potatoes (about 3 large)
1 quart water
3 1/2 cups homemade chicken stock or 2 cans chicken broth
2 tsp garlic puree or 2 cloves minced garlic
4 tbsp bacon pieces
1/2 cup fresh swiss chard, chopped
1 cup heavy cream

Sautee sausage, drain.

Place onions, potatoes, chicken broth, water, and garlic in pot, and cook on medium heat until potatoes are done.

Add sausage and bacon.

Salt and pepper to taste.

Simmer for another 10 minutes.

Turn to low heat.

Add chard and cream.

Heat through and serve.

Menus4Moms

Learn menu planning to save money on groceries.

Stock up when things are on sale.

Save money on groceries by taking advantage of sales

When you find a good sale, stock up! This is the time to fill your freezer and pantry. Buy it now while it is cheap and you won't be paying more for it later when you need it and it has gone off sale. Only buy it if it is something you will really use. Even if it's great price, it's no bargain if you end up throwing it out. Shop smart and save money on groceries.

Freezer Cooking

A frugal way to plan your meals.

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Grocery Discount Stores

Shopping at Grocery Liquidators helps you to save money on groceries.

Look around in your area and see if you have any grocery discount stores. We have 2 grocery liquidators and a grocery outlet store. Along with those are several dollar stores and a Big Lots. Many times Big Lots will have laundry detergent or dishwasher detergent at very good prices.

At the liquidators I often find organic products at a big discount, especially canned goods such as tomatoes. My family loves stuffed grape leaves and the leaves are up to about $7 in the regular grocery store. At the liquidators I can sometimes find the good brands for .99 a jar. Last time I was there I bought about 20 jars saving me $6 a jar or $120!
I also bought a 6 pound can of organic white beans for $1.99 and it was one of those purchases that I wasn't too sure what to do with. I used it for the two batches of ham and bean soup and it was perfect! Just be sure to check for expiration dates.

Menu Planning on the Blogs

Bay Area Healthy Meal Plans Preparation Company, Dream Dinners, Celebrates 10 ...
Bay Area Dream Dinners works closely with dietitians to create healthy meal plans that families can enjoy together. Guests register online for a 1.5-hour session to make nutritious recipes for the month; however, they are usually done in an hour.
TIAA-CREF and Wellesley College Team Up to Update Retirement Program
TIAA-CREF, the leader in the higher education retirement plan market, will now serve as the sole provider for the college's entire 403(b) defined contribution retirement plan. The new investment menu features a focused slate of low-cost, quality mutual ...
Menu: Planning under way to improve Liberty Bowl
By Kyle Veazey on February 15, 2012 7:06 AM It wasn't quite the Folk's Folly dinner, but another meeting with significant impact to the future of the University of Memphis athletic program took place not too long ago. It was last Thursday, ...
A Menu With Roots in Bayou Country
Take a look at the menu, however, and scan down to desserts: bananas Foster, a New Orleans classic, is worth planning your whole dinner around. Matthew's version of this 60-year-old chestnut is prepared and flambéed tableside with panache ? along with ...

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